Simply choose from our range of Insurance plans below

Education solutions ensures comprehensive financial planning for your child’s education/ developmental needs. In this you pay premium regularly or in a single lumpsum and during the  key educational milestones of your child you can withdraw the money partially. It offers financial protection to your child’s future in the unfortunate event of your death.

• Increasing costs of education : The costs of education is increasing at a rapid pace across all levels. In order to ensure that you can pay for your children’s educations you need to start saving at the earliest.
• Multiple interests of children : In order to ensure that your child is an all-rounder you need to train him in different areas like sports, dancing, singing etc. All these extra-curricular activities cost huge money and hence add to the overall cost of education.
• Tax benefits : Apart from protection and savings, wealth insurance plans also offer tax benefits as per prevailing tax laws.
• Protection : In the unfortunate event of death of the parent (Life Assured) during the term of the Policy, the following benefits are payable: 
  • Sum Assured would be paid to the beneficiary.
  • Future premiums would be paid by the Company till the maturity of the Policy
  • Policy benefits would continue for your child's educational and developmental needs, as planned by you
  • If an optional rider has been chosen, an additional fixed amount shall be paid to the child every year till the maturity of the Policy

These features are available with minor variations across almost all educational insurance policies.

This depends on various factors and is best answered by your financial advisor. You can also arrive at this amount by using our Education Calculator on our website www.iciciprulife.com 

What is the better time to start investing in an educational plan than the day your child is born? This will ensure that at the time of higher education of your child, an adequate financial corpus is built. Or, you can even use the maturity amount to gift the apple of your eye a wedding to cherish for a lifetime or seed capital to fuel his business ambitions. So, start as early as you can to enjoy the benefits of long term planning.