Life insurance online payment

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The online premium payment option enables you to pay your premiums at your convenience, any time and from anywhere. This helps you pay your premiums on time and ensures that you continue to receive the benefits from your policy.

Life insurance companies offer online premium payment options that make the process of paying premiums simple, hassle-free, and quick.

What is 'Renewal Premium Payment'?

'Renewal Premium Payment' is the amount you need to pay regularly to keep your policy in force and to continue availing of the benefits offered under your policy

  • If you make your payments after 3:00 pm, you will receive the Tax/Premium Paid Certificate on the next day
  • The company provides premium receipts one day after the premium due date (subject to realisation). The premium payment receipt can be used as an investment proof to avail tax^ benefits
  • Remember, if you do not pay the premiums within the grace period, the life insurance policy lapses, and the benefits under the policy stop



What are the different payment methods to pay premiums?

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What happens if I miss paying a premium?

Missing a premium payment can lead to a lapse of your life insurance policy. Most life insurance plans have a grace period of 30 days that starts after you miss your premium payment date. This is a bonus period to make the payment. If you are able to pay the premium during this time, your policy will continue to remain active without any extra charges.

Can I use more than one credit card to pay my outstanding balance?

Yes, you can use more than one credit card to clear your outstanding balance.

What are the benefits of online premium payment?

Below are some key benefits of paying premiums online:

  • It is convenient
    You can pay your premium online any time of the day and even during non-working days. It also enables you to make payments from anywhere. Moreover, online premium payments can be made without any service charge or additional costs.
  • Saves time
    It takes only a few seconds to pay your premium online. So, you can save time and focus on your other commitments.
  • Automatic premium payment
    You can opt for automatic premium payments from your bank account. This will ensure that you do not miss the premium payment due date and that your policy continues to remain active. You can choose options such as UPI, credit card, debit card, net banking, and more to enable automatic premium payment.

1. How do I make an insurance premium payment online?

Below are the steps to make your insurance premium payment online:

Step 1 – Visit the online premium payment page on our website

Step 2 – Enter your policy number, registered mobile number or your email id and your date of birth

Step 3 – Make the payment through a debit card, credit card, net banking, UPI, or mobile wallet

Step 4 – Download your premium payment receipt and keep it for future reference

2. Can I divide my payment into multiple instalments?

With ICICI Prudential Life, you have the flexibility to pay your premiums yearly, half-yearly, monthly or quarterly depending on your plan. You can choose the premium frequency option that suits you while buying the policy.

3. How will I get to know that my payment has been received by ICICI Prudential Life?

Once you make your online insurance premium payment, a receipt for your payment will be generated. You can download this receipt and keep it with you as proof that you have paid the premium amount. You will also receive a text message on your registered mobile number and email ID, confirming payment of the policy premium. In case of any doubts or complaints, you can contact the customer care number 1860 266 7766 from Monday to Saturday 10:00 am to 7:00 pm.

4. How do I get a copy of my premium receipt online?

On successful payment, the premium payment receipt will be sent to your registered email ID. You can also download your premium payment receipt online by following the steps below:

Step 1 – Visit the “View/Download Premium Receipt” page on our website

Step 2 – Enter your policy number or your registered mobile number and date of birth

Step 3 – Click on “Proceed” to view and download your premium receipts Alternately, you can log into your account on our website and click on the “View/Download Premium Receipt”
option under the “Statements” tab to view your premium receipts online.
Please note that it may take 1-2 days to generate the premium receipt online

5. How do I get a copy of my tax/premium payment certificate online?

Below are the steps to view and download a copy of your tax/premium payment certificate online:

Step 1 – Visit the “View/Download Tax/Premium Paid certificate” page on our website

Step 2 – Enter your policy number or your registered mobile number and your date of birth

Step 3 – Click on “Proceed” to view and download your tax/premium paid certificate

You can also log into your account on our website and click on the “Tax/Premium Paid Certificate” option under the “Statements” tab to download your tax/premium payment certificate online.


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^Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.
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