IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER

With ICICI Pru Smart Life,

  • We pay premiums on your behalf when you're not around*
  • Policy continues & nominee receives sum assured immediately
  • Plus lump sum payout on maturity to secure your child's future
 
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With ICICI Pru Smart Life,
  • We pay premiums on your behalf when you're not around*
  • Policy continues & nominee receives sum assured immediately
  • Plus lump sum payout on maturity to secure your child's future
ICICI Pru Smart Life is a unit linked insurance plan that provides you with multiple choices to invest towards your financial goals &
Smart Benefit which ensures that wealth accumulation continues, even after you are not around.
 

SMART LIFE KEY BENEFITS

Choice of investment options
Select from Fixed Portfolio Strategy or LifeCycle based Portfolio Strategy as per your risk appetite
Complete protection
On death of the life assured, nominee receives lump sum benefit & all future premiums are paid by the company*
Loyalty benefits
Get rewarded with Loyalty Additions and Wealth Boosters by staying invested over the long term^
High claim settlement ratio
Our claims settlement ratio for FY 14-15 is 93.80% - as per IRDAI Annual Report
 
Disclaimer  
Refer to the brochure link provided below for detailed understanding of the product features, terms and conditions and charges.
* Company pays all due premium in your absence provided all due premium have been paid.
^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values on the last business day of the last eight policy quarters. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values on the last business day of the last eight policy quarters.
ICICI Prudential Life Insurance Company Limited.IRDAI Regn No. 105. CIN: L66010MH2000PLC127837.
Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.
© 2015, ICICI Prudential Life Insurance Company Limited. Registered Address: - ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, term & conditions please read sales brochure carefully before concluding the sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.UIN of ICICI Pru Smart Life : 105L145V01. Advt: W/II/1795/2015-16
Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.
BEWARE OF SPURIOUS PHONE CALLS & FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.