IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Enjoy policy benefit till age
99 years

SHOW ME HOW

Opt for systematic withdrawal and get money regularly

SHOW ME HOW

Introducing ICICI Pru Signature, our newest ULIP that offers insurance and flexible investment options in one plan. It is a unique savings plan that can give you better returns while it shields your loved ones with life cover.

ICICI Pru Signature calculator

Your full name

Your gender

male

female

Transgender

Your date of birth

29 years

Your plan is ready!

You need to invest

Payment option

Stay invested for

Pay for

Tell us about yourself!

Your mobile number

+91

Your Email ID

Reasons to choose ICICI Pru Signature

Financial protection

Life Cover for the entire policy term so that your family is financially secured even in your absence

Full investment

Entire premium without any deductions is invested in the funds of your choice

Return of charges ^{^}

Return of mortality charge and policy administration charges at maturity

Investment flexibility

Choice of 4 portfolio strategies and wide range of funds across equity, balanced and debt to suit your investment needs

Loyalty Benefits^#

Get rewarded for staying invested with regular wealth boosters to add to your fund value

Benefits for life

Plan your life goals with option of whole life policy term which will cover you up to 99 years of age

Money at regular intervals: Systematic withdrawal ^~

Get regular money at regular intervals to fund your different life goals with Systematic Withdrawal Plan

Switch freedom ¹

Your money, your choice to switch between funds when you want, how you want with fixed portfolio strategy

Tax benefits^$

Get tax benefits on premiums paid and maturity benefit as per tax laws to help you save tax

How does the plan work?

USE CASE:

Rohit, 35 year old Senior corporate executive

Rohit is looking for an efficient plan to save for his daughter's future.

He purchases ICICI Prudential Signature as the plan offers him value, growth and a potential to grow wealth sustainably. He chooses a premium payment term of 20 years and a policy term of 20 years. Rohit pays Rs 10,000 per month for a life cover of Rs 12 lakh (10 times annual premium). He appreciated the fact that ICICI Pru Signature helped him achieve his life goals and ultimately proceed towards a better future.

4 simple steps to buy online

What are the minimum and maximum policy term available in this plan?

You can opt for any policy term between 10-30 years
For whole life policy term option, policy term will be equal to 99 minus age at entry

What is the minimum and maximum premium payment term available with this plan?

You can choose to pay either for limited period or regularly.
- You can opt for any policy term between 10-30 years
- For whole life policy term option, policy term will be equal to 99 minus age at entry
For whole life option, you can only choose to pay for limited period of 7, 10 and 15 years

What does Systematic Withdrawal Plan means?

This facility is designed to help you provide liquidity so that any immediate financial need such as child’s education, retirement money or additional money for day-to-day expenses can be met. This facility allows you to withdraw a pre-determined percentage of your fund value regularly.

When can I opt for Systematic Withdrawal Plan?

This facility can be opted at policy inception or anytime during the policy term. You can avail this any time after the completion of five policy years, provided the monies are not in the Discontinued Policy (DP) fund. You can make unlimited number of partial withdrawals as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value in a policy year.

How much premium do I need to pay?

The minimum premium to start this plan is Rs. 30,000 p.a. and maximum premium is unlimited
For whole life policy term, minimum premium is Rs. 60,000 p.a. and maximum premium is unlimited

At what age I can start and close this plan?

You can start this plan from any age between 0 to 60 years.
The minimum and maximum age at maturity is
- For policy term other than whole life
  - Minimum maturity age: 18 years
  - Maximum maturity age: 75 years
- For whole life option
  - Maturity age is 99 years

When will I receive wealth boosters?

You will receive loyalty additions in terms of wealth boosters. We will contribute to your wealth creation by allocating extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term. Each Wealth Booster will be equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. For more information refer brochure.

^*ARR : assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance."

^$Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time.

¹Switches are not applicable for other portfolio strategies.

^#Wealth Boosters equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term.

^~Systematic Withdrawal Plan is allowed only after the first five policy years.

^{^}Amount equal to total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws. Return of Mortality Charges and Policy Administration Charges is not applicable for Whole Life option.

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. UIN:105L177V01. Advt. No.: W/II/0134/2019-20.

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.