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Why ICICI Pru Health Saver?
How it works
Features & Benefits
Hospitalisation Insurance Benefit
Health Savings Benefit
At a glance
Claims Process
Network hospitals

How does ICICI Pru Health Saver work?

Health Saver

Step 1: Choose your annual limit

Select from a range of annual limits i.e. Rs 2 lacs , Rs 3 lacs , Rs 5 lacs , 7 Lacs and Rs 10 Lacs

Step 2: Choose your premium

While you have an option of selecting your premium you would require to follow the below minimum premium norms prescribed in the table below


  • Age of eldest member
  • No of Members
  • Annual Limit




Minimum Premium 



Family floater

Age of the eldest member (in years)

All annual limits

Annual limits upto Rs. 5 lacs

Annual limits greater than Rs. 5 lacs

Less than 40




40 - 55




Step 3: Choose your investment portfolio

Premium amount net of charges will be invested in your Health Savings Fund as per your chosen portfolio strategy. You can select between the following two strategies:

  • Lifecycle based portfolio strategy
  • Fixed Portfolio strategy






ICICI Pru Health Saver UIN 105L087V01

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