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Unit Linked Insurance Plan

Build Wealth & Save Tax
with market-linked returns
Wealth Creation
3 years CAGR returnsThe above-mentioned benchmark is the benchmark used by the company to track the performance of the funds.View all
Buy online & avail 0% premium allocation charges+
View all benefits
Plans start at just ₹2500 p.m. Invest Now!
Signature ULIP Calculator - Wealth Creation

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Recommended For

Regular Investor
Regular Investor
Child Education
Child Education
Existing Customer
Existing Customer
Equity Investor
Equity Investor
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Regular Investor
People in the market looking for a financial instrument that helps them grow and save their money regularly and want to take advantage of a low charge plan with the flexibility of investment and withdrawal.
Pay₹5000 p.m. for 20 years
Get₹24.88 Lakh1’

People looking to build a corpus for their retirement can invest in this plan to enjoy tax-free* market-linked returns.
Pay₹15000 p.m. for 25 years
Get₹1.16 Crore2’

Child Education
Parents looking to build a corpus for their child’s higher education will benefit from market-linked returns. The Systematic Withdrawal Plan allows withdrawal from your fund at your child’s important milestones.
Pay₹10000 p.m. for 15 years
Get₹30.76 Lakh3’

Existing Customer
Existing ICICI Prudential customers wishing to take advantage of financial markets can buy this plan easily from home.
Pay₹10000 p.m. for 10 years
Get₹23.55 Lakh4’

Equity Investor
People who wish to take advantage of market-linked returns at relatively lower risk can choose from multiple equity, balanced and debt fund options with unlimited free switches5.
Pay₹7000 p.m. for 15 years
Get₹21.49 Lakh5’

Signature comes with tax* benefits. You can get tax* benefits on premiums paid subject to conditions u/s 80C* and on returns received subject to conditions u/s 10(10D)*
Pay₹5000 p.m. for 20 years
Get₹24.90 Lakh6’

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What is ICICI Pru Signature Online?

ICICI Pru Signature is a Unit Linked Insurance Plan (ULIP) that helps you save systematically and build wealth with tax* benefits on market-linked returns received through the policy, while also securing the future of your loved ones with a life cover/.
Financial Protection
Life Cover/ for the entire policy term and an optional Accidental Death & Disability cover, so that your family is financially secured even in your absence
Investment Flexibility
Choice of 4 portfolio strategies and 21 funds across equity, balanced and debt to suit your investment needs.
Unlimited Free Switches5
Switch between the funds as many times as you want, completely free of cost.
Wealth Boosters2
Get rewarded with Wealth Boosters2 at regular intervals at 3.25% of your fund value by just staying invested in the plan.
Free withdrawals3
Get money at regular intervals to fund your different life goals with Systematic Withdrawal Plan. Get Partial Withdrawals without any penalty or reduction in life cover/.
Return of Charges+
No premium allocation charges when buying online. Return of Mortality Charges and policy administration charges at maturity.
Tax* Benefits
Get tax* benefits on premiums paid subject to conditions u/s 80C* and on returns received subject to conditions u/s 10(10D)*

How the plan works?

One plan, multiple objectives
Two Minute Overview
ICICI Pru Signature Online is an ideal plan for regular equity investors, first-time investors and those looking to save tax.
Two Minute Overview
ICICI Pru Signature Online helps to get tax-free* income for a comfortable retirement.
Two Minute Overview
ICICI Pru Signature Child is an ideal plan for parents who wish to build corpus to ensure that their child can achieve the key milestones in life.
OverView Video

Plan Snapshot

Return of charges+
on maturity
Fund Options
21 funds across all
fund classes
Premium Allocation Charges
Minimum Investment Graph
Min. Investment:
₹2,500 p.m.

For Whole Life Option- ₹5,000 p.m
Quick Boost
Wealth Boosters2
3.25% of Fund
Value added on
staying invested
Lock Life
Life Cover/
Life cover/ for the entire policy term
Payment Options
Premium Payment Term Options
Limited / Regular Pay
Lock in Period
Lock-in Period
5 Years
Quick Boost Withdraw
Unlimited Free
Fund Switch
Fund Switches
Unlimited free fund switches5

Akash’s Wealth Creation Story

Loading Fund Performance...

The above mentioned benchmark is the benchmark used by the company to track the performance of the funds.

Good to Know~

How to maximize your ULIP returns?

1 Investing Early icon
Start Investing Early
2 Pay Premiums icon
Pay premiums regulary
3 Right Asset Steps icon
Right Asset Allocation
4 Fund Switches Lock icon
Make fund switches to safeguard your gains
5 Young Life 2 Person icon
Keep a younger person as the Life Assured

Buy Online in 3 simple steps

Step 1
Choose premium amount
Step 2
Select your choice of funds
Step 3
Fill Application form & Make Payment
Policy Issued

Need Help? Call us Today


Why choose ICICI Prudential Life?

7.71 Cr
Lives covered as
on March 31, 2023T
Benifits Like
₹2.36 Lakh Cr
Benefits paid till
March 31, 2023`
Diamond Asset Management
₹2.50 Lakh Cr
Assets under
management as on
March 31, 202318
1 Day<
Death Claim Settlement

Frequently Asked Questions

Key Terminology

Sum Assured
Fund value
Net Asset Value (NAV)
Death benefit
Maturity benefit
Lock-in period
Switching option
ULIP returns
ULIP charges
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Sum Assured
The nominee of the policy is liable to receive a fixed amount in case of the demise of the policy holder during the policy term. This amount is called the Sum Assured. When purchasing a ULIP, you must ensure that the Sum Assured you opt for is sufficient for your dependents to continue with their lives in case something happens to you.
Fund value
The premiums you pay in a ULIP are invested in funds, which grow over time. The fund value indicates the total value of the your fund on the current date. This is calculated by multiplying the number of units you own by the Net Asset Value (NAV) or the monetary value of each unit.
Net Asset Value (NAV)
In a ULIP, Net Asset Value (NAV) means the value of a single unit of your investment. An investment fund, which is a pool of investments from multiple investors (minus any liabilities), is divided by the number of outstanding units. The NAV of a fund is therefore the price of a single unit.
Premiums are the payments you make towards your plan. As an investor, you can pay premiums monthly, quarterly, half-yearly, or annually as per the mode selected by you while investing. Failure to pay the premiums on time may lead to the lapse of the ULIP Policy.
Death benefit
The death benefit is the total amount payable to the nominee by the insurance company on the policyholder’s unfortunate demise. It can either be the sum assured or the fund value, whichever is higher. What your beneficiary gets would depend on the plan you opt for. The nominees can obtain the death benefit either as a lump-sum or in monthly instalments.
Maturity benefit
Maturity benefit is offered to the policyholder when the policy tenure gets over. You can avail tax-free* maturity amount as per Section 10 (10D) of the Income Tax Act 1961, subject to the provisions stated therein.
Riders or add-ons are the additional benefits provided by insurance companies, which enhance the value of the coverage. Typically, the most common riders offered are critical illness rider, waiver of premium rider, accidental cover, and so forth. However, these riders vary depending upon the company.
Lock-in period
Lock-in period is a stipulated time till which you cannot withdraw your investments. In case of ULIP, if a policyholder surrenders the policy before the completion of the lock-in period, the fund value is shifted to a discontinuation fund. The policyholder can withdraw the amount once the lock-in period is over. A ULIP has a lock-in period of 5 years.
Switching option
A ULIP plan allows an individual to invest in multiple fund options at the same time. However, the policyholders also have the freedom to switch between these ULIP funds. The number of switches allowed depends on the company’s policies. ICICI Pru’s Signature plan allows unlimited free switches5 between funds.
ULIP returns
The returns of a ULIP policy depend upon the performance of the market as well as your fund selection. One needs to stay invested for long term to be able to maximise their returns.
As the name suggests, the top-up premium is an additional amount paid over base premium. If a ULIP policyholder wants to increase the amount of his/her investment in funds, he/she can do so through top-ups.
ULIP charges
Insurance companies levy certain charges on a ULIP. Under a ULIP, a few of the levied charges are as follows:
  1. Policy administration charge
  2. Fund management charge
  3. Mortality charge
  4. Premium allocation charge
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Myth Busters
Myth Busters