Term Life Insurance - High life cover at affordable rates
Term Life Insurance - High life cover at affordable rates
Only after you have a child,
you will truly know how
precious and delicate
life can be.
Protect your Child Today
Why a term life insurance plan?
As a parent, you know very well that caring for and protecting your child is top priority. What would happen to your bundle of joy if something happens to you? A term life insurance plan can safeguard your child from financial hardships that come with unexpected illness or death. With ICICI Pru iProtect Smart, you can get a significantly large amount of financial protection for a specified period of time, when you feel your child is most dependent on you. Buying the plan is really simple and can be done in a few minutes, anytime.
"Hey mom, take the first step to protect your little angel's future."
Protect NowICICI Pru iProtect Smart - good for you, great for your kiddo's future
Priya is a 32 year old, healthy female who is now a new mother. She is concerned that she and her little one are financially dependent on her husband Anil. If something happens to Anil, she doesn't know how she will financially support herself and the baby. So she decides to talk to Anil about it.
Anil understands her concerns and tells her about life insurance. She does her research and convinces Anil to secure her and their baby's future.
ICICI Pru iProtect Smart benefits
Life Cover of
`
1.5 crore
Accidental Death Benefit Rider (ADBR)
`
1.5 crore
Monthly premium paid by Anil
` 2,117
After 5 years, Anil meets with a tragic accident and passes away. Priya and her child, Riya, are both heartbroken.
Priya and Riya receive a combined benefit of ` 3 crore (Life Cover of ` 1.5 crore plus ADBR payout of ` 1.5 crore). With this money, Priya is able to pay off all outstanding loans and can also send Riya to a good school. Priya is also able to set aside enough money for Riya's college education.
Enter basic details to get a quick quote for securing your child's future
"Protecting my kid's future gave me peace of mind."
Protect NowHere's a preferred way to invest for your little darling's future
Without a term life insurance plan
| Investment category | Investment amount |
|---|---|
| Investment instruments like FD, ELSS, PPF | ` 1,00,000/- |
| Total Investment | ` 1,00,000/- |
In the year 2020, if something happens to the parent, the survivors will get back ` 6 lakhs
(assuming returns of 15% from investments)
(assuming returns of 15% from investments)
Without a term life insurance plan
| Investment category | Investment amount |
|---|---|
| Investment instruments like FD, ELSS, PPF | ` 85,000/- |
| Term life insurance plan with a sum assured of ` 1 crore | ` 15,000/- |
| Total Investment | ` 1,00,000/- |
In the year 2020, if something happens to the parent, the survivors will get back ` 1 crore, 6 lakhs
(assuming returns of 15% from investment)
(assuming returns of 15% from investment)
*Term life insurance with policy tenure of XX years and life cover of ` 1 crore; purchased at an annual premium of ` 20,000, for a XX year old, healthy male.
"My family comes first.That's why I secured them with term life insurance."
Secure NowGet lifelong protection for you and a secure future for your little one, with ICICI Pru iProtect Smart
Protect your child's future, even in your absence.
Get a critical illness benefit payout for 34 illnesses like cancer, heart attack, kidney failure, etc., to support your treatment costs.
If death occurs due to accident, your child gets a payout of double the life cover amount, if you opt for ADBR.
Flexibility to increase life cover at important milestones, like the birth of a new child.
In case of permanent disability due to accident, your future premiums are waived off, so your child's financial burden reduces.
With the range of benefits that ICICI Pru iProtect Smart offers,
your protection will make a difference, no matter how old your baby gets.
ICICI Pru iProtect Smart has been voted Product of the Year in Consumer Survey of Product Innovation, 2016
Our claim settlement ratio of 93.8% is one of the highest in the industry.
ICICI Pru iProtect Smart offers critical illness benefit for 34 illnesses.like cancer, heart attack, kidney failure, etc.
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