ICICI Pru MediAssure is a hospitalisation insurance policy (mediclaim) with the AAA guarantee for you and your family i.e.
Assured insurability at renewal till age 75 years
Assured coverage for accepted pre-existing illnesses after 2 years
Assured price for 3 years
You can also avail tax benefits under Section 80D of the income tax act
Who can buy the MediAssure hospitalization insurance plan?
Minimum / Maximum age at entry
18 years / 65 years (90 days / 65 years for
dependents in a family floater)
(maximum cover ceasing age for children is
25 years under the family floater cover)
Maximum cover ceasing age
Hospitalisation benefit ceases at 75 years
How can I benefit from my MediAssure hospitalisation insurance plan?
Get a hospitalisation insurance benefit for you and your family under a single policy.
Coverage for pre hospitalisation & post hospitalisation expenses
Guaranteed insurability at renewal up to 75 years of age
Coverage for over 125 listed day care procedures
Health check benefit once every 2 years
Cashless hospitalisation across an extensive network of hospitals
Enjoy tax benefits under Sec 80D on premiums paid.
How does my plan work?
Set your annual limit options i.e, Rs. 2 lacs, 3 lacs, 5 lacs, 7 lacs or Rs. 10 lacs.
Select between the Premium and Classic plans for the network of hospitals. The premium plan gives you access to all List A and List B hospitals across India. The Classic plan gives you access to List B hospitals.
Take advantage of cashless hospitalisation through our extensive list of network hospitals available across the country.
You can also claim your benefit amount for treatment in any out of network hospital through our hassle free claims process.
4 easy steps to process a claim:
Cashless process
Reimbursement process
Show Health Card and fill the pre-authorisation form
Hospital will submit the pre-authorisation form and we will verify the claim request
Cashless hospitalisation will be authorised
ICICI Prudential pays amount to the hospital
Show Health Card and fill the pre-authorisation form
Hospital will submit the pre-authorisation form and we will verify the claim request
Cashless hospitalisation will be authorised
ICICI Prudential pays amount to the hospital
Originals of hospital bills, discharge card, doctor’s certificate, prescriptions, diagnostic reports and any other relevant documents will be needed to process your claim.
To know more on our in-house claims process or for a detailed list of the network hospitals, call us on 1800-103-6363 (24 x 7 toll free number)
What are the major exclusions?
Any kind of service charge, surcharge, admission fees, registration fees levied by the hospital
Any treatment for substance abuse, self-inflicted injuries, STDs and AIDS
(Note: The above is a partial listing of exclusions. For complete details, please read policy terms & conditions).
Downloads & FAQs
You can download the following:
Brochure
View and print ICICI Pru MediAssure brochure for your convenience. Download here.
List of day care procedures
Complete list of 136 day care procedures (which require less than 24 hrs hospitalisation) that you are covered for under ICICI Pru MediAssure. Download here.
Pre-authorisation form
Use this form to apply for pre-authorisation in order to avail of the cashless facilty at a network hospital. Download here.
Claim form
Use this form to apply for a reimbursement claim. Download here.
Network hospital list Complete list of hospitals covered under our network, along with classification of List A and List B. Download here.
Policy wordings
Understand your policy conditions better with ICICI Pru MediAssure policy wordings. Download here.
FAQs Click here to check FAQs on ICICI Pru MediAssure.
ICICI Pru MediAssure: UIN 105N082V01
How can I buy this plan?
We offer several options for you to buy as per your convenience. Choose from one of the following:
