IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT
PORTFOLIO IS BORNE BY THE POLICYHOLDER
+There is no premium allocation charges in
Signature Online. Amount equal to total of mortality charges and policy
administration charges deducted in the policy will be added back to the fund
value at maturity, provided all due premiums have been received. This amount
will be allocated among the funds in the same proportion as the value of
total units held in each fund at the time of allocation. This shall exclude
any extra mortality charges and taxes levied on the charges deducted as per
prevailing tax laws. Return of Mortality Charges and Policy Administration
Charges is not applicable for Whole Life option.
*Tax benefits under the policy are subject
to conditions under Section 80C, 10(10D), 115BAC and other provisions of the
Income Tax Act, 1961. Goods and Services Tax and Cess (if any) will be
charged extra as per prevailing rates. Tax laws are subject to amendments
made thereto from time to time. Please consult your tax advisor for more
details.
2Wealth Boosters equal to 3.25% of the
average of the Fund Values including Top-up Fund Value, if any, on the last
business day of the last eight policy quarters will be allocated as extra
units to your policy at the end of every 5th policy year starting from the
end of 10th policy year till the end of your policy term.
3Systematic Withdrawal Plan is allowed only
after the first five policy years. The total withdrawals in a policy year
cannot exceed 20% of the fund value.
5Switches are only applicable for fixed
portfolio strategy and not applicable for other portfolio strategies.
6ICICI Pru Signature awarded Best ULIP
policy of the Year 2021 by Business Today – Money Today. Source:
www.businesstoday.in/magazine/money-today/cover-story/the-top-rung/story/434160.html
7The returns are derived basis age, gender
and premium of the customer, pre-populated from the information provided at
the time of filling the personal details in the calculator.
8Premium recommendation is based on age and
annual income while the returns is derived basis age and gender of the
existing customer, pre-populated from the information provided at the time
of previous policy purchase.
1’Calculated for a 35-year-old healthy male
with a premium paying term of 20 years and a policy term of 20 years for
Regular pay option. The premium shown is exclusive of taxes and the
mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire
policy term opted.
2’Calculated for a 35-year-old healthy male
with a premium paying term of 25 years and a policy term of 25 years for
Regular pay option. The premium shown is exclusive of taxes and the
mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire
policy term opted.
3’Calculated for a 35-year-old healthy male
with a premium paying term of 15 years and a policy term of 15 years for
Regular pay option. The premium shown is exclusive of taxes and the
mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire
policy term opted.
4’Calculated for a 35-year-old healthy male
with a premium paying term of 10 years and a policy term of 15 years for
Limited pay option. The premium shown is exclusive of taxes and the
mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire
policy term opted.
5’Calculated for a 30-year-old healthy male
with a premium paying term of 15 years and a policy term of 15 years for
Regular pay option. The premium shown is exclusive of taxes and the
mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire
policy term opted.
6’Calculated for a 30-year-old healthy male
with a premium paying term of 20 years and a policy term of 20 years for
Regular pay option. The premium shown is exclusive of taxes and the
mentioned benefit is payable only if all premiums are paid as per the
premium paying term and the policy is in force till the completion of entire
policy term opted.
^The minimum Top-up premium is ₹2,000. At
any point during the term of the policy, the total Top-up premiums paid
cannot exceed the sum of base premium(s) paid till that time.
~The statements given in the “Good To Know”
section are the suggestions on investment and are not to be considered as
the strict rules on investing
T58.1 mn lives covered across our individual
and group customers as per ICICI Prudential Life Council Report
`As per Financial Statements (Schedule 4-
Benefits paid (Gross)) of the company, benefits paid since inception up to
March 31, 2023
18Data regarding AUM is as per Annual Report
of the Company for FY2023.
++All life Insurance policies purchased from
October 12,2020 to March 31,2021 are eligible for the Leave Travel
Concession (LTC) Cash voucher scheme.
/Life Cover is the benefit payable on the
death of the life assured during the policy term.
**Return shown as on date 31-August-2023.
ARR : Assumed Rate of Return. For the purpose of
illustration, the Company has assumed 8% and 4% as rates of investment
returns. The returns shown in the illustration are not guaranteed and they
are not the upper or lower limits that you may get. As the value of the
policy depends on a number of factors including future investment
performance.”
Mid Cap Hybrid Growth Fund |
ULIF 147 050123 MCHybrdGrt 105 |
Mid Cap Fund |
ULIF 146 28/06/22 MidCapFund 105 |
Mid Cap Index Fund |
ULIF 149 050723 McIndxFund 105 |
India Growth Fund |
ULIF 141 04/02/19 IndiaGrwth 105 |
Maximiser Fund V |
ULIF 114 15/03/11 LMaximis5 105 |
Focus 50 Fund |
ULIF 142 04/02/19 FocusFifty 105 |
Value Enhancer Fund |
ULIF 139 24/11/17 VEF 105 |
Opportunities Fund |
ULIF 086 24/11/09 LOpport 105 |
Multi Cap Growth Fund |
ULIF 085 24/11/09 LMCapGro 105 |
Maximise India Fund |
ULIF 136 11/20/14 MIF 105 |
Bluechip Fund |
ULIF 087 24/11/09 LBluChip 105 |
Multi Cap Balanced Fund |
ULIF 088 24/11/09 LMCapBal 105 |
Balanced Advantage Fund |
ULIF 144 03/06/21 BalanceAdv 105 |
Sustainable Equity Fund |
ULIF 145 03/06/21 SustainEqu 105 |
Active Asset Allocation Balanced Fund |
ULIF 138 15/02/17 AAABF 105 |
Income Fund |
ULIF 089 24/11/09 LIncome 105 |
Money Market Fund |
ULIF 090 24/11/09 LMoneyMkt 105 |
Secure Opportunities Fund |
ULIF 140 24/11/17 SOF 105 |
Constant Maturity Fund |
ULIF 148 050123 ConstntMat 105 |
Mid Cap 150 Momentum 50 Index Fund |
ULIF 151 180124 McMomentum 105 |
Multicap 50 25 25 Index Fund |
ULIF 152 220224 MultiCapIF 105 |
<ClaimForSure: 1 Day Death Claim
Settlement is available for the following:
a) Policies that have been active for 3 consecutive
years. All due premiums in the policy have been paid and the policy has been
active for 3 consecutive years preceding life assured's death.
b) All mandatory claim documents are submitted at the
branch. Mandatory documents to be submitted at Branch Office-Claimant
statement form,Original policy certificate,Copy of death certificate issued
by local authority, AML KYC documents-Nominee's recent photograph, Copy of
Nominee's pan card,Nominee's current address proof, photo identity proof,
Cancelled cheque/Copy of bank passbook,Copy of medico legal cause of
death,Medical records (Admission notes,Discharge/Death summary,Test reports,
etc). For accidental death-Copy of FIR, Panchnama,Inquest report,Postmartem
report,Driving license.
c) Total claim amount of all the life policies held by
the Life Assured <=₹ 1.5 Crore
d) Claim does not require any on-ground investigation
<1 Day is a working day, counted from
date of receipt of all relevant documents from the claimant, additional
information sought by the Company and any clarification received from the
claimant. The Company will be calling the claimants for verification of
information submitted by the Claimant which will also be considered as part
of relevant documents. Working day will be counted as Monday to Friday and
excluding National holidays/Bank holidays/Public holidays.
9Interest shall be at the bank rate that is
prevalent at the beginning of the financial year in which death claim has
been received. In case of breach in regulatory turnaround time, interest
will be paid as per IRDAI regulations.
Unit Linked Insurance Products do not offer any
liquidity during the first five years of the contract. The policyholder will
not be able to surrender or withdraw the monies invested in Unit Linked
Insurance Products completely or partially till the end of the fifth year.
Unit Linked products are different from traditional
insurance products and are subject to the risk factors.
The premium paid in ULIPs are subject to investment
risks associated with capital markets and the NAVs of the units may go up or
down based on the performance of fund and factors influencing the capital
market and the insured is responsible for his/ her decisions.
ICICI Prudential Life Insurance is only the name of the
Life Insurance Company and ICICI Pru Signature is only the name of the unit
linked insurance product and does not in any way indicate the quality of the
product, its future prospects and returns.
Please know the associated risks and the applicable
charges, from your Insurance agent or the Intermediary or policy document
issued by the Insurance company.
The various funds offered under this product are the
names of the funds and do not in any way indicate the quality of these
plans, their future prospects and returns.
Comp code.- COMP/DOC/Mar/2024/53/5609
ICICI Prudential Life Insurance Company Limited. IRDAI
Regn No. 105. CIN: L66010MH2000PLC127837. ICICI PruLife Towers, 1089,
Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. For more details on the
risk factors, terms and conditions, please read the sales brochure carefully
before concluding a sale. For enquires related to new policies purchased
online, please call us on 1-860-266-7766 and select option 4 on our
Interactive Voice System. Trade Logo displayed above belongs to ICICI Bank
Ltd & Prudential IP services Ltd and used by ICICI Prudential Life
Insurance Company Ltd under license. ICICI Pru Signature UIN:105L177V06.
Advt. No.: W/II/1515/2023-24
BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
IRDAI is not involved in activities like
selling insurance policies, announcing bonus or investment of
premiums. Public receiving such phone calls are requested to lodge a
police complaint.