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IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Introducing ICICI Pru Global Wealth Accelerator1 – a USD denominated market-linked plan that helps you to invest in funds globally, while securing your family’s future with a life cover2. This plan can be used for evolving financial goals like children education, wealth creation, retirement, or legacy planning. This plan provides access to US and other developed capital markets across the world. And the longer you stay invested, the more you earn through Loyalty Additions^ and Maturity Boosters~.

Sandeep is a 40 years old IT professional working in Singapore who aims to maximize long term wealth through globally diversified investments focused on Emerging Equity Markets and Gold Fund.

He chooses to invest $20,000 per annum for 15years in ICICI Pru Global Wealth Multiplier Growth Plan with a Sum Assured of $21,000.

Key benefits of
ICICI Pru Global Wealth Accelerator

Invest in US Dollars

Hedge your investments against currency rate fluctuations and build your wealth in USD

Diversify3 investments through Global Funds

Access US and other developed capital markets to diversify your investment portfolio

Zero Premium allocation and Policy administration charges

Get the full benefit of your investment with zero allocation and administration charges

Loyalty Additions^

Get rewarded for staying invested with periodic Loyalty Additions that enhance your fund value during the policy term.

Maturity Booster~

Receive additional wealth enhancement benefits at maturity, helping maximise your corpus for long-term financial goals.

24*7 policy servicing via portal/dedicated customer care numbers

Manage your policy from anywhere with secured digital access for servicing

Switch5 between funds anytime

Enjoy 5 free switches / year between funds as per your investment preferences or market outlook changes.

Flexibility to receive income

The Systematic Withdrawal Plan6 (SWP) feature allows you to withdraw a fixed percentage from your funds as per your preferred frequency (monthly, quarterly, half-yearly or yearly)

Top-up4 option

Boost your investment by adding extra premiums to take advantage of market opportunities

How it works?

Explore the two plan options available under Global Wealth Accelerator

Protect Plan

Growth Plan

Protect Plan

Protect Plan

By opting for this plan, a Policyholder gets an opportunity to earn superior long-term returns by investing in US and other developed capital markets funds along with Death Benefit and inbuilt waiver of premium benefit. In case of unfortunate death of the policyholder during the policy term, nominee receives Death Benefit immediately and future premiums are paid by ICICI Prudential Life.

Meet

Yash a 38-year-old

IT Professional based in UAE

He wants to invest

To build long term wealth in USD while securing his family’s financial future

Premium Payment Term: 7 years | Policy Term: 20 years | Premium: $7,500 | Sum Assured: $75,000

ARR

8%

4%

$67,186

*ARR (Assumed Rate of Return) refers to the standard assumption for the rate of return of 8% and 4%, as specified by IRDAI. Please check our fund performance to track the actual returns

*ARR (Assumed Rate of Return) refers to the standard assumption for the rate of return of 8% and 4%, as specified by IRDAI. Please check our fund performance to track the actual returns

Protect Plan (For 8% ARR)
End of policy year Loyalty Additions
10th $182
11th $193
12th $204
13th $216
14th $228
15th $241
16th $255
17th $270
18th $285
19th $301
20th $318
Total $2,693
Protect Plan (For 4% ARR)
End of policy year Loyalty Additions
10th $143
11th $145
12th $148
13th $150
14th $152
15th $155
16th $155
17th $159
18th $161
19th $163
20th $165
Total $1,696
Growth Plan

Growth Plan

By opting for this plan, a Policyholder gets an opportunity to earn superior long-term returns by investing in US and other developed capital markets along with Death Benefit. In case of unfortunate death of the policyholder during the policy term, nominee receives Death Benefit immediately and policy terminates.

Meet

Aryan a 40-year-old

Marketing Professional based in Singapore

He wants to invest

To grow his wealth in USD over the long term

Premium Payment Term: 5 years | Policy Term: 15 years | Premium: $7,500 | Sum Assured: $75,000

ARR

8%

4%

$67,186

*ARR (Assumed Rate of Return) refers to the standard assumption for the rate of return of 8% and 4%, as specified by IRDAI. Please check our fund performance to track the actual returns

*ARR (Assumed Rate of Return) refers to the standard assumption for the rate of return of 8% and 4%, as specified by IRDAI. Please check our fund performance to track the actual returns

Protect Plan (For 8% ARR)
End of policy year Loyalty Additions
10th $139
11th $148
12th $157
13th $166
14th $177
15th $188
Total $974
Protect Plan (For 4% ARR)
End of policy year Loyalty Additions
10th $105
11th $107
12th $109
13th $111
14th $113
15th $115
Total $658
 

Portfolio Strategies

 

Who can Benefit from this plan?

Non-Resident Indians (NRIs)

Persons of Indian Origin (PIOs)

Overseas Citizen of India (OCIs)

Resident Indians* (RIs) – via LRS

 

PERFORMANCE OF FUNDS

 

Asset class Focused Market Fund Name Risk Profile NAV(As on ) Inception Date Know More

Frequently asked questions
(FAQs)

What is the minimum death benefit sum assured available under the policy?

Min Death Benefit sum assured = 1.05x Annualised Premium

What is the maturity benefit payable under the policy?

Maturity Benefit will be payable at the end of the policy term which is equal to 100% of Fund Value.

Under the Growth plan option, the maturity benefit will be paid only upon survival of Life Assured however under the Protect plan option, the maturity benefit will be paid irrespective of survival of Life Assured.

What is the minimum premium under the policy?

The minimum premium under the policy is as follows:

Single Pay – USD 5000

Limited and Regular Pay – Yearly - USD 1500 ; Half-yearly – USD 750 and Monthly – USD 150

What are the criteria for entry age and maturity age?

Protect Plan -

Minimum and maximum age at entry is 18 years and 65 years respectively.
Minimum and maximum age at maturity is 28 years and 80 years respectively.

Growth Plan -

Minimum and maximum age at entry is 0 years (30 days) and 65 years respectively.
Minimum and maximum age at Maturity is 18 years and 80 years respectively.

What are Loyalty Additions^?

Loyalty Additions are additional units credited to your policy to reward long-term investing. The addition is 0.10% of Fund Value for PPT < 5 years and 0.25% of Fund Value for PPT ≥ 5 years.

What is the Maturity Booster~ benefit?

Maturity Booster~ of 1% of the Fund Value is added at maturity for policies with a Policy Term (PT) of 15 years or more.

What is the Free Look Period in the product?

You have an option to review the policy within 30 days from the date you receive it. In this period, if you are not satisfied with the policy terms and conditions, and have not made any claims, you can return the policy to us with reasons for cancellation. We will cancel the policy and refund the fund value at the date of cancellation plus non-allocated premium plus charges levied by cancellation of units, proportionate risk premium for the period of cover and the expenses borne by us on medical tests, if any.

Can I exit the policy and withdraw my investment early?

Yes, you can surrender the policy anytime by giving prior notice to an IPRU GIFT City Branch as required under the policy, subject to applicable charges as per policy terms.

Disclaimer

1ICICI Pru Global Wealth Accelerator - Non-Participating, Unit Linked, Individual Life Insurance Savings Plan (UIN: ICICIGCUL003V01) ICICI Prudential Life Insurance Company, IFSC Branch (IIO) (Reg No: IFSCA/IIO/017/2024-25)

2Life cover is the benefit payable on death of the life assured during the policy term.

3Past performance of funds are not indicative of future performance.

4The minimum top-up amount is $500. Top-ups can be done anytime during the policy term, except during the last five years of the policy term.

55 switches are allowed free of cost in a policy year, beyond which a charge of $ 9/ switch shall be applicable.

6Partial Withdrawal and Systematic Withdrawal Plan are only allowed after completion of 36 months.

7Waiver of premium is an inbuilt feature available under the Protect plan. This will be available only on the death of the life assured, provided all due premiums are paid till date of death.

8Tax-free Returns, No LTCG (Long Term Capital Gains) under the policy are subject to satisfaction of conditions prescribed u/s 11 (read with Schedule II, Sr. No. 2 ) of the Income Tax Act, 2025. Tax benefits/returns under the policy are subject to conditions prescribed under Section 123 (read with Schedule XV ,Sr. No. 1, 2 & 4 ), Section 11 (read with Schedule II, Sr. No. 2 ), Section 202 and other applicable provisions and schedules of the Income Tax Act, 2025. Security Transaction tax (if any) will be deducted as per prevailing tax laws. Goods and services tax is exempt on Individual Life Insurance Policies issued/premiums due on or after September 22, 2025.Taxes, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.

^Loyalty Additions- Each Loyalty Addition will be percentage of the average of Fund Values on the last business day of the last eight policy quarters on the basis of Premium Payment Term chosen. For PPT 3 & 4- 0.1%; For PPT 5 & above- 0.25%.

~Maturity Booster- For policies with policy term of 15 years or more, Maturity Booster will be equal to 1% of the average of the Fund Values on the last business day of the last eight policy quarters added to the Fund Value on the Day of Maturity.

Life insurance policies issued by the Insurer are available to NRI / foreign nationals subject to eligibility criteria and applicable laws. NRIs residing in certain countries or jurisdictions may not be eligible to purchase or hold life insurance policies issued by the Insurer. The Insurer does not provide any advice or assurance regarding the permissibility of purchasing or holding life insurance policy or receiving benefits thereunder, under the laws of any foreign jurisdiction. Prospective customers are advised to independently verify their eligibility and compliance with the laws of the jurisdiction of their residence or nationality prior to submitting any proposal.

Risk Factors and Warning statement:

  • Linked insurance products are different from traditional insurance products and are subject to risk factors.
  • ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru Global Wealth Accelerator is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, it’s future prospects or returns.
  • Please know the associated risks and the applicable charges, from your insurance intermediary or policy document issued by the insurance company.
  • The various funds offered under this contract are merely the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns.
  • The premium paid in unit linked insurance policies are subject to investment risks associated with capital markets and debt markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
  • The past performance of other funds of the Company is not necessarily indicative of the future performance of these funds
  • The funds do not offer a guaranteed or assured return.
  • For further details, refer to the Policy Document and detailed benefit illustration

*Resident Indians may invest in GIFT City insurance products through the Liberalized Remittance Scheme (LRS), subject to the applicable regulatory framework.

<Benefits paid as on March 31, 2026 is as per Annual Reports. Please refer to the same for further details.

“20 crore lives” figure is computed based on the number of lives covered under retail and group insurance business separately.

4.8 Lakh NRIs Computed basis number of NRI lives covered under retail and group insurance business separately

ICICI Pru Global Wealth Accelerator UIN: ICICIGCUL003V01

ADVT: W/II/1064/2026-27

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