1ICICI Pru Global Wealth Accelerator - Non-Participating, Unit Linked, Individual Life Insurance Savings Plan (UIN: ICICIGCUL003V01) ICICI Prudential Life Insurance Company, IFSC Branch (IIO) (Reg No: IFSCA/IIO/017/2024-25)
2Life cover is the benefit payable on death of the life assured during the policy term.
3Past performance of funds are not indicative of future performance.
4The minimum top-up amount is $500. Top-ups can be done anytime during the policy term, except during the last five years of the policy term.
55 switches are allowed free of cost in a policy year, beyond which a charge of $ 9/ switch shall be applicable.
6Partial Withdrawal and Systematic Withdrawal Plan are only allowed after completion of 36 months.
7Waiver of premium is an inbuilt feature available under the Protect plan. This will be available only on the death of the life assured, provided all due premiums are paid till date of death.
8Tax-free Returns, No LTCG (Long Term Capital Gains) under the policy are subject to satisfaction of conditions prescribed u/s 11 (read with Schedule II, Sr. No. 2 ) of the Income Tax Act, 2025. Tax benefits/returns under the policy are subject to conditions prescribed under Section 123 (read with Schedule XV ,Sr. No. 1, 2 & 4 ), Section 11 (read with Schedule II, Sr. No. 2 ), Section 202 and other applicable provisions and schedules of the Income Tax Act, 2025. Security Transaction tax (if any) will be deducted as per prevailing tax laws. Goods and services tax is exempt on Individual Life Insurance Policies issued/premiums due on or after September 22, 2025.Taxes, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.
^Loyalty Additions- Each Loyalty Addition will be percentage of the average of Fund Values on the last business day of the last eight policy quarters on the basis of Premium Payment Term chosen. For PPT 3 & 4- 0.1%; For PPT 5 & above- 0.25%.
~Maturity Booster- For policies with policy term of 15 years or more, Maturity Booster will be equal to 1% of the average of the Fund Values on the last business day of the last eight policy quarters added to the Fund Value on the Day of Maturity.
Life insurance policies issued by the Insurer are available to NRI / foreign nationals subject to eligibility criteria and applicable laws. NRIs residing in certain countries or jurisdictions may not be eligible to purchase or hold life insurance policies issued by the Insurer. The Insurer does not provide any advice or assurance regarding the permissibility of purchasing or holding life insurance policy or receiving benefits thereunder, under the laws of any foreign jurisdiction. Prospective customers are advised to independently verify their eligibility and compliance with the laws of the jurisdiction of their residence or nationality prior to submitting any proposal.
Risk Factors and Warning statement:
- Linked insurance products are different from traditional insurance products and are subject to risk factors.
- ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru Global Wealth Accelerator is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, it’s future prospects or returns.
- Please know the associated risks and the applicable charges, from your insurance intermediary or policy document issued by the insurance company.
- The various funds offered under this contract are merely the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns.
- The premium paid in unit linked insurance policies are subject to investment risks associated with capital markets and debt markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
- The past performance of other funds of the Company is not necessarily indicative of the future performance of these funds
- The funds do not offer a guaranteed or assured return.
- For further details, refer to the Policy Document and detailed benefit illustration
*Resident Indians may invest in GIFT City insurance products through the Liberalized Remittance Scheme (LRS), subject to the applicable regulatory framework.
<Benefits paid as on March 31, 2026 is as per Annual Reports. Please refer to the same for further details.
“20 crore lives” figure is computed based on the number of lives covered under retail and group insurance business separately.
4.8 Lakh NRIs Computed basis number of NRI lives covered under retail and group insurance business separately
ICICI Pru Global Wealth Accelerator UIN: ICICIGCUL003V01
ADVT: W/II/1064/2026-27