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Creating your personal application

IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

ICICI PRU SIGNATURE ONLINE

NEW ULIP

Save, Invest, Protect
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No premium allocation charge. Return of mortality charge and policy administration charge at maturity+

No premium allocation charge.+

  • Get market linked returns
  • Get life cover for entire policy term
  • Get tax benefits u/s 80C & 10(10D)4

CALCULATE RETURNS ON ULIP ONLINE

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If you wish to be redirected to calculate your premium without sharing your personal details, click here.

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Key Benefits of ICICI Pru Life Signature

Financial Protection

Financial Protection

Life Cover for the entire policy term so that your family is financially secured even in your absence.

Return of Charges

Return of Charges

No Premium allocation charges. Return of mortality charge and policy administration charges at maturity. +

Investment Flexibility

Investment Flexibility

Choice of 4 portfolio strategies and 13 funds across equity, balanced and debt to suit your investment needs. Also enjoy the flexibility to opt for Change in Portfolio Strategy (CIPS).

Unlimited Free Switches

Unlimited Free Switches

Switch between the funds as many times for Fixed Portfolio Strategy, completely free of cost.

Wealth Boosters

Wealth Boosters

Get rewarded with Wealth Boosters2 at regular intervals by just staying invested in the plan.

Money at regular intervals

Money at regular intervals

Get money at regular intervals to fund your different life goals with Systematic Withdrawal Plan3. Get Partial Withdrawals without any penalty or reduction in life cover.

Tax Benefits

Tax Benefits

Get tax free maturity amount under Sec 10(10D) and tax rebate on premium paid under Sec 80 C 4

Good to Know

How does the plan work?

PUt your savings to work

Mayank is a 25 year old software engineer who recently started working. Mayank is looking for an efficient plan to invest some money every month such that he doesn’t overspend and can save tax. He is hoping to build a fund corpus in a few years to be able to fund his life goals which includes taking an international trip.

ICICI Pru Signature,

Monthly Premium `5,000 for 10 years with policy term 20 years & Life Cover `20 Lakh

Illustration 1
Age 25 25 Age Age 45 45 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

10

Rupee

At the age of 36 he makes a one-time partial withdrawal of 10%

money
down-line
Maturity amount

`14.63 Lakhs

ARR @ 8%

`8.27 Lakhs

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

PUt your savings to work

Rohit is a 35 year old senior corporate executive. Rohit is looking for an efficient plan to benefit from potentially high market linked returns, save to fulfil his daughter’s dreams and secure his family's future. He purchases ICICI Prudential Signature online.

ICICI Pru Signature,

Monthly premium `10,000 for 20 years with policy term 20 years & Life Cover of 12 Lakhs

Age 35 35 Age Age 55 55 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

20

Rupee
Maturity amount

`50.11 Lakhs

ARR @ 8%

`32.60 Lakhs

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

Put your savings to work

32 year old Raj is working as a manager in an MNC and is the sole earning member of the family. He is a new father and wants to provide the best education to his 1 year old daughter, Rhea. He wants to start disciplined saving such that can pay for Rhea's higher education & she doesn't have to compromise. He invests ` 10,000 per month in ICICI Pru's Signature to accumulate an education corpus for Rita by the time she turns 21.

ICICI Pru Signature,

Monthly premium `10,000 for 20 years with policy term 20 years & Life Cover of `12 Lakh

Age 35 32 Age Age 55 52 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

20

Rupee
Maturity amount

`50.14 Lakhs

ARR @ 8%

`32.61 Lakhs

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

PUt your savings to work

Vaibhav is a 25 year old manager at an MNC. He is single and is looking for an efficient plan to save on tax while creating a corpus for his dream car in the future.

ICICI Pru Signature,

Vaibhav pays `1.5 Lakhs per year for 10 years and gets a Sum Assured of 15 Lakh.This way, every year he saves on tax as his entire annual premium of 1.5 Lakh is available for tax deductions u/s 80 C

Age 25 25 Age Age 35 35 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

10

Rupee
Maturity amount
Eligible for tax deductions u/s 10(10 D)4

`21.80 Lakhs

ARR @ 8%

`17.53 Lakhs

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

ARR : assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.

We are happy to help you

Need help?

Our experts are happy to answer any questions you may have.

Call us at 1800-300-69777

Call centre hours -
9.30 a.m. - 7.30 p.m. Monday-Saturday

Frequently asked questions

  • You can opt for any policy term between 10-30 years
  • For whole life policy term option, policy term will be equal to 99 minus age at entry
  • You can choose to pay either for limited period or regularly.
    • You can opt for any policy term between 10-30 years
    • For whole life policy term option, policy term will be equal to 99 minus age at entry
  • For whole life option, you can only choose to pay for limited period of 7, 10 and 15 years
This facility is designed to help you provide liquidity so that any immediate financial need such as child’s education, retirement money or additional money for day-to-day expenses can be met. This facility allows you to withdraw a pre-determined percentage of your fund value regularly.
This facility can be opted at policy inception or anytime during the policy term. You can avail this any time after the completion of five policy years, provided the monies are not in the Discontinued Policy (DP) fund. You can make unlimited number of partial withdrawals as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value in a policy year.
  • The minimum premium to start this plan is Rs. 30,000 p.a. and maximum premium is unlimited
  • For whole life policy term, minimum premium is Rs. 60,000 p.a. and maximum premium is unlimited
  • You can start this plan from any age between 0 to 60 years.
  • The minimum and maximum age at maturity is
    • For policy term other than whole life
      • Minimum maturity age: 18 years
      • Maximum maturity age: 75 years
    • For whole life option
      • Maturity age is 99 years
We will contribute to your wealth creation by allocating extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term. Each Wealth Booster will be equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. For more information refer brochure.

Simple steps to buy online

Get started in just 4 simple steps.

Move to smart way of investing

Choose premium amount
Step 1

Choose premium amount

Use our online calculator to decide your premium amount and policy term.

Choose premium amount
Select your choice of funds
Step 2

Select your choice of funds

Allocate funds among 13 funds across Equity, Debt & Balanced Funds basis your risk appetite.

Select your choice of funds
Make a payment
Step 3

Make a payment

Pay via a range of options including Net Banking/Debit Card/Credit Card/Payment Wallets.

Select your choice of funds
Plan issued
Step 4

Plan Issued

Congratulations! Get digital Welcome Kit as soon as the plan is issued.

Plan issued

I am investing for myself, 30 years old male

Maturity Amount

` 1 crore
8% ARR
` 1 cr
8% ARR

OR

` 63.39 lakh
4% ARR
` 63.39 l
4% ARR

Life cover

for 30 years

Investment details

Investment amount
Payment option
Policy Term
Pay for

Here are your plan details

Maturity Amount

` 1 crore
8% ARR
` 1 cr
8% ARR

OR

` 63.39 lakh
4% ARR
` 63.39 l
4% ARR

Life cover

` 20
for 30 years

Investment Details

` 50,000
every month for 30 years

Investment Details

` 50,000
every month for 5 years, invest for 30 years

Choose your Investment style

Decide how you want your funds to be allocated by choosing 1 of the portfolio strategies

Here you can choose which fund you want to invest in, and keep changing allocation if & when you desire with unlimited free switches.

To enable ATS you must allocate part of your investment to Income Fund or Money Market Fund.

Allocate your savings across 13 different funds

Multi Cap Growth Fund

ULIF 085 24/11/09 LMCapGro 105, Equity Fund

view details
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To generate superior long-term returns from a diversified portfolio of equity and equity related instruments of large, mid and small cap companies.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Opportunities Fund

ULIF 086 24/11/09 LOpport 105, Equity Fund

view details
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To generate superior long-term returns from a diversified portfolio of equity and equity related instruments of companies operating in four important types of industries viz., Resources, Investment-related, Consumption-related and Human Capital leveraged industries.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Bluechip Fund

ULIF 087 24/11/09 LBluChip 105, Equity Fund

view details
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To provide long-term capital appreciation from equity portfolio predominantly invested in large cap stocks.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Maximiser Fund V

ULIF 114 15/03/11 LMaximis5 105, Equity Fund

view details
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To achieve long-term capital appreciation through investments primarily in equity and equity-related instruments of large and mid cap stocks.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Multi Cap Balanced Fund

ULIF 088 24/11/09 LMCapBal 105, Balanced Fund

view details
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To achieve a balance between capital appreciation and stable returns by investing in a mix of equity and equity related instruments of large, mid and small cap companies and debt and debt related instruments.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
*ATS Applicable
Income Fund

ULIF 089 24/11/09 LIncome 105, Debt Fund

view details
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To provide accumulation of income through investment in various fixed income securities. The Fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
*ATS Applicable
Money Market Fund

ULIF 090 24/11/09 LMoneyMkt 105, Debt Fund

view details
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To provide suitable returns through low risk investments in debt and money market instruments while attempting to protect the capital deployed in the Fund.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Maximise India Fund

ULIF 136 11/20/14 MIF 105, Equity Fund

view details
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To offer long term wealth maximization by managing a diversified equity portfolio, predominantly comprising of companies in NIFTY 50 & NIFTY Junior indices

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Active Asset Allocation Balanced Fund

ULIF 138 15/02/17 AAABF 105, Balanced Fund

view details
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To provide capital appreciation by investing in a suitable mix of cash, debt and equities. The investment strategy will involve a flexible policy for allocating assets among equities, bonds and cash.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Value Enhancer Fund

ULIF 139 24/11/17 VEEF 105, Equity Fund

view details
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To achieve long-term capital appreciation through investments primarily in equity and equity-related instruments in sectors that are emerging or witnessing a inflection in growth trajectory.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Secure Opportunities Fund

ULIF 140 24/11/17 SOBF 105, Debt Fund

view details
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To provide accumulation of income through investment in various fixed income securities. The fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Focus 50 Fund

ULIF 142 04/02/19 FocusFifty 105, Equity Fund

view details
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To provide long-term capital appreciation from equity portfolio invested predominantly in top 50 stocks

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
India Growth Fund

ULIF 141 04/02/19 IndiaGrwth 105, Equity Fund

view details
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To generate superior long-term capital appreciation by investing at least 80% in a diversified portfolio of equity and equity related securities of companies whose growth is propelled by India's rising power in domestic consumption and services sectors such as Automobiles, Retail, Information Technology, Services and Energy.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Total fund allocation should be 100%
0%

This is a lifecycle based strategy. Generally, younger individuals have a higher appetite for risk, hence the fund is allocated accordingly, automatically. You don't have to actively manage your funds.

Multi Cap Growth Fund

An equity fund aimed at generating superior long term returns, from a diversified portfolio of equity and equity related instruments of large, mid and small cap companies.

Income Fund

A debt fund that lets you accumulate income through investment in various fixed income securities. This fund also seeks to offer capital appreciation while maintaining a suitable balance between return, safety and liquidity.

Your Fund Allocation

Age

Multi Cap Growth Fund

Income Fund

0-25
80%
20%
26-35
75%
25%
36-45
65%
35%
46-55
55%
45%
56-60
45%
55%

Under this strategy, the policyholder can allocate the premiums between any two funds available with this policy in a proportion of his choice.

Every quarter, units shall be rebalanced as necessary to achieve the asset allocation as chosen at strategy inception. The re-balancing of units shall be done on the last day of each Policy quarter. If the last day of the quarter is a non-valuation date, then the next working day's NAV will be applicable.

Allocate your savings across 13 different funds

Multi Cap Growth Fund

ULIF 085 24/11/09 LMCapGro 105, Equity Fund

view details
Lorem ipsum dolor sit amet consectetur adipisicing elit. Molestias eius qui vel, laudantium itaque vero earum odit molestiae ab nostrum asperiores esse error? Atque quidem excepturi consequuntur cupiditate eius libero.

To generate superior long-term returns from a diversified portfolio of equity and equity related instruments of large, mid and small cap companies.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Opportunities Fund

ULIF 086 24/11/09 LOpport 105, Equity Fund

view details
Lorem ipsum dolor sit amet consectetur adipisicing elit. Molestias eius qui vel, laudantium itaque vero earum odit molestiae ab nostrum asperiores esse error? Atque quidem excepturi consequuntur cupiditate eius libero.

To generate superior long-term returns from a diversified portfolio of equity and equity related instruments of companies operating in four important types of industries viz., Resources, Investment-related, Consumption-related and Human Capital leveraged industries.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Bluechip Fund

ULIF 087 24/11/09 LBluChip 105, Equity Fund

view details
Lorem ipsum dolor sit amet consectetur adipisicing elit. Molestias eius qui vel, laudantium itaque vero earum odit molestiae ab nostrum asperiores esse error? Atque quidem excepturi consequuntur cupiditate eius libero.

To provide long-term capital appreciation from equity portfolio predominantly invested in large cap stocks.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Maximiser Fund V

ULIF 114 15/03/11 LMaximis5 105, Equity Fund

view details
Lorem ipsum dolor sit amet consectetur adipisicing elit. Molestias eius qui vel, laudantium itaque vero earum odit molestiae ab nostrum asperiores esse error? Atque quidem excepturi consequuntur cupiditate eius libero.

To achieve long-term capital appreciation through investments primarily in equity and equity-related instruments of large and mid cap stocks.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Multi Cap Balanced Fund

ULIF 088 24/11/09 LMCapBal 105, Balanced Fund

view details
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To achieve a balance between capital appreciation and stable returns by investing in a mix of equity and equity related instruments of large, mid and small cap companies and debt and debt related instruments.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Income Fund

ULIF 089 24/11/09 LIncome 105, Debt Fund

view details
Lorem ipsum dolor sit amet consectetur adipisicing elit. Molestias eius qui vel, laudantium itaque vero earum odit molestiae ab nostrum asperiores esse error? Atque quidem excepturi consequuntur cupiditate eius libero.

To provide accumulation of income through investment in various fixed income securities. The Fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Money Market Fund

ULIF 090 24/11/09 LMoneyMkt 105, Debt Fund

view details
Lorem ipsum dolor sit amet consectetur adipisicing elit. Molestias eius qui vel, laudantium itaque vero earum odit molestiae ab nostrum asperiores esse error? Atque quidem excepturi consequuntur cupiditate eius libero.

To provide suitable returns through low risk investments in debt and money market instruments while attempting to protect the capital deployed in the Fund.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Maximise India Fund

ULIF 136 11/20/14 MIF 105, Equity Fund

view details
Lorem ipsum dolor sit amet consectetur adipisicing elit. Molestias eius qui vel, laudantium itaque vero earum odit molestiae ab nostrum asperiores esse error? Atque quidem excepturi consequuntur cupiditate eius libero.

To offer long term wealth maximization by managing a diversified equity portfolio, predominantly comprising of companies in NIFTY 50 & NIFTY Junior indices

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Active Asset Allocation Balanced Fund

ULIF 138 15/02/17 AAABF 105, Balanced Fund

view details

To provide capital appreciation by investing in a suitable mix of cash, debt and equities. The investment strategy will involve a flexible policy for allocating assets among equities, bonds and cash.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Value Enhancer Fund

ULIF 139 24/11/17 VEEF 105, Equity Fund

view details

To achieve long-term capital appreciation through investments primarily in equity and equity-related instruments in sectors that are emerging or witnessing a inflection in growth trajectory.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Secure Opportunities Fund

ULIF 140 24/11/17 SOBF 105, Debt Fund

view details

To provide accumulation of income through investment in various fixed income securities. The fund seeks to provide capital appreciation while maintaining a suitable balance between return, safety and liquidity.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
Focus 50 Fund

ULIF 142 04/02/19 FocusFifty 105, Equity Fund

view details

To provide long-term capital appreciation from equity portfolio invested predominantly in top 50 stocks

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%
India Growth Fund

ULIF 141 04/02/19 IndiaGrwth 105, Equity Fund

view details

To generate superior long-term capital appreciation by investing at least 80% in a diversified portfolio of equity and equity related securities of companies whose growth is propelled by India's rising power in domestic consumption and services sectors such as Automobiles, Retail, Information Technology, Services and Energy.

Fund Performance
  • 1 Year
    13.11%
  • 3 Year
    7.48%
  • 5 Year
    8.85%
  • Since Inception
    8.70%

Under this strategy, the Policyholder's investments will initially be distributed between two funds - Multi Cap Growth Fund, an equity oriented fund, and Income Fund, a debt oriented fund, in a 75%: 25% proportion. This allocation may subsequently change on account of market movements. The portfolio will be rebalanced on the occurrence of a trigger event.

A trigger event is defined as a 10% upward or downward movement in NAV of Multi Cap Growth Fund since the previous rebalancing. For determining the first trigger event, the movement of 10% in NAV of Multi Cap Growth Fund will be measured vis-a-vis the NAV on the date of allocation of units at inception as the reference.

On the occurrence of a trigger event, Fund Value in Multi Cap Growth Fund in excess of three times the Fund Value in Income Fund is transferred to Money Market Fund, a liquid fund, by cancellation of appropriate units from the Multi Cap Growth Fund. This ensures that the gains are capitalized, while maintaining the asset allocation between Multi Cap Growth Fund and Income Fund at 75%:25%.

If the Fund Value in Multi Cap Growth Fund does not exceed three times the Fund Value in Income Fund, funds in Multi Cap Growth Fund, Income Fund and Money Market Fund are redistributed in Multi Cap Growth Fund and Income Fund in 75:25 proportion.

Your Fund Allocation

Multi Cap Growth Fund

Income Fund

75%
25%

Here are your plan details

Maturity Amount

` 1 crore
8% ARR
` 1 crore
8% ARR

OR

` 1 crore
4% ARR
` 1 crore
4% ARR

Life cover

` 20 lakh
for 30 years

Investment Details

` 50,000
every month for 30 years

Investment Details

` 50,000
every month for 30 years

Systematic Withdrawal Option

A facility designed to help you withdraw money regularly from your policy to meet your financial goals. You can change this at any point of time in future.

Do you want to opt for Systematic Withdrawal Plan?

Payout Mode

Payout Date

Payout year Percentage
Year 1
Year 2
Year 3
Year 4
Year 5
Payout year Percentage
January
February
March
April
May
June
July
August
September
October
November
December

EDIT PROFILE

Enter your details:

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+Amount equal to total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws. Return of Mortality Charges and Policy Administration Charges is not applicable for Whole Life option.

2Wealth Boosters equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term.

3Systematic Withdrawal Plan is allowed only after the first five policy years.

4Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time.

5Switches are not applicable for other portfolio strategies.

* Tax benefit of `46,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of `1,50,000.Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Goods & Services Tax and Cess (if any) will be charged extra by redemption of units, as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. All policies issued from April 1, 2012, with sum assured (cover on death) less than 10 times of annual premium will not be eligible for tax benefit u/s 10(10D). Further tax benefit u/s 80C will be limited only up to 10% of Sum Assured. Please seek professional tax advice for applicability of tax benefits on premiums paid and benefits received.

~Source: CARE ratings https://www.businessinsider.in/education/news/average-education-expenditure-in-india-increases-fourfold-to-8331-per-student/articleshow/72282009.cms

ARR : assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance."

Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

Unit Linked products are different from traditional insurance products and are subject to the risk factors.

The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/ her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru Signature is only the name of the unit linked insurance product and does not in any way indicate the quality of the product, its future prospects and returns.

Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.

The various funds offered under this product are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. UIN:105L177V02. Advt. No.: W/II/0936/2019-20.

 
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