ICICI Pru Protect N Gain
India is undergoing a transformative economic growth in the past couple of decades. You, as a part of India’s rising new generation, want to participate in India’s growth story and aspire to realise the dreams you have for your loved ones. For the non-negotiable goals you have in mind for your family, you need the right plan. The plan should also be able to take care of your family’s financial wellbeing even in your absence.
Presenting ICICI Pru Protect N Gain - a protection-oriented unit linked savings life insurance plan, designed to grow your wealth to fulfil your long-term goals and safeguard your family with an adequate life cover1. With ICICI Pru Protect N Gain, protect your life goals, and gain a stress-free life!
ICICI Pru Protect N Gain: A one stop solution for your Insurance and Investment needs
Protect
You and your family with a Life Insurance cover1, Accidental Death cover5 and Accidental Disability cover5
Benefits
- Life Insurance cover: Life Cover1 for the entire policy term so that your family is financially secured even in your absence
- Accidental Death cover: Accidental Death cover5 paid as lump sum in case of death due to an accident
- Accidental Disability cover: Accidental Disability cover5 paid as lump sum in case of permanent disability due to an accident
Gain
By staying longer in the policy with market linked returns
Benefits
Maturity Benefit: Lump sum will be paid to you at the maturity of the policy equal to your policy fund value
The above maturity benefit is inclusive of the following additions to your policy:
- Return of 2X premium allocation charges2 from 11th policy year
- Return of 2X/4X mortality charges2 from 11th policy year onwards
- Maturity booster3 to boost your fund value at maturity
GET ADDITIONAL FLEXIBILITIES WITH
4 SIMPLE STEPS TO BUY PROTECT N GAIN
Boundary Conditions
| Premium Payment option | Premium Payment Term (PPT) (in years) | Policy term (in years) | Minimum/ Maximum age at entry (in years) | Minimum/ Maximum age at maturity (in years) | Minimum Premium | Minimum Sum Assured |
|---|---|---|---|---|---|---|
| Limited Pay | 5 - 12 | 30 – 40 | 18/60 | 48/90 | ₹ 40,000 | ₹ 4,00,000 |
| Regular Pay | 30 – 40 |
Premium Payment Frequency: Annual, Half-yearly, Monthly
Maximum Premium/ Maximum Sum Assured: Subject to internal Company guidelines i.e., Board Approved Underwriting Policy (BAUP)
Illustration
Rajesh, a 35 year old, purchased ICICI Pru Protect N Gain to secure family's future and grow wealth to achieve cherished goals. He selected a Sum Assured of 2 Cr with a premium payment term of 10 years and policy term of 40 years
Rajesh’s returns will be according to the performance of funds` he has selected
ARR: The Illustrations are based on Assumed Rate of Return of 8% and 4%. The maturity benefits shown are for illustrative purposes only and are subject to the actual fund performance
