ICICI Pru Crisis Cover is a comprehensive critcal illness insurance policy that provides coverage against 35 critical illnesses, total and permanent disability, and also death.
ICICI Pru Crisis Cover at a glance
Minimum / Maximum age at entry
18 years / 60 years
Maximum cover ceasing age
75 years
Maximum policy term
10 years / 50 years
Minimum / Maximum Sum Assured
Rs 3 lakhs / Rs 20 lakhs
Premium payment frequency
Monthly, Half-yearly, Annual
Tax Benefit
As per prevailing tax laws under Section 80C & 80D
How can I benefit from my critical illness (health insurance) plan?
Get a long term health insurance coverage against 35 critical illnesses, disability and death
Receive benefit amount in addition to payment received by any other plan
Receive a lumpsum benefit irrespective of actual billing
Your cover under the policy continues even after claiming benefit on selected critical illnesses
Enjoy tax benefits on premium paid u/s. 80D and u/s. 80C of the income tax act
How does my critical care (health insurance) plan work?
Choose a Sum Assured as per your requirements
Pay Premium based on your age, Sum Assured and term of cover chosen
Receive the applicable Sum Assured in the event of being diagnosed with a critical illness or on being rendered totally disabled or on death.
How do I claim under the critical illness plan?
Our claims process is an easy 3-step process. This will ensure that you get a hassle-free and convenient claims experience.
Submit a written notice along with the proof of diagnosis of the critical illness / disability / death required for claim.
The company verifies the documents and admits the claim.
The company pays the entire benefit amount as applicable.
What are the major exclusions?
Any pre-existing illness / conditions / unless specifically accepted by the company
