A great achievement like buying a new home calls for a celebration. But knowing that your family is always secure and safe in that home is the ultimate achievement. A term life cover ensures your home always remains for your family, even if you are not around. Your family can use the money received to pay off the home loan EMIs. They will also have enough money to continue living the comfortable life you had once planned for them.


If you have a home loan, watch this film.



See how Mr. Kumar secured his family's future



Benefit Illustrator


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*1% is the approximate monthly premium amount of Rs. 435/month when compared to monthly EMI of home loan calculated on loan amount of Rs. 50 Lakhs at 8.54% per annum for a period of 20 years. Source: www.icicibank.com/calculators/home-loan-emi-calculator.html. This is only for illustrative purposes and should not be the sole consideration for making policy related decisions.

1The above mentioned premium rate is for a 30 year old healthy non-smoker male for a term of 30 years with ICICI Pru iProtect Smart. Annual premium for Rs.50 lakhs life cover is Rs.5225 and monthly premium for Rs.50 lakhs life cover is Rs.435 (under life option with a lump sum death benefit payout option and is exclusive of taxes). The premium amount shown shall vary with the benefit options chosen.

2ICICI Pru iProtect Smart offers complete protection against various unforeseen events such as, death, permanent disability, terminal illness, critical illness and accidental death.

3You can pay the premium once, throughout the policy duration or for a limited period. You also have the option to choose the payments to be made yearly, half-yearly or monthly.

5Study conducted by Kantar Millward Brown and published by WPP in 2014, 2015, 2016 and 2017.

+As per IRDAI Annual Report 2016-17.

~Tax benefits under the policy are subject to conditions u/s 80C, 80D and 10 (10D) of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. The tax laws are subject to amendments from time to time. Policy issuance is subject to realization of required payment and documents. ICICI Prudential Life Insurance Company Limited. Registered Address: - ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. For more details on the risk factors, term & conditions please read sales brochure carefully before concluding the sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Tax benefits under the policy are subject to conditions under the provisions of the Income Tax Act, 1961. Goods & Services Tax and Cess (if any) will be charged extra, as per prevailing rates.The tax laws are subject to amendments from time to time. ICICI Pru iProtect Smart (UIN: 105N151V02) Advt No. W/II/1390/2017-18.


IRDAI clarifies to the public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with the details of the phone call,number
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