Life Cover + Multiple Benefits9## in 1 plan
Trusted by over 3 cr families₸




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Why choose ICICI Prudential Life?
on March 31, 2022
March 31, 2022
management as on
March 31, 2022
(free look) the policy and
get your money back
Frequently Asked Questions
- Not enough cover � The cover provided by company's life insurance policy (generally ₹10-15 lakh) may not always be sufficient to sustain your family in case something happens to you.
- Will lose coverage if you change your job � This coverage is dependent on your job. If you leave the job, the insurance cover ends then and there, till you join a new job. The period between the end of the old job and the start of the new one would be without cover.
- Standard policy for all employees, not customized to your needs � The life insurance policies provided by your employer are standardized policies which are not customized according to your specific needs and don't generally contain any provisions for critical illness, terminal illness and disabilities.
- Brand: Choose a well-known brand that is financially strong and sure to be around for a long time. ICICI Prudential Life Insurance is an old and trusted private sector life insurance company in the country with an Assets Under Management value of ₹2.40 tn18 (as on Mar 31, 2022).
- Claim settlement: Select an insurance company with a consistently high claim settlement ratio and an easy and hassle free claim settlement process. With ICICI Prudential's term plan, you can get your claim settled within 1.4 days >. The company has a claim settlement ratio of 97.9% (FY 2020-21) ~ and has paid ₹2.04 tn ` in claims (since inception up to Mar 31, 2022) You can check our last 5 years� claim settlement ratio here .
- Additional benefits: Look for additional benefits such as critical illness coverage and accidental death coverage. ICICI Prudential Life term plan provides the option to get health coverage for 34 critical illnesses## up to ₹1 crore and accidental death coverage9 up to ₹2 crore.
- Ease and convenience - You can complete your purchase in just a few minutes anytime anywhere. The plans can be accessed via mobile internet too.
- Better control � Buying a term plan online lets you customize it according to your exact needs instead of relying on someone else to do so.
- Complete transparency � As there are no intermediaries involved and you buy directly from the insurance company, the entire process is transparent and you are not set up for any unpleasant surprises later on.
- Full security � Your personal and health information is private and secure.
- Online discount � ICICI Prudential provides 5% discount‘ when you purchase our term plan online (If you are an ICICI group employee, you get 10% discount throughout the policy term, even if you leave the organization after purchase of the policy).
- Terminal Illness Benefit: You receive 100% claim payout in case you contract a terminal illness 3
- Permanent Disability Benefit: All your future premiums are waived off while your policy continues if you get a permanent disability 5