+Life cover is the benefit payable on the death of
the Life Assured during the policy term.
!jClaim settlement ratio is computed basis
individual claims settled over total
individual claims for the financial year. For details, refer to ICICI Prudential
Financial Information- Business Presentation (FY2025).
%96.91 Mn lives covered across our individuals and
group customers as per ICICI Prudential Annual Report 2023-24. Please refer to Public
Disclosure section on ICICI Prudential website for more details.
2Monthly premium payment mode shall only be allowed
under ECS (Electronic Clearing System)/NACH (National Automated Clearing House.
5Tax benefits are subject to conditions under
Sections 80C, 80D, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and
Services tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are
subject to amendments made thereto from time to time. Please consult your tax advisor for more
details.
SSolvency ratio is 191.8% as on March 31, 2024 as
per ICICI Prudential Annual Report 2023-24. Please refer to Public Disclosure section on ICICI
Prudential website for more details.
! The 5% lifetime discount is applicable only on
Regular pay and limited pay policies purchased online. There is 2% online discount on single
pay policies purchased online.
E Staff discount is offered on each year’s offline
premium to employees of
ICICI Prudential Life Insurance Company Limited and the employees of the associate companies
of ICICI Bank
Limited.This discount will be as follows:
Premium Payment Option |
Premium Payment Term |
Discount |
Single Pay |
NA |
2% |
Limited Pay |
5, 10 years |
5% |
Regular Pay |
Up to 10 years 10 years and above |
8% 10% |
`As per ICICI Prudential Annual Report 2023-24:
Financial Statements (Schedule 4- Benefits paid (Gross))of the company, benefits paid since
inception up to March 31, 2024.
ICICI Pru Saral Jeevan Bima UIN:105N183V02. Advt. No.: W/II/1549/2024-25
© ICICI Prudential Life Insurance Co. Ltd. All
rights reserved. Registered with Insurance Regulatory &
Development Authority of India (IRDAI) as Life Insurance
Company. Regn. No. 105. CIN: L66010MH2000PLC127837.
Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb
Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600.
Customer helpline number - 1860 266 7766. Timings – 10:00 A.M.
to 7:00 P.M., Monday to Saturday (except national holidays).
Member of the Life Insurance Council. For more details on the
risk factors, term and conditions please read the product
brochure carefully before concluding the sale. Trade Logo
displayed above belongs to ICICI Bank Ltd & Prudential IP
services Ltd and used by ICICI Prudential Life Insurance Company
Ltd under license.
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance
policies, announcing bonus or investment of premiums. Public
receiving such phone calls are requested to lodge a police
complaint.