Simply choose from our range of Insurance plans below

ICICI Pru Hospital Care II is a fixed benefit plan covering various stages of treatment – hospitalisation, ICU, surgical, non-surgical, prolonged stay & recuperating allowance.

• Daily hospitalisation cash benefit (DHCB) : Get a daily fixed benefit amount if you are hospitalized for more than 24 hours.
• Intensive care unit benefit (ICUB) : Get an additional benefit of 100% of DHCB in case you ever need to be admitted in the Intensive Care Unit.
• Surgery benefit (SB) : A lump sum benefit is payable in case you undergo any of the surgeries covered under the plan. You are covered for more than 1000 surgeries under this plan.

            To see examples of surgeries, click here. For a detailed list of surgeries, click here.

• Non-surgical benefit : Get an additional 100% of DHCB amount in the event of hospitalisation without any surgery.
• Recuperating benefit : An additional benefit of 3 times DHCB is payable on being hospitalised for 7 or more days in addition to all other benefits.
• Prolonged stay benefit : A long hospital stay can drain your savings & may even lead to loss of income. An additional benefit of 100% of DHCB payable per day of continuous hospitalisation, tries to lower the impact of prolonged confinement in the hospital.
• Health check-up : Get a health check-up for all family members under the plan, once every two years after completion of the first policy year up to a maximum of Rs 4,000 per policy irrespective of plan type.

You can choose from any of the following four plan types. Each plan type offers the benefits amounts, as shown below:

Benefit amounts at-a-glance

Policy benefit limits

There is an initial waiting period of one month from the policy commencement date. (Except for hospitalisation due to an accident)

Take advantage of cashless hospitalisation through our extensive list of network hospitals available across the country.

You can also claim your benefit amount for treatment in any out of network hospital through our hassle free claims process.

4 easy steps to process a claim:

Photocopies of hospital bills, discharge card, doctor’s certificate, prescriptions, diagnostic reports and any other relevant documents will be needed to process your claim.

To know more on our in-house claims process or for a detailed list of the network hospitals call us on 1800-103-6363 (24 x 7 toll free number)

• Pregnancy, infertility, congenital external diseases or anomalies / genetic conditions
• Non-allopathic medicine,
• Domiciliary treatment,
• Circumcision, sex change surgery, cosmetic surgery & plastic surgery
• Organ donor expenses
• Any treatment for substance abuse, self-inflicted injuries, STDs and AIDS
• Hazardous hobbies or avocations, war, terrorism, civil war or breach of law
  
  (Note: The above is a partial listing of exclusions. For complete details, please read policy terms & conditions.)

You can download the following:

• Brochure
  View and print ICICI Pru Hospital Care II brochure for your convenience. Download here.
• Pre-authorisation form
  Use this form to apply for pre-authorisation in order to avail of the cashless facilty at a network hospital. Download here.
• Network hospital list
  Complete list of hospitals covered under our network. Download here. 
• Policy wordings
  Understand your policy terms & conditions better by reading the policy wordings carefully. Download here.
• FAQs 
  Click here to check FAQs on Hospital Care II.

We offer several options for you to buy as per your convenience. Choose from one of the following:

• Meet an advisor
• Visit your nearest branch