Guaranteed Savings Plan
Guaranteed Wealth Creation for all your Goals
Guaranteed Returns starting with just ₹ 2,500p.m.
- Guaranteed Additions every year - @9%-10% guaranteed returns^
- Guaranteed Maturity Benefit - Lumpsum at maturity~
- Guaranteed Protection - Life Cover for entire policy
- Guaranteed Tax Benefit - Benefits u/s 80C and 10(10D)*
Additional guaranteed return on online purchase
Check Guaranteed returns
s of our Savings Plan
our Savings Plan
Every year, we will add Guaranteed 9% or 10% of your total paid premium to your policy benefit ^.
You receive a guaranteed lump sum benefit as Guaranteed Maturity Benefit (GMB) at the end of the policy term, irrespective of market interest rates~.
You get Life Cover for the entire policy term so that your family is financially secured even in your absence.
Reduce your taxable income as all your premiums are eligible for Tax Deductions u/s 80C*.
Enjoy tax free payout, as both Maturity Benefit and Additions are entirely tax exempt u/s 10(10D)*.
You have the option to choose the premium payment term and premium payment frequency according to your comfort.
Nistha is a 30-year-old working woman. She envisions gifting a good lump sum amount to her parents on their Golden Jubilee Anniversary which is due in 15 years. She is looking for a guaranteed savings plan that gives her assured returns on her savings such that she is able to gift her parents without worrying about the market returns & also save tax at the same time.
Total Benefits ₹ 5.48 Lakh
Get Total Benefits ₹ 5.48 Lakh
Guaranteed Maturity Amount ₹ 4.7 Lakh
₹ 3.25 Lakh
₹ 1.45 Lakh
Varun, a 30 year old self employed runs a small business. His income changes according to his business profits. He also pays a good amount of money as taxes on his earnings & bank deposit. He also has very little life cover. He is looking to invest his savings in a safe plan every year to safeguard his family’s future needs along with saving of taxes and ensuring financial security for family.
Get Maturity amount ₹ 12.93 Lakh
Guaranteed Additions (GA) ₹ 8.4 Lakh
Guaranteed Maturity Benefit (GMB) ₹ 4.53 Lakh
Guaranteed Protection (SA) of 10 Lakh
Guaranteed Tax Benefit 80C & 10 (10D)
Vivek is a 40 year old senior corporate executive. Vivek is looking to retiring at the age of 55 and wants to accumulate a big corpus of close to 1 Crore for his retirement income. He wants to invest in a plan regularly for some years which will give him a corpus of 1 Crore on retirement as a tax-free guaranteed lump sum.
Get Maturity amount ₹ 1.10 Crore
₹ 1.10 Crore
₹ 78.00 Lakh
₹ 31.72 Lakh
Rohit is the father of a 5 year girl child called Neeta. He wants to save for his daughter’s higher education needs and is worried that his savings may not meet his daughter's educational needs. He does not want to risk his child's future so he is looking for a guaranteed savings plan that gives assured returns on his savings.
Get Maturity amount ₹ 7.87 Lakh
₹ 7.87 Lakh
₹ 5.04 Lakh
₹ 2.83 Lakh
We are happy to help you!
Frequently Asked Questions
- Premium Payment Term
- 5 Years
- 7 Years
- Policy Term
- 10 Years
- 15 Years
- 15 Years
- Policy Term
- 10 Years
- 15 Years
- Minimum Age
- 8 Years
- 3 Years
- Maximum Age
- 60 Years
- 57 Years
Guaranteed Additions (GAs) will be added to the policy at the end of every policy year if all due premiums have been paid. Each Guaranteed Additions is equal to Guaranteed Addition rate multiplied with the sum of premiums paid till the date. GA rates depends on policy term. For more details please refer to the brochurehttps://www.iciciprulife.com/content/dam/icicipru/leaflets/IPru_ASIP_English.pdf
On death of the life assured during the policy term, for a premium paying or fully paid policy, the following will be payable: Death Benefit is equal to A or B or C, whichever is highest
A= Sum Assured plus accrued Guaranteed Additions
B= GMB plus accrued Guaranteed Additions
C= Minimum Death Benefit
Sum Assured on death is equal to 10 times of annual premium. Minimum Death Benefit is equal to 105% of sum of premiums paid till date (excluding extra mortality premiums, Goods & Services Tax and Cess (if any)).
If premium payment is discontinued after your policy has acquired a surrender value, your policy will continue as a ‘paid-up’ policy with reduced benefits. If you discontinue premium payment before your policy has acquired a surrender value, your policy will lapse and no benefits will be paid. For more details, please refer to the brochurehttps://www.iciciprulife.com/content/dam/icicipru/leaflets/IPru_ASIP_English.pdf
Our experts are happy to answer any questions you may have.
Call us at 1800-300-69777
Call centre hours -