‘5% discount on premium
is applicable only for Regular and Limited pay policies. In case
of
Single Pay, discount applicable is 2% of Single Premium.
+Life Cover is the
benefit payable on death of the life assured during the policy
term.
~Claim settlement ratio is for Financial Year FY2023-24 and is computed on individual basis claims settled over total individual claims for the financial year. For details, refer to
Source:
https://www.iciciprulife.com/about-us/investor-relations/yearly-public-disclosures.html?ID=about3
`As per Financial
Statements (Schedule 4- Benefits paid (Gross))of the company,
benefits paid since inception up to March 31, 2022.
#Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which death claim has been received. In case of breach in regulatory turnaround time, interest will be paid as per IRDAI regulations
**Mandatory documents to be submitted at Branch Office- Claimant statement form, Original policy certificate, Copy of death certificate issued by local authority, AML KYC documents- Nominee’s recent photograph ,Copy of Nominee’s pan card, Nominee’s current address proof, photo identity proof, Cancelled cheque/ Copy of bank passbook, Copy of medico legal cause of death, Medical records (Admission notes, Discharge / Death summary, Test reports, etc.), For accidental death - Copy of FIR, Panchnama, Inquest report, Postmortem report, Driving license
<All due premiums in the policy have been paid and the policy has been active for 3 consecutive years preceding life assured’s death
1Our Life insurance
policies cover COVID-19 claims under life insurance claims,
subject to
applicable terms and conditions of policy contract and extant
regulatory framework. COVID-19
is not included in Critical Illness benefit covered under
IProtect Smart.
2Monthly premium payment
mode shall only be allowed under ECS (Electronic Clearing
System)/NACH (National Automated Clearing House
3Tax benefits under the
policy are subject conditions under 80C, 80CCC, 80D, 115BAC and
other provisions of Income tax Act, 1961. Leave Travel
Concession benefit can be availed on the premiums paid for new
policies during October 12, 2020 to March 31, 2021 subject to
prevailing tax laws. Tax laws are subject to amendments made
there from time to time. Please consult your tax advisor for
details, before acting on above.
5Tax benefits are subject to conditions under
Sections 80C, 80D, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods
and Services tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws
are subject to amendments made thereto from time to time. Please consult your tax advisor
for more details.
/content/dam/icicipru/about-us/FinancialInformation/AnnualReports/FY2021-AnnualReport.pdf
6Policy issuance is also
subject to individual case eligibility criteria.
18Data regarding AUM is
as per Annual Report 2021-2022. Please refer to the same for
further details
ESolvency ratio is 209%
as on March 31, 2023 as per ICICI Prudential Annual Report 2022-23.
Please refer to Public Disclosure section on ICICI Prudential website
for more details.
ICICI Pru Saral Jeevan Bima UIN:105N183V01. Advt.
No.: W/II/0232/2024-25
© ICICI Prudential Life Insurance Co. Ltd. All
rights reserved. Registered with Insurance Regulatory &
Development Authority of India (IRDAI) as Life Insurance
Company. Regn. No. 105. CIN: L66010MH2000PLC127837.
Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb
Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600.
Customer helpline number - 1860 266 7766. Timings – 10:00 A.M.
to 7:00 P.M., Monday to Saturday (except national holidays).
Member of the Life Insurance Council. For more details on the
risk factors, term and conditions please read the product
brochure carefully before concluding the sale. Trade Logo
displayed above belongs to ICICI Bank Ltd & Prudential IP
services Ltd and used by ICICI Prudential Life Insurance Company
Ltd under license.
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance
policies, announcing bonus or investment of premiums. Public
receiving such phone calls are requested to lodge a police
complaint.
Buy online & get a
5%
discount ‘throughout
your policy term
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