IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER

With ICICI Pru Smart Life,

  • We pay premiums on your behalf when you're not around*
  • Policy continues & nominee receives sum assured immediately
  • Plus lump sum payout on maturity to secure your child's future
 
Enter Life Assured's Details
 
 
 
Mobile number:*
 
 
E-mail ID:*
 
 
 
Gender:*
 
 
 
 
Date of Birth:*
 
 
To undergo suitability analysis, please click here By not undergoing the suitability analysis, you confirm to purchase the policy based on you independent assessment of the suitability of the product
 
 
 
 
 
With ICICI Pru Smart Life,
  • We pay premiums on your behalf when you're not around*
  • Policy continues & nominee receives sum assured immediately
  • Plus lump sum payout on maturity to secure your child's future
ICICI Pru Smart Life is a unit linked insurance plan that provides you with multiple choices to invest towards your financial goals &
Smart Benefit which ensures that wealth accumulation continues, even after you are not around.
 

SMART LIFE KEY BENEFITS

Choice of investment options
Select from Fixed Portfolio Strategy or LifeCycle based Portfolio Strategy as per your risk appetite
Complete protection
On death of the life assured, nominee receives lump sum benefit & all future premiums are paid by the company*
Loyalty benefits
Get rewarded with Loyalty Additions and Wealth Boosters by staying invested over the long term^
High claim settlement ratio
Our claim settlement ratio is 98.6%1.
 
Disclaimer  
Refer to the brochure link provided below for detailed understanding of the product features, terms and conditions and charges.
* Company pays all due premium in your absence provided all due premium have been paid.
^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values on the last business day of the last eight policy quarters. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values on the last business day of the last eight policy quarters.
1 Claim statistics are for FY 2018-19 and is computed basis individual claims settled over total individual claims for the financial year. For details, refer to Public Disclosures in our Website.
Unit Linked products are different from traditional insurance products and are subject to the risk factors.
The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/ her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru Smart Life is only the name of the unit linked insurance product and does not in any way indicate the quality of the product, its future prospects and returns.
Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.
The various funds offered under this product are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
ICICI Prudential Life Insurance Company Limited.IRDAI Regn No. 105. CIN: L66010MH2000PLC127837.
© 2015, ICICI Prudential Life Insurance Company Limited. Registered Address: - ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the risk factors, term & conditions please read sales brochure carefully before concluding the sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.UIN of ICICI Pru Smart Life : 105L145V05. Advt: W/II/3499/2018-19 COMP/DOC/Sep/2020/289/4521
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