IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
A plan that continues to save for your child,
even when you are not around
This is one investment for your child's future that is NOT dependent on you being there.
  • If nothing happens to you, the plan will work like a good investment and you get the fund value on maturity
  • In case of death:
    • Your child (nominee) gets the lump sum benefit
  • Create your plan
Enter details to create your customised child saving plan
  • I am
  • Date of Birth
    36 years
  • To make sure you get the right life insurance, we can call you to talk you through your needs and help you buy.

  • You may be contacted regarding your quote through email, so please make sure we have your correct details.

  • Show Returns
 
 

WHAT MAKES THIS PLAN A MUST-HAVE TO SECURE YOUR CHILD'S FUTURE

FINANCIAL PROTECTION

In case of death of the life assured, death benefit paid out to the nominee as a lump sum

GROWTH OF INVESTMENT

Premium you pay will be invested in your choice of equity, debt or balanced funds to build a corpus for your child's future

LOYALTY BONUS

EMERGENCY FUND

You can make withdrawals from your investment on completion of 5 policy years**

CONTROL OF YOUR INVESTMENT

Choose from 8 funds (equity, debt and balanced funds) to invest and can Switch between them anytime, tax free

TAX BENEFIT

Get tax benefits on premiums paid under Section 80C and on maturity proceeds under section 10(10D) of the Income Tax Act 1961

CHOICE OF PROTECTION LEVELS

Choose the level of protection to suit your needs

FLEXIBILITY

Choose to pay premium just once or for the entire policy term
  • FINANCIAL PROTECTION

    In case of death of the life assured, death benefit paid out to the nominee as a lump sum
  • GROWTH OF INVESTMENT

    Premium you pay will be invested in your choice of equity, debt or balanced funds to build a corpus for your child's future
  • LOYALTY BONUS

  • EMERGENCY FUND

    You can make withdrawals from your investment on completion of 5 policy years**
  • CONTROL OF YOUR INVESTMENT

    Choose from 8 funds (equity, debt and balanced funds) to invest and can Switch between them anytime, tax free
  • TAX BENEFIT

    Get tax benefits on premiums paid under Section 80C and on maturity proceeds under section 10(10D) of the Income Tax Act 1961
  • CHOICE OF PROTECTION LEVELS

    Choose the level of protection to suit your needs
  • FLEXIBILITY

    Choose to pay premium just once or for the entire policy term

PERFORMANCE OF FUNDS

Fund Name
& Benchmark Details
(As on )
Returns (p.a.) Returns (p.a.) Inception
Date
1 Year 2 Year 3 Year 4 Year 5 Year Since Inception

EQUITY

Bluechip Fund
Benchmark Returns: NIFTY50
Maximiser V Fund
Benchmark Returns: S&P BSE 100
Multi Cap Growth Fund
Benchmark Returns: NIFTY 500
Opportunities Fund
Benchmark Returns: BSE 200
Maximise India Fund
Benchmark Returns: 2/3rd NIFTY 50 Index
& 1/3rd NIFTY NEXT 50 Index

BALANCED

Multi Cap Balanced Fund
Benchmark Returns: 55% NIFTY 500 & 45% CRISIL Composite Bond Fund Index

DEBT

Income Fund
Benchmark Returns: CRISIL Composite Bond Fund Index
Money Market Fund
Benchmark Returns: CRISIL Liquid Fund Index
 
Please note:
NA: Fund has not completed the stipulated time period
Returns greater than 1 year are annualized.
Past performance is not indicative of future performance
 
*Company pays all due premiums in your absence provided all due premiums have been paid. **Partial withdrawals are allowed after the completion of five policy years provided monies are not in Discontinued Policy Fund. You can make unlimited number of partial withdrawals as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value in a policy year. The partial withdrawals are free of cost.
^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values on the last business day of the last eight policy quarters. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values on the last business day of the last eight policy quarters.
Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. Refer to the brochure link provided below for detailed understanding of the product features, terms and conditions and charges.Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837.
© 2016, ICICI Prudential Life Insurance Company Limited. Registered Address: 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms & conditions please read the sales brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. UIN of ICICI Pru Smart Life: 105L145V01. Advt: W/II/0529/2016-17.
BEWARE OF SPURIOUS PHONE CALLS & FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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