Saral Jeevan Bima

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ICICI PRU TERM INSURANCE

A simplified solution to your protection needs

offer Buy online & get a 5% discount! throughout your policy term offer

  • Life cover+ to secure your family
  • Flexible Policy Term & Premium Payment Terms
  • Claim Settlement Ratio!j of 99.3% in FY2025

offer   Buy online & get a 5% discount! throughout your policy term

  • Life cover+ to secure your family
  • Flexible Policy Term & Premium Payment Terms
  • Claim Settlement Ratio!j of 99.3% in FY2025
Read Plan Details brochureDownload Brochure

TERM INSURANCE CALCULATOR

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Click here for ICICI group employee discount

By submitting my details, I override my NDNC registration and authorize ICICI Prudential Life Insurance Company Limited, its third parties and its representatives to contact me through call, RCS, Whatsapp or E-Mail. I further consent to permit ICICI Prudential Life Insurance Company Limited to share my information on confidential basis with its third parties and its representatives (i) for contacting me (ii) for evaluating and (iii) for processing this Proposal.


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Why choose this plan?

ICICI Pru Life Saral Jeevan Bima has been launched with an aim of making financial protection accessible to every individual with its simple features and flexible options. It has been designed to meet all your protection needs by offering the flexibility to choose a life cover, policy term, premium payment term and frequency.

Life Cover+

Secure your family’s future with a life cover ranging between ₹ 5 Lakhs to ₹ 49.5 Lakhs

Flexibility to choose Policy Term

Choose a policy term ranging between 5 to 40 years based on your family's needs

Flexibility to choose Premium Payment Term and Mode

Customize your policy by choosing among Regular, Limited and Single Payment terms and pay your premiums either yearly, half-yearly or monthly2

Tax5 Benefits

Tax benefit5 of ₹ 46,800 on premiums paid u/s 123 (read with Schedule XV, Sr. No. 1, 2 & 4 ) and tax-free5 claims payout u/s 11 (read with Schedule II, Sr. No. 2)

Why Choose ICICI Prudential Life ?

99.3%!j

Claim Settlement ratio of FY2025

9.17 Crores%

Lives covered as on
March 31, 2025

212.2%S

Solvency ratio as on
March 31, 2025

30 Day Return Policy

If not satisfied, you can return (free look) the policy and get your money back.

₹ 46,182 Crores`

Benefits paid till March 31, 2025

+Life cover is the benefit payable on the death of the Life Assured during the policy term.

!jClaim settlement ratio is computed basis individual claims settled over total individual claims for the financial year. For details, refer to ICICI Prudential Financial Information- Business Presentation (FY2025).

%96.91 Mn lives covered across our individuals and group customers as per ICICI Prudential Annual Report 2023-24. Please refer to Public Disclosure section on ICICI Prudential website for more details.

2Monthly premium payment mode shall only be allowed under ECS (Electronic Clearing System)/NACH (National Automated Clearing House.

5Tax benefits are subject to conditions under Sections 123 (read with Schedule XV, Sr. No. 1, 2 & 4 ), 126, 11 (read with Schedule II, Sr. No. 2), 202 and other provisions of the Income Tax Act, 2025. Goods and Services tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

SSolvency ratio is 191.8% as on March 31, 2024 as per ICICI Prudential Annual Report 2023-24. Please refer to Public Disclosure section on ICICI Prudential website for more details.

! The 5% lifetime discount is applicable only on Regular pay and limited pay policies purchased online. There is 2% online discount on single pay policies purchased online.

E Staff discount is offered on each year’s offline premium to employees of ICICI Prudential Life Insurance Company Limited and the employees of the associate companies of ICICI Bank Limited.This discount will be as follows:

Premium Payment Option Premium Payment Term Discount
Single Pay NA 2%
Limited Pay 5, 10 years 5%
Regular Pay Up to 10 years
10 years and above 		8%
10%

`As per ICICI Prudential Annual Report 2023-24: Financial Statements (Schedule 4- Benefits paid (Gross))of the company, benefits paid since inception up to March 31, 2024.

ICICI Pru Saral Jeevan Bima UIN:105N183V03. Advt. No.: W/II/1549/2024-25

© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.

Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - 18002660. Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.

 
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
 
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