IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

India has seen a transformative economic growth in the past decade, with its GDP growing at an annual rate of 7.5%1. Stock market indices have mirrored a similar story by growing investor’s money at average annual growth rate of 15% in the past 5 years2 and 15.7% in the past 10 years2. As a part of India’s rising new generation, you want to participate in India’s growth story and realise the dreams you have for your loved ones and yourself.

Presenting ICICI Pru Platinum - a Unit-Linked, Savings, Life insurance plan, designed to grow your wealth to fulfil your long-term goals and safeguard your family with an adequate life cover, thereby ensuring a PLATINUM standard of life for your loved ones and you.

1The data provided above is for GDP growth rate and is as of December 2023. Source: www.worldeconomics.com

2The data provided above is for NIFTY 50 Index and is as of December 2023. Source: https://primeinvestor.in/nifty-50-returns/



 

KEY FEATURES OF ICICI PRU PLATINUM



Plan options:



Growth Plus

Benefits

Death Benefit will be highest of:

  • Sum Assured
  • Fund Value
  • Minimum Death Benefit



Maturity Benefit : Fund Value

Protect Plus

Benefits

Death Benefit will be highest of:

  • Sum Assured + Fund Value
  • Minimum Death Benefit



Maturity Benefit : Fund Value





 
 
 

Start your wealth creation journey with 4 simple steps:

 
 


Plan at a Glance:

 

Plan Option Premium Payment Term(in years) Policy term(in years) Minimum/ Maximum age at entry(in years) Age at maturity (in years) Minimum Premium Minimum Sum Assured
Growth Plus 5 – 9 65 minus Age at entry Minimum: 0 years
Maximum: 50 years
65 ₹ 1,00,000 ₹ 10,00,000
10 – 30 75 minus Age at entry Minimum: 0 years
Maximum: 60 years
75
Protect Plus 5 - 30 60 minus Age at entry Minimum: 0 years
Maximum: 45 years
60

Premium Payment Option: Limited Pay – Maximum Premium Payment Term allowed will be Policy Term minus 1 year

Premium Payment Frequency: Annual, Half- yearly, Monthly

Maximum Premium/ Maximum Sum Assured: Subject to internal Company guidelines i.e., Board Approved Underwriting Policy (BAUP)



 

PERFORMANCE OF FUNDS`



Please note: NA: Fund has not completed the stipulated time period

Past performance is not indicative of future performance.



People like you also read ...





3 Past performance is not indicative of future performance

4 Life cover is the benefit payable on death of the life assured during the policy term

5 The Policyholder can have funds in only one of the Portfolio Strategies

6 Systematic Withdrawal Plan is allowed only after the first five policy years

7 Top-up premiums can be paid any time except during the last five years of the policy term, subject to underwriting, as long as all due premiums have been paid. A lock-in period of five years would apply for each Top-up premium for the purpose of partial withdrawals only.

8 Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961.

Fund name SFIN
Maximiser Fund V ULIF 114 15/03/11 LMaximis5 105
Multi cap Growth Fund ULIF 085 24/11/09 LMCapGro 105
Opportunities Fund ULIF 086 24/11/09 LOpport 105
Bluechip Fund ULIF 087 24/11/09 LBluChip 105
Multi cap Balanced Fund ULIF 088 24/11/09 LMCapBal 105
Income Fund ULIF 089 24/11/09 LIncome 105
Money Market Fund ULIF 090 24/11/09 LMoneyMkt 105
Maximise India Fund ULIF 136 11/20/14 MIF 105
Active Asset Allocation Balanced Fund ULIF 138 15/02/17 AAABF 105
Value Enhancer Fund ULIF 139 24/11/17 VEF 105
Secure Opportunities Fund ULIF 140 24/11/17 SOF 105
Focus 50 fund ULIF 142 04/02/19 FocusFifty 105
India Growth fund ULIF 141 04/02/19 IndiaGrwth 105
Balanced Advantage Fund ULIF 144 03/06/21 BalanceAdv 105
Sustainable Equity Fund ULIF 145 03/06/21 SustainEqu 105
Mid Cap Fund ULIF 146 28/06/22 MidCapFund 105
Mid Cap Hybrid Growth Fund ULIF 147 050123 MCHybrdGrt 105
Constant Maturity Fund ULIF 148 050123 ConstntMat 105
Mid Cap Index Fund ULIF 149 050723 McIndxFund 105
Mid Cap 150 Momentum 50 Index Fund ULIF 151 180124 McMomentum 105
Multicap 50 25 25 Index Fund ULIF 152 220224 MultiCapIF 105

ICICI Pru Platinum (A Linked, Non-Participating, Individual, Savings Life Insurance Plan.) UIN: 105L192V01

ADVT: W/II/0044/2024-25

Back to Top