Group Funds Details
| Product Name | SAIN | UIN |
Closing Balance(In  million)
|
|---|
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Plans
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TERM INSURANCE
- ICICI Pru iProtect Smart (Bestseller)`~Lumpsum Payout
- Claims amount paid out in single instalments (lumpsum)
- Up to 5%`= Online Discount (Lifetime)
- Affordable High Life Cover!a to protect your family
- Up to 15%2 Salaried Discount (For 1st Year premium)
- Tax benefit^ on premiums paid and tax-free^ claims payout
- Optional 34 Critical Illnesses## rider & Accidental Death Benefit9 rider
- ICICI Pru iProtect Smart Monthly Income Payout
- Claims amount paid in monthly instalments
- Up to 5%`= Online Discount (Lifetime)
- Up to 30%*2 discount on premiums for monthly income payout (Lifetime)
- Up to 15%2 Salaried Discount (For 1st Year premium)
- In-built Terminal Illness Benefit3A and Permanent Disability Waiver5
- Optional 34 Critical Illnesses## rider & Accidental Death Benefit9 rider
W/II/1316/2023-24
- ICICI Pru iProtect Smart (New)(Term Plan for Women)
- Affordable High Life Cover!a to protect your family
- Flat 15%F Discount for Women on Life Cover (Lifetime)
- Up to 5%`= Online Discount (Lifetime)
- Up to 15%2 Salaried Discount (For 1st Year premium)
- 34 Critical Illnesses Cover## (Optional)
- Tax benefit^ on premiums paid and tax-free^ claims payout
W/II/0354/2024-25
- ICICI Pru iProtect Smart (Bestseller)`~Lumpsum Payout
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Term Insurance with Returns
- ICICI Pru iProtect Smart – Smart Exit Option(Optional Return)
- Affordable High Life Cover2a to protect your family
- Flexibility to exit earlyō and get back total premiums paidS1
- Optional 34 Critical Illnesses## rider of up to ₹ 1 crore
- Optional Accidental Death Benefit9 rider of up to ₹ 2 crore
- In-built Terminal Illness Benefit4 and Permanent Disability Waiver5
- Tax benefit^ on premiums paid and tax-free^ claims payout and returns
- Special discount2 on first year’s premium for salaried customers
- ICICI Pru Protect N Gain (New)(Market Linked Return)
- Potential to grow your wealth with Market Linked Returns
- Life cover1 up to 125x of Annual Premium7
- Return of Mortality and premium allocation charges2
- Unlimited tax-free* partial withdrawals4 allowed, that too free of cost
- Take control of your investments with unlimited free fund switches6
- Tax benefit* on premiums paid and tax-free* claims payout and returns
- ICICI Pru iProtect Smart – Smart Exit Option(Optional Return)
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ULIP (UNIT LINKED INSURANCE PLANS)
- ICICI Pru Signature (Popular)
- Financial protection for your loved ones with life cover
- Tax benefits u/s 80C & 10(10D)4
- Return of mortality and policy administration charges1
- Withdraw money regularly from your policy with SWP3
For offline Signature refer to Offline Signature Brochure
- ICICI Pru Protect N Gain (New)(Market Linked Return)
- Potential to grow wealth through market linked returns*
- Life cover1 to secure your loved ones
- Systematic withdrawal plan4 to withdraw money regularly from your policy
- Tax benefits6 as per prevailing tax laws
- Return of Mortality and Premium allocation charges4
- Maturity booster5 to boost your fund value
- ICICI Pru Platinum (New)
- Potential to grow wealth through market linked returns
- Life cover1 to secure your loved ones
- Systematic withdrawal plan2 to withdraw money regularly from your policy
- Tax benefits3 as per prevailing tax laws
- Choice of 4 portfolio strategies and wide range of funds4
- ICICI Pru Signature Pension (New)
- Build your retirement corpus through market-linked returns and live a stress-free life after retirement
- Tax-free commutation of up to 60% of the vesting benefit1
- Flexibility of Partial Withdrawals2
- Choice of 3 portfolio strategies and a wide range of funds3
- Low-cost charge structure with return of charges at vesting4
- ICICI Pru1 Wealth
- Invest only once and enjoy benefits for entire policy term
- 100% amount invested in wide range of funds
- Choice of multiple funds
- Life cover to protect your loved ones
- Tax benefits up to ` 46,800 u/s 80(C) and 10(10D)
- ICICI Pru LifeTime Classic
- ICICI Pru Signature (Popular)
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ULIP WITH CAPITAL GUARANTEE
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Guaranteed Return Plans
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Child Plans
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RETIREMENT AND PENSION PLANS
- ICICI Pru Signature Pension (New)(Market Linked Return)
- Build your retirement corpus through market-linked returns and live a stress-free life after retirement
- Tax-free commutation of up to 60% of the vesting benefit1
- Flexibility of Partial Withdrawals2
- Choice of 3 portfolio strategies and a wide range of funds3
- Low-cost charge structure with return of charges at vesting4
- ICICI Pru Guaranteed Pension Plan FlexiRegular Premium Future Income
- A regular-pay deferred annuity plan that helps you gradually build the retirement savings and provide guaranteed income for life
- Flexible premium paying terms and deferment periods
- Choice of increasing annuity options that will give you inflation hedged retirement income in your golden years
- Flexibility to withdraw up to 60% of total premiums paid as lumpsum
- Financial security for your family even in your absence, with the Waiver of Premium feature3
- Annuity plan can cover either single or joint life2
- Tax benefits as per prevailing tax laws
- ICICI Pru Saral Pension PlanSingle Premium Immediate Income
- ICICI Pru Gold Pension Savings Plan
- ICICI Pru Signature Pension (New)(Market Linked Return)
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SAVINGS/ ENDOWMENT PLANS
- ICICI Pru Sukh Samruddhi (New)
- Choice to avail benefits as either Income or Lump sum
- Life cover1 for financial protection of your loved ones
- Option to receive income on any date of your choice with ‘Save the Date’2
- Option to accumulate income and withdraw it later as per your convenience with ‘Savings Wallet’3
- Tax benefits4 may be applicable on premiums paid and benefits received as per prevailing tax laws
- ICICI Pru Future Perfect
- ICICI Pru Savings Suraksha
- Life cover1 to protect your loved ones
- Guaranteed* Maturity Benefit2 and Guaranteed* Additions3
- Get Reversionary and Terminal Bonus4, if declared
- Tax5 benefits may be applicable to premiums paid and benefits received as per the prevailing tax laws
*Conditions apply
- ICICI Pru Sukh Samruddhi (New)
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Health Insurance Plans
- ICICI Pru iProtect Smart - Life & Health(Life Cover + Critical Illness Cover)
- Up to ₹1 crore 34 Critical Illnesses## cover (optional)
- Adequate Life cover!a to protect your family
- Covers diseases like Cancer, Heart Attack, organ failure, etc
- Lumpsum Critical Illness## claims payout based on diagnostic report
- In-built Terminal Illness Benefit3 and Permanent Disability Waiver5
- Tax benefit^ on premiums paid (80C/80D) and tax-free^ claims payout (10(10D))
*Conditions apply
- ICICI Pru iProtect Smart - Life & Health(Life Cover + Critical Illness Cover)
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TERM INSURANCE
- Term Insurance
- Claims
-
Library
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UNDERSTANDING LIFE INSURANCE
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