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IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Introducing ICICI Pru Global Wealth Multiplier1 – a USD denominated market-linked plan that helps you to invest in funds globally, while securing your family’s future with a life cover2. This plan can be used for evolving financial goals like children education, wealth creation, retirement, or legacy planning.

With this plan, you get access to a mix of US and other developed capital market’s funds. Besides, you can choose to invest in equity, debt, and commodity focused funds. As an investor, enjoy the benefit of Zero GST3 on the policy charges.

Sandeep is a 40 years old IT professional working in Singapore who aims to maximize long term wealth through globally diversified investments focused on Emerging Equity Markets and Gold Fund.

He chooses to invest $20,000 per annum for 15years in ICICI Pru Global Wealth Multiplier Growth Plan with a Sum Assured of $21,000.

Key benefits of
ICICI Pru Global Wealth Multiplier

Invest in US Dollars

Hedge your investments against currency rate fluctuations and build your wealth in USD

Diversify4 investments through Global Funds

Access US and other developed capital market’s funds to diversify your investment portfolio

Top-up5 option

Boost your investment by adding extra premiums to take advantage of market opportunities

Premium Flexibility

Choose from multiple premium payment options tailored to match your financial position

Flexible Withdrawals and Liquidity6 options

Withdraw funds to meet planned or emergency needs with ease

24*7 policy servicing via portal/dedicated customer care numbers

Manage your policy from anywhere with secured digital access for servicing

Switch7 between funds anytime

Enjoy 5 free switches / year between funds as per your investment preferences or market outlook changes. This feature is available only under Fixed portfolio strategy

Flexibility to receive income

The Systematic Withdrawal Plan6 (SWP) feature allows you to withdraw a fixed percentage from your funds as per your preferred frequency (monthly, quarterly, half-yearly or yearly)

Multiple life Insurance coverage options

Secure your family’s financial wellbeing by opting for a suitable life insurance cover

How it works?

Explore the two plan options available under Global Wealth Multiplier

Protect Plan

Growth Plan

By opting for this plan, a Policyholder gets an opportunity to earn superior long-term returns by investing in US and other developed capital markets funds along with Death Benefit and inbuilt waiver of premium benefit. In case of unfortunate death of the policyholder during the policy term, nominee receives Death Benefit immediately and future premiums are paid by ICICI Prudential.

Meet Rohit

He is a 45 years old, working in UAE

He invests to

Grow his wealth by investing across US and Indian Funds and provide financial security to his family

*Assumed Rate of Return refers to the projected assumption for the purpose of illustration

ARR

8%

4%

By opting for this plan, a Policyholder gets an opportunity to earn superior long-term returns by investing in US and other developed capital markets funds along with Death Benefit. In case of unfortunate death of the policyholder during the policy term, nominee receives Death Benefit immediately and policy terminates.

Meet Sandeep

He is a 40-year old IT professional working in Singapore

He wants to

Achieve a higher potential maturity value by investing Globally diversified fund

*Assumed Rate of Return refers to the projected assumption for the purpose of illustration

ARR

8%

4%

Brochure

Policy T&C



Above Figures are for illustrative purposes for healthy life and are not guaranteed. Please note that the return mentioned above at an assumed rate of return of 4% p.a. and 8% p.a. is only illustrative, after considering all applicable charges. Linked life insurance products are subject to market risks. The various strategies offered under this contract are merely the names of the strategies and do not in any way indicate the quality of these plans and their future prospects or returns. For more information, please request for your policy specific benefit illustration.

 

Portfolio Strategies

 
Ipru Icon Lifecycle Based Portfolio Strategy
A strategy that automatically shifts your fund allocation from high-risk to low-risk assets as you grow older helping growth balance and capital protection across different life stages

 
Ipru Icon Fixed Portfolio Strategy
A strategy that allows you to choose and stay invested in specific funds based on your risk appetite, giving you full control over your asset allocation throughout the policy term

 

Who can Benefit from this plan?

Non-Resident Indians (NRIs)

Persons of Indian Origin (PIOs)

Overseas Citizen of India (OCIs)

Resident Indians* (RIs) – via LRS

 

PERFORMANCE OF FUNDS

 

Asset class Focused Market Fund Name Risk Profile NAV(As on January 16, 2026) Inception Date Know More
Global Equity Fund US ICICI Pru US Growth Fund
(GIFT 002 251125 USGrowthFd 105)		 High $10 16 Jan 2026
Fund Objective:- To provide superior long-term returns through US focused large cap funds which invest in top 1000 U.S. companies by market capitalization
Fund Composition:-
Asset Mix Min% Max%
Equity 90 100
Money market & cash 0 10
Debt 0 10
Global Equity Fund US, Japan, UK, Canada, France ICICI Pru Global Diversified Fund
(GIFT 003 251125 GlobalDivF 105)		 High $10 16 Jan 2026
Fund Objective:- To provide superior long-term returns through Global Equity funds which invest in equities listed in developed countries around the globe
Fund Composition:-
Asset Mix Min% Max%
Equity 90 100
Money market & cash 0 10
Debt 0 10
Commodity Fund - ICICI Pru Gold Fund
(GIFT 004 251125 IpruGoldFd 105)		 Low $10 16 Jan 2026
Fund Objective:- To generate sustainable long-term returns by investing in Gold funds which invest in Gold Bullion
Fund Composition:-
Asset Mix Min% Max%
ETFs 90 100
Debt 0 10
Money market & cash 0 10
Debt Fund US ICICI Pru US Medium Term Treasury Bond Fund
(GIFT 005 251125 USMedTreas 105)		 Low $10 16 Jan 2026
Fund Objective:- To generate steady income through investments in medium-term US Government bonds
Fund Composition:-
Asset Mix Min% Max%
Equity 0 0
Money market & cash 0 10
Debt 90 100
Debt Fund US ICICI Pru Liquid Fund
(GIFT 010 251125 LiquidFund 105)		 Low $10 16 Jan 2026
Fund Objective:- To generate steady income through investments in short-term US Government bonds
Fund Composition:-
Asset Mix Min% Max%
Equity 0 0
Money market & cash 0 25
Debt 75 100
India Focused Equity Fund India ICICI Pru India Fund - Large Cap
(GIFT 007 251125 InLargeCap 105)		 High $10 16 Jan 2026
Fund Objective:- To provide superior long-term returns through focused funds which invest in large-cap stocks, ADRs, and GDRs of Indian companies listed in global equity markets
Fund Composition:-
Asset Mix Min% Max%
Equity 90 100
Money market & cash 0 10
Debt 0 10

Frequently asked questions
(FAQs)

What are the Plan options available under the product?

The product offers two plan options: Protect Plan and Growth Plan

Protect Plan - It offers an in-built Waiver of Premium (WOP) cover to ensure that long-term goals are not compromised due to death of Life Assured.

Growth Plan – It focuses on wealth creation through globally diversified investments to help you achieve long-term financial goals.

What is the minimum death benefit sum assured available under the policy?

Min Death Benefit sum assured = 1.05x Annualized Premium

What is the maturity benefit payable under the policy?

Maturity Benefit will be payable at the end of the policy term which is equal to 100% of Fund Value.

Under Growth plan option, the maturity benefit will be paid only upon survival of Life Assured however under Protect plan option, the maturity benefit will be paid irrespective of survival of Life Assured.

What is the minimum premium under the policy?

The minimum premium under the policy is as follows:

Single Pay – USD 5000

Limited and Regular Pay – Yearly - USD 1500 ; Half-yearly – USD 750 and Monthly – USD 150

What are the criteria for entry age and maturity age?

Protect Plan -

Minimum and maximum age at entry is 18 years and 65 years respectively.
Minimum and maximum age at maturity is 28 years 80 years respectively.

Growth Plan -

Minimum and maximum age at entry is 0 years (30 days) and 65 years respectively.
Minimum and maximum age at Maturity is 18 years and 80 years respectively.

What is the Free Look Period in the product?

You have an option to review the policy within 30 days from the date you receive it. In this period, if you are not satisfied with the policy terms and conditions, and have not made any claims, you can return the policy to us with reasons for cancellation. We will cancel the policy and refund the fund value at the date of cancellation plus non-allocated premium plus charges levied by cancellation of units, proportionate risk premium for the period of cover and the expenses borne by us on medical tests, if any.

Can I exit the policy and withdraw my investment early?

Yes, you can surrender the policy anytime by giving prior notice to IPRU GIFT City Branch as required under the policy, subject to applicable charges as per policy terms.

Disclaimer

1ICICI Pru Global Wealth Multiplier - Non-Participating, Unit Linked, Individual Life Insurance Savings Plan (UIN: ICICIGCUL002V01) ICICI Prudential Life Insurance Company, IFSC Branch(IIO) (Reg No: IFSCA/IIO/017/2024-25)

2Life cover is the benefit payable on death of the life assured during the policy term.

3Tax-free wealth/tax free returns/ tax free maturity benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961 and the rules, regulations, amendments, re-enactments or any statutory modification or replacement thereof for the time being in force. Goods and Services tax is exempt on Individual Life Insurance Policies issued/premiums due on or after September 22, 2025. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details. Taxes, if any will be charged extra as per applicable rates.

4Past performance of funds are not indicative of future performance.

5The minimum top-up amount is $500. Top-ups can be done anytime during the policy term, except during the last five years of the policy term.

6Partial Withdrawal and Systematic Withdrawal Plan are only allowed after completion of 36 months.

75 switches are allowed free of cost in a policy year, beyond which a charge of $ 9/ switch shall be applicable.

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and conditions of this plan are specified in the Policy Contract.

Investments are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may fluctuate depending on several factors influencing the market.

Various funds offered under this contract are merely the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.

The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.

Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may fluctuate based on the performance of funds and factors influencing the capital market and the Insured is responsible for his/her decisions.

Please know the associated risks and the applicable charges, from your sales representative or the Intermediary or policy document issued by the Insurance Company.

*Resident Indians may invest in GIFT City insurance products through the Liberalized Remittance Scheme (LRS), subject to the applicable regulatory framework.

“20 crore lives” figure is computed based on the number of lives covered under retail and group insurance business separately.

W/II/1861/2025-26

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© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837. Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600.

Our IFSC Insurance office is registered with International Financial Services Centres Authority for undertaking life insurance business. Reg. No. IFSCA/IIO/017/2024-25. Branch office: Unit No. GA-31, Seat no. 1 to 4, Ground Floor, Pragya Accelerator, GIFT City, GIFT SEZ, Gandhinagar, Gujarat - 382355. Timings - 10:00 A.M. to 7:00 P.M. IST, Monday to Saturday (except national holidays)(subject to SEZ authorization).

GIFT City helpline number +91 8069385095/ +91 7316823195 - 24x7 (except for national holidays).

For information on our grievance redressal policy, click here. Member of the Life Insurance Council.

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