IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDERU
URisk factors and warning statements
- Linked insurance products/ annuity products with variable pay-out options are different from traditional insurance products and are subject to the risk factors.
- The premium paid in linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions.
- ICICI Prudential Life Insurance in only the name of the Life Insurance Company and ICICI Pru Platinum is only the name of the linked insurance contract and does not in anyway indicate the quality of the contract, its future prospects or returns.
- Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.
- The various funds offered under this contract are the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns
/Life cover is the benefit payable on death of the life assured during the policy term.
*Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
1There is no premium allocation charge in ICICI Pru Platinum
2Protect Plus option in ICICI Pru Platinum offers higher of Sum assured + Fund value and Minimum death benefit (105% of premiums paid)
3Systematic Withdrawal Plan and partial withdrawals are allowed only after the first five policy years. The total withdrawals in a policy year cannot exceed 20% of the fund value.
49.69 Cr lives covered across our individual and group customers as per ICICI Prudential Life Council Report.
5Switches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.
6As per Financial Statements (Schedule 4- Benefits paid (Gross)) of the company, benefits paid since inception up to March 31, 2024.
7Data regarding AUM is as per Annual Report of the Company for FY2024
8Calculated for a 30-year-old healthy male with a premium paying term of 10 years and a policy term of 30 years for limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
9Calculated for a 35-year-old healthy male with a premium paying term of 10 years and a policy term of 40 years for limited pay option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.
#Past performance is not indicative of future performance
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Mid Cap Hybrid Growth Fund | ULIF 147 050123 MCHybrdGrt 105 |
Mid Cap Fund | ULIF 146 28/06/22 MidCapFund 105 |
Mid Cap Index Fund | ULIF 149 050723 McIndxFund 105 |
India Growth Fund | ULIF 141 04/02/19 IndiaGrwth 105 |
Maximiser Fund V | ULIF 114 15/03/11 LMaximis5 105 |
Focus 50 Fund | ULIF 142 04/02/19 FocusFifty 105 |
Value Enhancer Fund | ULIF 139 24/11/17 VEF 105 |
MidSmall Cap 400 Index Fund | ULIF 153 150424 MidSmal400 105 |
Opportunities Fund | ULIF 086 24/11/09 LOpport 105 |
Multi Cap Growth Fund | ULIF 085 24/11/09 LMCapGro 105 |
Maximise India Fund | ULIF 136 11/20/14 MIF 105 |
Bluechip Fund | ULIF 087 24/11/09 LBluChip 105 |
Multi Cap Balanced Fund | ULIF 088 24/11/09 LMCapBal 105 |
Balanced Advantage Fund | ULIF 144 03/06/21 BalanceAdv 105 |
Sustainable Equity Fund | ULIF 145 03/06/21 SustainEqu 105 |
Active Asset Allocation Balanced Fund | ULIF 138 15/02/17 AAABF 105 |
Income Fund | ULIF 089 24/11/09 LIncome 105 |
Money Market Fund | ULIF 090 24/11/09 LMoneyMkt 105 |
Secure Opportunities Fund | ULIF 140 24/11/17 SOF 105 |
Constant Maturity Fund | ULIF 148 050123 ConstntMat 105 |
Mid Cap 150 Momentum 50 Index Fund | ULIF 151 180124 McMomentum 105 |
Multicap 50 25 25 Index Fund | ULIF 152 220224 MultiCapIF 105 |
<ClaimForSure: 1 Day Death Claim Settlement is available for the following:
a) Policies that have been active for 3 consecutive years. All due premiums in the policy have been paid and the policy has been active for 3 consecutive years preceding life assured's death.
b) All mandatory claim documents are submitted at the branch. Mandatory documents to be submitted at Branch Office-Claimant statement form,Original policy certificate,Copy of death certificate issued by local authority, AML KYC documents-Nominee's recent photograph, Copy of Nominee's pan card,Nominee's current address proof, photo identity proof, Cancelled cheque/Copy of bank passbook,Copy of medico legal cause of death,Medical records (Admission notes,Discharge/Death summary,Test reports, etc). For accidental death-Copy of FIR, Panchnama,Inquest report,Postmartem report,Driving license.
c) Total claim amount of all the life policies held by the Life Assured <=₹ 1.5 Crore
d) Claim does not require any on-ground investigation
<1 Day is a working day, counted from date of receipt of all relevant documents from the claimant, additional information sought by the Company and any clarification received from the claimant. The Company will be calling the claimants for verification of information submitted by the Claimant which will also be considered as part of relevant documents. Working day will be counted as Monday to Friday and excluding National holidays/Bank holidays/Public holidays.
Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.
Unit Linked products are different from traditional insurance products and are subject to the risk factors.
The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/ her decisions.
ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru Platinum is only the name of the unit linked insurance product and does not in any way indicate the quality of the product, its future prospects and returns.
Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.
The various funds offered under this product are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Comp code.- COMP/DOC/Aug/2024/268/6973
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. For enquires related to new policies purchased online, please call us on 1800-2660 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. ICICI Pru Platinum UIN:105L192V03, Advt. No.: W/II/0944/2024-25
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.