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Premium Payment Options
 


We have a variety of payment options that you can choose from.
Click on your preferred payment option to know more
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*Cash beyond Rs. 50,000/- will be accepted only at ICICI Prudential life insurance branches subject to receipt of copy of PAN card or Form60/61as applicable from the policy holder.

Should you choose to pay premiums by cash, you are advised to do so only at nearest branch of the Company or at its authorized collection centres. No person / individual / entity is authorized to collect cash / self cheque / bearer cheque on behalf of the Company.

You are advised not to hand over cash to any Advisor / employee of the Company. Handing over cash to any Advisor / employee is solely at your own risk and the Company shall in no way be held responsible for any loss in this regard.

Any payment made towards First or Renewal premium is deemed to be received by the Company only when the same is received at any of our branch office or authorized collection point and after an official printed receipt is issued by the Company.

Cheque / Demand Drafts must be drawn only in favor of ICICI Prudential Life Insurance Company Limited. Please ensure that you mention Application No: for the first premium deposit and Policy No: for the renewal premiums on the Cheque / Demand Draft.

** In case, the proposer/policyholder opts for premium payment through Credit/Debit Card**, the payment must be made only through Credit/Debit Card** issued on the name of such proposer/policyholder.

Net Banking

ICICI Prudential policyholders can pay premium through Net Banking facility, to pay premium now click here. For list of Net Banking banks please click here 

Debit Card** 

ICICI Prudential policyholders can pay premium via Debit Card** on ICICI Prudential website. For premium payment through Debit Card** Online mode click here. 

Credit Card**

ICICI Prudential policyholders can pay premium via Credit Card** (Master Card / Visa / American Express) on ICICI Prudential website. For premium payment through Online mode click here.

Bill Junction 

 

ICICI Prudential policyholders can make his/her renewal premium payment by visiting Bill Junction site www.billjunction.com & can make payment through Net Banking. Customers need to register themselves at Bill Junction site [Join Now option] for receiving future ICICI Prudential electronic bill presentment and payment.

Bill Desk 

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ICICI Prudential policyholders can make his/her renewal premium payment by visiting Bill Desk site www.billdesk.com & can make payment through Net Banking. Customers need to register themselves at the BillDesk site [Register Now option] for receiving future ICICI Prudential electronic bill presentment and payment.

Infinity

ICICI Prudential policyholders having ICICI Bank account can avail the facility of Infinity for premium payment. For more information please visit www.icicibank.com or contact nearest ICICI Bank Branch.

Bank Websites

ICICI Prudential policyholders can make payment by their bank Website through Net banking Option. The customers just need to ensure that ICICI Prudential Life is one of the enrolled partners for payment under the same. Policy Holder having ICICI Bank A/c can also link their policies on ICICI Bank Web-site for making premium payments. The link for the same is available under the personal login page of the individual bank account holders as My Life Insurance Policies. Click here to pay now by ICICI Bank personal login. 

Electronic Clearing System

ICICI Prudential policyholders can pay premium via ECS facility by submitting the mandate form along with a cancelled Cheque at any ICICI Prudential Branches or hand it over to advisor. For list of ECS locations please click here.

ECS is an automated facility which debits your premium from the bank account specified by you, on your premium due date.

To avail this facility, you have to submit the ECS FORM along with a cancelled Cheque (which helps us record the MICR code of your bank- see image). Once you submit this form, we can activate the ECS facility for your policy number.

We offer you an ECS preference date option wherein you can now choose a preferred ECS debit date. Your bank account would be debited on this debit date provided instead of the premium due date.

You can submit this form at any of ICICI Prudential branch offices, mail it to our communication address or hand it over to your advisor.

Direct Debit

ICICI Prudential policyholders can pay premium via Direct Debit facility by submitting the mandate form along with a cancelled Cheque at any ICICI Prudential Branches or hand it over to advisor.

The Direct Debit facility is another automated facility which enables you to set up auto-debit instructions on your bank account for regular debit of your premium amounts. Depending on your premium due date, the premium gets directly debited from your bank account.

To avail this facility, you have to submit the duly filled ECS/Direct Debit Mandate along with a cancelled Cheque. On receipt of the same, the Direct Debit facility would be activated for your policy.

We offer you a direct debit preference date option wherein you can now choose a preferred direct debit date. Your bank account would be debited on this debit date provided instead of the premium due date.

You can submit this form at any of ICICI Prudential branch offices, mail it to ourcommunication address or hand it over to your advisor.

The Direct Debit facility is currently available to all account holders of ICICI Bank, HDFC Bank, AXIS Bank, Bank of Baroda, IndusInd Bank, IDBI Bank, Punjab National Bank, Kotak Mahindra Bank, State Bank of India, State Bank of Indore, State Bank of Saurashtra, Citi Bank, Federal Bank & Union Bank of India.

Credit Card**

ICICI Prudential policyholders can pay premium via Credit Card** (Master Card / Visa / American Express) by submitting the Credit Card** form along with a clear photocopy of the front side of Credit Card** at any ICICI Prudential Branches.

Banks Websites

ICICI Prudential policyholders can register his/her policy on their respective bank sites. The customers just need to ensure that ICICI Prudential Life is one of the enrolled partners for payment under the same. Customers can make payment through Net Banking. Policy holder has to register his/her policy in the Banker's site who will send the policies for verification through their registered payment aggregators (Bill Desk & Bill Junction) to ICICI Prudential Life Insurance Co. Ltd. After verifying the policies, ICICI Prudential Life Insurance Co. Ltd. will send acceptance to the Banker through their registered payment aggregators (Bill Desk & Bill Junction).

ICICI Bank 

 

ICICI ATM Cheque drop box: 
ICICI Prudential policyholders can drop their premium payment Cheques at selective ICICI Bank ATM drop boxes. For list of ICICI Bank ATM drop box centers, please click here. Please make the Cheque in favor of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX’.


ICICI Bank ATM via Debit Card**: 
ICICI Prudential policyholders having ICICI Bank Debit Card** (non third party) can avail the facility of instant premium payment via Debit Card** at any registered ICICI Bank ATM centers under Utility Bill Payment option. Enjoy the hassle free way of paying premium. For list of ICICI Bank ATM Debit Card**, please click here

 

ICICI Bank Branch Walk In:
ICICI Prudential policyholders can walk in to any ICICI Bank Branches across India to avail the facility of premium payment via Cheque ((Local/Transfer) & Cash (only up to Rs.49,999/-*). For list of ICICI Bank Branches, please click here.Please make the Cheque in favor of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX’.

Skypak Drop Boxes 

 

ICICI Prudential policyholders can drop their premium payment Cheques at selective skypak drop boxes. For list of skypak drop box centers, please Click here. Please make the Cheque in favor of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX’.

MINC Drop Box 

 

ICICI Prudential policyholders can drop their premium payment Cheques at selective MINC drop boxes in Mumbai, Delhi, Surat & Baroda. For list of MINC drop box centers, please click here. Please make the Cheque in favor of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX’.

IVR 

ICICI Prudential policyholders can avail the facility of premium payment via Credit Card** through the Interactive Voice Response System of our call centre. For list of ICICI Prudential call centre numbers, please Click here

As per RBI guidelines, effective January 1, 2011, all merchant IVR transactions using Credit or Debit Card**s will need to be authenticated with an additional password. For more details, please visit your Bank’s website or nearest branch. Click here for an FAQ regarding premium payment through IVR.

Mchek

ICICI Prudential policyholders can pay premium via SMS through Credit/Debit Card**. The debit card payments through mChek are currently available for selected banks only (viz. ICICI Bank, HDFC Bank, Axis Bank & Standard Chartered Bank). In case of Credit Cards all Master and Visa Cards are accepted.
To activate the payments through mChek, the customers need to send an SMS (mChek) on the specified number to the respective operator and follow the instructions.
The GPRS facility should be available on the customer’s handset to avail mChek. The sms sending facility for mChek is free of cost (as it’s a Toll Free no) for Airtel and TATA users. For other users the sms will be charged at the applicable rates.
Airtel users need to send the SMS to 543219, TATA users can send the SMS to 59909 and other users can send an SMS to 9731599090.

For more information please visit www.mChek.com OR call on mCkek Customer Service number 40053888. Choose a 6 digit PIN which would serve as your security code for making payments.

AXIS Bank ATM via Debit Card**: 

ICICI Prudential policyholders having AXIS Bank Debit Card** (non third party) can avail the facility of instant premium payment via Debit Card** at any registered AXIS Bank ATM centers under Special Services option. Enjoy the hassle free way of paying premium. For list of AXIS Bank ATM Debit Card**, please click here.

Federal Bank

ICICI Prudential policyholders can walk in to any Federal Bank Branches in Kerala to avail the facility of premium payment via Cheque (Local) & Cash (only up to Rs.49,999/-*). For list of Federal Bank Branches, please click here. Please make the Cheque in favor of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX’.


Karnataka Bank

ICICI Prudential policyholders can walk in to any Karnataka Bank Branches in Karnataka to avail the facility of premium payment via Cheque ((Local) & Cash (only up to Rs.49,999/-*). For list of Karnataka Bank Branches, please click here. Please make the Cheque in favor of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX’.

Bank of Rajasthan

ICICI Prudential policyholders can walk in to any Bank of Rajasthan Branches in Rajasthan to avail the facility of premium payment via Cheque ((Local) & Cash (only up to Rs.49,999/-*). For list of Bank of Rajasthan Branches, please click here. Please make the Cheque in favor of 'ICICI Prudential Life Insurance Co. Ltd. Policy No XXXXXXXX’.

APOnline

ICICI Prudential policyholders in Andhra Pradesh can avail the facility of premium payment via cash (only up to Rs.49,999/-*) at selective AP Online outlets. For list of AP Online outlets, please click here.

MPOnline

ICICI Prudential policyholders in Madhya Pradesh can avail the facility of premium payment via cash (only up to Rs.49,999/-*) at selective MP Online outlets. For list of MP Online outlets, please click here

Emitra

ICICI Prudential policyholders in Rajasthan can avail the facility of premium payment via cash (only up to Rs.49,999/-*) at selective E-Mitra Kiosks. For list of E-Mitra Kiosks, please click here.


South Indian Bank

ICICI Prudential policyholders PAN India can avail the facility of premium payment via cash (only up to Rs.49,999/-*) at selective South Indian Bank Branches. For list of South Indian Bank Branches, please click here.