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IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Single Premium ULIP

One investment for all your life goals
One investment for
all your life goals
  • One time investment
offer

No premium allocation and policy administration charges

  • One time investment
  • Tax-free market-linked returns*
  • Life Cover up to 10X#
  • Tax saving on entire premium*
  • Extra Wealth Boosters at 2.75%+

Calculate returns

OR
(Minimum premium is 50,000)

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If you wish to be redirected to calculate your premium without sharing your personal details, click here.

Key Benefits of ICICI Pru1 Wealth

1 time investment

No need to pay future premiums. Just pay once to potentially grow your money.

Life Cover#

Enjoy a life insurance cover of up to 10 times your premium.

Wealth Booster+

Get up to 2.75% of your investment as wealth boosters at the end of the policy term.

Choice of 10 funds

Invest your monies in any of the seven fund options as per your risk appetite.

Secure family under MWPA

Ensure only your wife & children get the benefits of your policy under Married Woman's Property Act.

100% investment in Funds

100% of your money is invested. No premium allocation & policy administration charges.

Tax Benefits*

Get Tax-free maturity benefit under Sec 10(10D) and save tax on premiums paid under Sec 80 C.

Unlimited Free Switches

Don't let market ups and downs eat into your investment. Switch between funds as many times as you want depending on your financial priorities and investment outlook.

Good to Know

Why Choose ICICI Prudential Life^

1,50,000 Cr+
Assets under management as on March 31, 2020
1,93,000 Cr+
Benefit paid up till March 31, 2020
1.6 Days
Average claim settlement time

How does the plan work?

Put your savings to work

Ashok is a 30 year old male who purchased ICICI Pru1 Wealth Plan with a policy term of 10 years. Ashok decided to pay ₹ 1 lakh as one time premium and the life cover for the plan was ₹ 10 lakh.

ICICI Pru1 wealth

Since premium ₹ 1 lakh for 10 years with policy term 10 years & Life Cover ₹ 10 lakh

Illustration 1
Age Age 30 30 years

Premium payment

1

Rupee

2

3

4

5

10

In case of Ashok's death during policy term, Ashok's nominee will receive the death benefit as a lump sum payout.

10 Lakh
down-arrow

Maturity amount

1,20,285

ARR @ 4%

1,76,531

ARR @ 8%
maturity-amount

PUt your savings to work

Rohit is a 35 year old senior corporate executive. Rohit is looking for an efficient plan to benefit from potentially high market linked returns, save to fulfil his daughter’s dreams and secure his family's future. He purchases ICICI Prudential Signature online.

ICICI Pru Signature,

Monthly premium ₹ 10,000 for 20 years with policy term 20 years & Life Cover of ₹ 12 lakh

Age 35 35 Age Age 55 55 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

20

Rupee
Maturity amount

₹ 50.11 Lakh

ARR @ 8%

₹ 32.60 Lakh

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

Put your savings to work

32 year old Raj is working as a manager in an MNC and is the sole earning member of the family. He is a new father and wants to provide the best education to his 1 year old daughter, Rhea. He wants to start disciplined saving such that can pay for Rhea\'s higher education & she doesn\'t have to compromise. He invests ` 10,000 per month in ICICI Pru\'s Signature to accumulate an education corpus for Rita by the time she turns 21.

ICICI Pru Signature,

Monthly premium `10,000 for 20 years with policy term 20 years & Life Cover of `12 Lakh

Age 35 32 Age Age 55 52 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

20

Rupee
Maturity amount

`50.14 Lakh

ARR @ 8%

`32.61 Lakh

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

'; var illustration = '

Put your savings to work

32 year old Raj is working as a manager in an MNC and is the sole earning member of the family. He is a new father and wants to provide the best education to his 1 year old daughter, Rhea. He wants to start disciplined saving such that can pay for Rhea\'s higher education & she doesn\'t have to compromise. He invests ` 10,000 per month in ICICI Pru\'s Signature to accumulate an education corpus for Rita by the time she turns 21.

ICICI Pru Signature,

Monthly premium `10,000 for 20 years with policy term 20 years & Life Cover of `12 Lakh

Age 35 32 Age Age 55 52 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

20

Rupee
Maturity amount

`50.14 Lakh

ARR @ 8%

`32.61 Lakh

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

PUt your savings to work

Vaibhav is a 25 year old manager at an MNC. He is single and is looking for an efficient plan to save on tax while creating a corpus for his dream car in the future.

ICICI Pru Signature,

Vaibhav pays `1.5 Lakh per year for 10 years and gets a Sum Assured of 15 Lakh.This way, every year he saves on tax as his entire annual premium of 1.5 Lakh is available for tax deductions u/s 80 C

Age 25 25 Age Age 35 35 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

10

Rupee
Maturity amount
Eligible for tax deductions u/s 10(10 D)4

`21.80 Lakh

ARR @ 8%

`17.53 Lakh

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

Put your savings to work

Rohit is a 30 year old senior corporate executive. Rohit is looking for an efficient plan to to build a sizeable corpus for his retirement at 60 years. He also wants to benefit from potentially high market linked returns. He purchases ICICI Prudential Signature online for his retirement needs.

ICICI Pru Signature,

Monthly premium `10,000 for 30 years with policy term 30 years & Life Cover of 12 Lakh

Age 35 30 Age Age 55 60 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

30

Rupee
Maturity amount

`1.15 Crore

ARR @ 8%

`57.80 Lakh

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

'; var illustration = '

Put your savings to work

Rohit is a 30 year old senior corporate executive. Rohit is looking for an efficient plan to to build a sizeable corpus for his retirement at 60 years. He also wants to benefit from potentially high market linked returns. He purchases ICICI Prudential Signature online for his retirement needs.

ICICI Pru Signature,

Monthly premium `10,000 for 30 years with policy term 30 years & Life Cover of 12 Lakh

Age 35 30 Age Age 55 60 Age

Premium payment

1

Rupee

2

Rupee

3

Rupee

4

Rupee

5

Rupee

30

Rupee
Maturity amount

`1.15 Crore

ARR @ 8%

`57.80 Lakh

ARR @ 4%
maturity-amount

At Maturity he receives fund value with mortality and policy administration charges added back.

ARR : Assumed Rate of Return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.

We are happy to help you

Need help?

Our experts are happy to answer any questions you may have.

Call us at 1800-209-9777

Call centre hours -
9.00 a.m. - 9.00 p.m. all days

Frequently asked questions

You can opt for policy term of either 5 or 10 years.
ICICI Pru1 Wealth is a single premium plan. You have to pay premium only once.
Premium for ICICI Pru1Wealth starts at ₹ 50,000/- per annum. There is no limit on maximum investment amount.
  • Minimum age at entry: 8 years
  • Maximum age at entry: 60 years
You can switch units from one fund to another depending on your financial priorities and investment outlook as many times as you want.This benefit is available to you without any charge.
  • Age at entry last birthday
  • Minimum Sum Assured
  • Maximum Sum Assured
  • <= 50 years
  • 1.25 times Single Premium
  • 10 times Single Premium
  • > 50 years
  • 1.25 times Single Premium
  • 1.25 times Single Premium
The company will allocate extra units at the end of the policy term. Wealth Booster will be 2.50% of single premium for 5 year policy term and 2.75% of single premium including top-up premiums less partial withdrawals if any for 10 year policy term. brochure.
Partial withdrawals are allowed for Policy term of 10 years after the completion of five policy years. You can make unlimited number of partial withdrawals as long as the total amount of partial withdrawals in a year does not exceed 20% of the Fund Value in a policy year. The partial withdrawals are free of cost.

Simple steps to buy online

Get started in just 4 simple steps

Move to smart way of investing

Step 1

Choose premium amount

Use our online calculator to decide your premium amount and policy term.

Choose premium amount
Step 2

Select your choice of funds

Allocate funds among 10 funds across Equity, Debt and Balanced Funds basis your risk appetite.

Select your choice of funds
Step 3

Make a payment

Pay via a range of options including Net Banking/Debit Card/Credit Card/Payment Wallets.

Select your choice of funds
Step 4

Plan Issued

Congratulations! Get digital Welcome Kit as soon as the plan is issued.

Plan issued

Buying for myself male 30 years

Edit

Maturity Amount

Tax-Saving
1.00 Crore
8% ARR
1.00 Crore
8% ARR

OR

63.39 Lakh
4% ARR
63.39 Lakh
4% ARR

Life cover

Maturity Amount

Tax-Saving
1.00 Crore
8% ARR
1.00 Crore
8% ARR

OR

63.39 Lakh
4% ARR
63.39 Lakh
4% ARR

Life cover

(Minimum premium is 50,000)

Which investment strategy would you prefer?

View Fund details
tootltip High returns and risk

We recommend the below Equity/ Balanced/ Debt fund allocation basis your risk level. However, you can also edit this allocation as per your choice.

We recommend the below fund allocation basis your risk level. However, you can also edit this allocation as per your choice.

Edit fund allocation

9876568976

To undergo suitability analysis, please click here
By not undergoing the suitability analysis, you confirm to purchase the policy based on your independent assessment of the suitability of the product

Why Choose ICICI Prudential Life^

1,50,000 Cr+
Assets under management as on March 31, 2020
1,93,000 Cr
Benefit paid up till March 31, 2020
1.6 Days
Average claim settlement time

Buying for Self Male 30 years Invest ₹ 5,000 p.m. Policy Term 10 years

Edit

Maturity Amount

Tax-Saving
1.00 Crore
8% ARR
1.00 Crore
8% ARR

OR

65.39 Lakh
4% ARR
65.39 Lakh
4% ARR

Life cover

Choose your fund allocation

You can decide % allocation you want to give within 10 funds. Don't worry, you have unlimited fund switches as per market.

Make sure your allocation adds up to 100%

Feel free to edit your fund recommendation and make sure your allocation adds up to 100%

Fund details
Returns since inception
Fund allocation
Maximiser Fund V

ULIF 114 15/03/11 LMaximis5 105

Equity Fund
RETURNS SINCE INCEPTION
8.70%
Balanced Advantage Fund

ULIF 144 03/06/21 BalanceAdv 105

Equity Fund
RETURNS SINCE INCEPTION
-
Sustainable Equity Fund

ULIF 145 03/06/21 SustainEqu 105

Equity Fund
RETURNS SINCE INCEPTION
-
Multi Cap Growth Fund

ULIF 085 24/11/09 LMCapGro 105

Equity Fund
RETURNS SINCE INCEPTION
8.70%
Value Enhancer Fund

ULIF 139 24/11/17 VEF 105

Equity Fund
RETURNS SINCE INCEPTION
8.70%
Multi Cap Balanced Fund

ULIF 088 24/11/09 LMCapBal 105

Balanced Fund
RETURNS SINCE INCEPTION
8.70%
Income Fund *ATS Applicable

ULIF 089 24/11/09 LIncome 105

Debt Fund
RETURNS SINCE INCEPTION
8.70%
Money Market Fund *ATS Applicable

ULIF 090 24/11/09 LMoneyMkt 105

Debt Fund
RETURNS SINCE INCEPTION
8.70%
Secure Opportunities Fund

ULIF 140 24/11/17 SOF 105

Debt Fund
RETURNS SINCE INCEPTION
8.70%
Total fund allocation
0%
To enable ATS you must allocate part of your investment to Income Fund or Money Market Fund.
Save

Apply for Automatic Transfer Strategy

tootltip

If you choose to set ATS, you can invest all or some part of you investment in Money Market Fund or Income Fund and transfer a fixed amount in regular monthly installments.

To undergo suitability analysis, please click here
By not undergoing the suitability analysis, you confirm to purchase the policy based on your independent assessment of the suitability of the product

Maturity Amount

Tax-Saving
1.00 Crore
8% ARR
1.00 Crore
8% ARR

OR

65.39 Lakh
4% ARR
65.39 Lakh
4% ARR

Life cover

* Tax benefit of 46,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of 1,50,000.Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) , Sec 115BAC and other provisions of the Income Tax Act, 1961. Goods & Services Tax and Cess (if any) will be charged extra by redemption of units, as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. All policies issued from April 1, 2012, with sum assured (cover on death) less than 10 times of annual premium will not be eligible for tax benefit u/s 10(10D). Further tax benefit u/s 80C will be limited only up to 10% of Sum Assured. Please seek professional tax advice for applicability of tax benefits on premiums paid and benefits received.

+ The company will allocate extra units at the end of the policy term, provided monies are not in the DP fund. Wealth Booster will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circumstances.

Policy Term 5 Years 10 Years
Wealth Booster 2.50% of Single Premium 2.75% of Single Premium

For 10 year policy term, wealth booster will be 2.75% of single premium including top up premiums less partial withdrawals if any.

# Sum Assured multiples in between the minimum and maximum limits are not available

Age at entry last birthday Minimum Sum Assured Maximum Sum Assured
<= 50 years 1.25 times Single Premium 10 times Single Premium
>50 years 1.25 times Single Premium 1.25 times Single Premium

&The various funds offered under this product are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

^Source:https://www.iciciprulife.com/content/dam/icicipru/about-us/mediacentre/ICICI_Pru_Life-FY2020_Earnings_release-25_April_2020.pdf

Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year.

Unit Linked products are different from traditional insurance products and are subject to the risk factors.

The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/ her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru1 Wealth is only the name of the unit linked insurance product and does not in any way indicate the quality of the product, its future prospects and returns.

Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.

The various funds offered under this product are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Comp code.(Existing Customer Message) - COMP/DOC/Dec/2020/1412/5002

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837

© 2016, ICICI Prudential Life Insurance Company Limited. Registered Address:- ICICI PruLife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). For enquires related to new policies purchased online, please call us on 1-860-266-7766 and select option 4 on our Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time. UIN:105L175V03. Advt. No.: W/II/2260/2020-21

BEWARE OF SPURIOUS / FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.