* The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, 18-25yrs age as per details details captured earlier & assumed non-smoker for a policy term of 50 years with regular payout
option. The premium amounts are inclusive of taxes.
* The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, 26-28yrs age as per details details captured earlier & assumed non-smoker for a policy term of 40 years with regular payout
option. The premium amounts are inclusive of taxes.
* The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, 29-39yrs age as per details details captured earlier & assumed non-smoker for a policy term of 30 years with regular payout
option. The premium amounts are inclusive of taxes.
* The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, less than 40 years age as per details captured earlier & assumed non-smoker for a policy term of 30 years with regular income
payout option. The premium amounts are inclusive of taxes.
^^ The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female aged 40-49yrs basis age as per details captured earlier & assumed non-smoker for a policy term of 20 years with regular payout
option. The premium amounts are inclusive of taxes.
^^ The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female aged 40-49 years basis age as per details captured earlier & assumed non-smoker for a policy term of 20 years with regular
income payout option. The premium amounts are inclusive of taxes.
# The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, aged 50 -60yrs age basis age as per details captured earlier & assumed non-smoker for a policy term of 10 years with regular
payout option. The premium amounts are inclusive of taxes.
# The above premium rate is for iProtect Smart for Rs 50 Lakhs of life cover for a healthy male/female, greater than 50 years age basis age as per details captured earlier & assumed non-smoker for a policy term of 10 years with
regular income payout option. The premium amounts are inclusive of taxes.
# The above mentioned premium rates are for ICICI Pru iProtect Smart and based on details you had submitted. If you buy this plan after your birthday, the premium will increase as mentioned above. The premium rates are inclusive
of taxes.
^ The above mentioned premium rates are for ICICI Pru iProtect Smart and based on details you had submitted. If you buy this plan after your birthday, the premium will increase as mentioned above. The premium rates are inclusive
of taxes.
* Based on average number of term plans sold online on our website between Apr 2017 - Feb 2018 for females.
* Critical Illness Benefit is optional and available under Life and Health and All in One options. This benefit is payable, on first occurrence of any of the 34 illnesses covered. The CI Benefit, is
accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. The future premiums payable under the policy will reduce proportionately. If CI Benefit paid
is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. To know more in detail about CI Benefit, terms & conditions governing it, kindly refer to sales brochure. Critical Illness benefit is available till age of 75.
~ Based on average number of term plans sold online on our website between Apr 2017 - Feb 2018 for females.
^ The premium rate mentioned is for your current age, term selected and the sum assured chosen and are inclusive of Tax.
Θ Critical Illness Benefit is optional and available under Life and Health and All in One options. This benefit is payable, on first occurrence of any of the 34 illnesses covered. The CI Benefit, is
accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. The future premiums payable under the policy will reduce proportionately. If CI Benefit paid
is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. To know more in detail about CI Benefit, terms & conditions governing it, kindly refer to sales brochure. Critical Illness benefit is available till age of 75.
*The premium rate mentioned is for your current age, term selected and the sum assured chosen and are inclusive of Tax.
~ Based on number of policies sold online between January 2016 – February 2017.
The premium rate mentioned is for your current age, term selected and the sum assured chosen and are inclusive of Tax.
^Critical Illness Benefit is optional and available under Life and Health and All in One options. This benefit is payable, on first occurrence of any of the 34 illnesses covered. The CI Benefit, is
accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. The future premiums payable under the policy will reduce proportionately. If CI Benefit paid
is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. To know more in detail about CI Benefit, terms & conditions governing it, kindly refer to sales brochure. Critical Illness benefit is available till age of 75.
~ Based on number of policies sold online between January 2016 - February 2017.
+Accidental Death benefit is up to 2 Crores. Accidental Death Benefit is optional and available in Life Plus and All in One options
*** Refer the product brochure for the definitions, exclusions and other terms and conditions applicable for Permanent Disability due to accident and Terminal Illness.
** As per Money Today Financial Awards 2017-18
1 For Terminal illness, policy will terminate on payment of this benefit.
2 As per IRDAI Annual Report 2016-17.
3 Top Selling saving plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process.
4 ICICI Pru iProtect Smart has been voted product of the year 2016 in the consumer survey of product innovation in Life Insurance category. In a survey of over 7,000 people by Nielson.
5 Nothing herein contained shall operate to destroy or impede the right of any creditor to be paid out of the proceeds of any policy of assurance, which may have been effected with intent to defraud creditors. Unless
taken otherwise with the intent to defraud creditors. In case of any third party claim in the Courts of India with regards the insurance proceeds, the amount shall be subject to the judiciary directions. Please seek professional
legal advice for the applicability of this provision
6 Tax benefit of Rs 54,600(Rs 46,800 u/s 80C and Rs 7,800 u/s 80D) is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on insurance premium u/s 80C of Rs 1,50,000 and health premium u/s
80D of Rs 25,000. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject
to amendments from time to time.
8 The percentage saving computed is purely in terms of premium paid over the term of the policy and does not account for time & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it based on your individual needs.
ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837
© 2017, ICICI Prudential Life Insurance Company Limited. Registered Address:- ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read
the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). For enquires related to new policies purchased
online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company
Ltd under license. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject
to amendments from time to time. UIN:105N151V05. Advt. No.: W/II/2729/2018-19
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
