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 Home > Life Insurance Plans > Historical reversionary bonus rates
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Historical reversionary bonus rates

Reversionary Bonus Rates (Compounded)

 

Reversionary Bonus Rates (Compounded)

Plan Name 2006-07 2007-08 2008-09 2009-10
SavenProtect 3.25% 3.00% 2.25% 4.00%
SavenProtect (Mass) 3.25% 3.00% 2.25% 4.00%
Cash Bak (15 yrs) 3.25% 3.00% 2.25% 4.00%
Cash Bak (20 yrs) 3.25% 3.00% 2.25% 4.00%
Smartkid RP 3.25% 3.00% 2.25% 4.00%
ForeverLife SP 3.25% 3.00% 2.50% 4.00%
ForeverLife RP 3.25% 3.00% 2.50% 4.00%

 

 

Please note the reversionary bonus is declared according to policy terms and conditions. In case of ICICI Pru SavenProtect , ICICI Pru Cashbak, ICICI Pru Smart Kid and ICICI Pru Forever life the reversionary bonus is declared after the 4th policy year.

Method of calculating the compound reversionary bonus

Please find below the cumulative accumulated bonus amount over a 15 year term for a sum assured of Rs 1 lakh and a compound reversionary bonus of 4%.

 

Year Sum Assured (SA) Cumulative SA incl. bonus accumulation Bonus amount (Rs) for the year
Year 1 100,000 100,000 4,000
Year 2 100,000 104,000 4,160
Year 3 100,000 108,160 4,326
Year 4 100,000 112,486 4,499
Year 5 100,000 116,986 4,679
Year 10 100,000 142,331 5,693
Year 15 100,000 173,168 6,927


 
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