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Term plan with a range of options that you can select as per your budget.

Key Benefits
  • Get life cover to protect your loved ones at affordable rates
  • Get cash payout up to ` 1 crore on first diagnosis of 34 critical illnesses (optional)*
  • Accidental death benefit up to ` 2 crore (optional)**
  • Tax benefits^ up to ` 54,600 under Section 80C and 80D of the Income Tax Act
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A protection plan that covers your loved ones and ensures that nothing ever comes in the way of their dreams.

Key Benefits
  • Security of your loved ones’ future even in your absence
  • Tax benefits
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Ensure your family’s financial security even in your absence with a Life Cover while enjoying tax benefits.

Key Features
  • Security of your loved ones’ future even in your absence
  • Tax benefits
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Protect your loved ones with a Life Cover while enjoying tax benefits

Key Features
  • Life cover at affordable premiums
  • Option to choose additional accidental death benefit
  • Tax benefits
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Get complete protection from Heart ailments and Cancer for you and your spouse.

Key Features
  • Get the claim amount on detection*
  • No restrictions on your choice of hospital
  • Waiver of future premiums** for Minor conditions of Cancer or Heart for full policy term
  • Get tax benefits^ up to ` 7,800 under Section 80D of the Income Tax Act
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ICICI Prudential Smart Health is designed to provide protection against 34 Critical illnesses and Terminal Illness.

Key Benefits
  • Get full claim payout on first diagnosis of any of the covered 34 critical illnesses
  • No change in premium for the entire policy term
  • No hospital bills required to raise a claim
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Achieve your financial goals with growth potential of equity, debt and balanced funds along with life cover to protect your loved ones.

Key Benefits
  • Life cover to protect your loved ones
  • Choice of 9 funds to invest and grow your money (equity, debt or balanced funds)
  • Choice of 4 portfolio strategies*
  • Get Loyalty Additions & Wealth Boosters** by just staying invested in the plan
  • Get tax benefits^ under Section 80C of Income Tax Act 1961, up to ` 46,800
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A life insurance plan that's a super-achiever, just like you.

Key Benefits
  • Financial protection for your loved ones with life insurance cover
  • Move your money between equity and debt funds anytime, conveniently*
  • Choice of 4 portfolio strategies** to suit your needs
  • Get Wealth Boosters and Loyalty Additions^ by staying invested for long term
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A plan for super-achiever, just like you.

Key Benefits
  • Security of your loved ones in your absence
  • Customisation of portfolio strategies* to suit your needs
  • Rewards of Wealth Boosters and Loyalty Additions^ for long term investments
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Achieve your dreams with the best of both worlds - the potential for better returns and capital guarantee**

Key Benefits
  • No risk to capital: 101% Money back guarantee*
  • Life cover to protect your loved ones
  • Loyalty Additions and Wealth Boosters** for staying invested for the policy term
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A plan that safeguards your family’s future with the promise of continued potential wealth creation even when you are not around.

Key Benefits
  • Comprehensive Protection
  • Premium Waiver Benefit*
  • Life cover
  • Loyalty Additions & Wealth Boosters**
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A plan that safeguards your family’s future with the promise of continued potential wealth creation even when you are not around

Key Benefits
  • Life Cover and Premium Waiver Benefit* to secure your child's future
  • Choose from 8 funds (equity, debt and balanced) to get the potential for better returns
  • Get Loyalty Additions and Wealth Boosters** by staying invested in the policy
  • Get tax benefits^ up to ` 46,800 on on life insurance premiums premiums paid u/s 80C and on maturity proceeds u/s 10(10D)
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A plan that offers regular additional income for celebrating life and making all those precious moments, a little extra special.

Key Benefits
  • Your family gets financial protection through life cover
  • Guaranteed cash benefits*
  • You get Bonus, if any, for staying invested**
  • Tax benefits^ on premium paid and benefits received
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Offer your savings the opportunity to grow while enjoying the benefits of guaranteed returns.

Key Benefits
  • Life cover to protect your loved ones
  • Guaranteed Maturity Benefit and Guaranteed Additions *
  • Get Reversionary and Terminal Bonus, if any, over and above the maturity benefits of the policy*
  • Tax benefits^ on premiums paid and benefits received as per Income Tax Act 1961
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Protect your loved ones and secure their dreams with guaranteed wealth growth.

Key Benefits
  • Growth of wealth with Guaranteed Additions
  • A lump sum pay out to secure your future
  • Premium payment as per your comfort
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Get dual assurances of guaranteed benefits and life cover, while complementing your investment corpus with bonuses that offer potentially higher return.

Key Benefits
  • Guaranteed Additions and Guaranteed Maturity Benefit by staying invested*
  • Security of your loved ones with potential for wealth creation and Life Cover
  • Get Reversionary and Terminal Bonus, if any, on maturity of the plan**
  • Get tax benefits^ under Section 80C and 10(10D) of Income Tax Act 1961
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A plan that provides regular income for you in your golden years with the potential growth of equity and debt funds while ensuring that you do not lose your money no matter what**.

Key Benefits
  • Build your retirement corpus as per your risk appetite
  • Your capital is protected from market downturns through Assured Benefit*
  • Option to increase your investment through Top-Ups**
  • Get rewarded with Pension Boosters^
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Get guaranteed regular income to take care of your daily expenses and more. You can also leave a legacy for your children.

Key Benefits
  • Get guaranteed income for life
  • Get discount of 1% on the purchase price when you buy online
  • Range of payout options to suit your need
  • Tax benefits^ on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax Act, 1961.
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Make sure the loans you take to achieve your dreams are taken care of, even in your absence.

Key Features
  • Protection against loan liability for your loved ones
  • Premium payment as per your comfort
  • Tax benefits^
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A plan that secures your family from loan liability while offering you additional protection of Accident and Disability cover.

Key Features
  • Protection against loan liability for your loved ones
  • Premium payment as per your comfort
  • Option of Accident and Disability cover for extra protection
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A plan that ensures financial security of your employees or members’ loved ones with a Life Cover.

Key Features
  • Life Cover at an affordable cost
  • Tax benefits^
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A plan that takes care of your employees’ gratuity payment, while offering you the opportunity to earn returns on your invested money.

Key Features
  • Choice of investment products to suit your needs
  • Easy administration process
  • Tax benefits^
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Offer your employees a compensation package with this policy that will allow them to plan and save for their retirement as per their risk appetite.

Key Features
  • Choice of investment products to suit your needs
  • Easy administration process
  • Tax benefits^
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A plan that helps you set up a pool of money for managing your leave encashment liability while providing returns on this saving.

Key Features
  • Choice of investment products to suit your needs
  • Easy administration process
  • Tax benefits^
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Help your employees lead an independent post-retirement life with this plan, which offers regular income for life.

Key Features
  • Meet annuity requirements
  • Employees receive regular income for life
  • Multiple pay-out options available
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Key Features
  • A comprehensive plan which offers multiple options to cover death and terminal illness, accidental death, critical illness and disability
  • Flexibility to choose between various reducing cover options. Moratorium periods of 3 and 7 years are available
  • Flexibility to choose coverage term up to a maximum of 30 years
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Key Features
  • The Government of India introduced PMJJBY as a low premium insurance scheme
  • This scheme is available to eligible savings bank account holders in the age group of 18 to 50 years
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Key Features
  • Offers protection to members availing of a loan
  • Simplified on boarding process
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Key Features
  • Offers protection to members at an affordable cost
  • Simplified on boarding process
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Key Features
  • Offers protection to members at an affordable cost
  • Simplified on boarding process
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A plan that secures your loved ones against unforeseen circumstances at an affordable cost.

Key Features
  • Protection at an affordable cost
  • Security of your loved ones’ future even in your absence
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A plan that protects and grow your savings and provides you a life cover.

Key Features
  • Savings with comfort of guarantees
  • Protection at affordable cost
  • Flexibility of payment
  • Tax benefits^

Pure Protection Plans

These are the simplest form of life insurance plans. They offer a financial cover for a specific period or term. In case of an unfortunate event within this term, these policies pay a predetermined amount to your dependents. This helps you secure their needs in your absence.

 

 

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Protection + Savings & Retirement Plans

These are insurance plans that go beyond providing protection. Retirement plans help you save for you retirement, whereas Protection + Savings plans help you create wealth while offering the benefit of a Life Cover.

 

 

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Group Plans

Group Insurance Plans are life insurance solutions which are especially crafted for members belonging to a professional, financial or cultural organization. Our range of Group Plans offer you various benefits that suit your needs.

 

 

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Rural Plans

Our rural business initiative has played a very important role in reaching the underserved segment through rural insurance plans. We have covered more than 2.5 million lives across 16 states in India. Along with hassle-free and simple procedures, these plans offer a Life Cover at low premiums.

 

 

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ICICI Pru iProtect Smart
*The critical illness benefit is an accelerated benefit & the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the sales brochure.
**Available only under Life Plus and All in One option. Maximum amount that can be availed is Rs. 2 Crore and will be paid as a lump sum.
^Tax benefit of `54,600 (`46,800 u/s 80C & `7,800 u/s 80D) is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of `1,50,000 and health premium u/s 80D of `25,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru iProtect Smart UIN 105N151V03.


ICICIPru POS iProtect Smart - UIN 105N173V01.


ICICI Pru Heart Cancer Protect
*Lump sum is paid out on diagnosis of any of the listed conditions. Payout is based on level of condition. Total payout in the policy cannot exceed 100% of Sum Assured of cover selected. Refer to the sales brochure to know about payouts at different level of condition.
**Company shall waive all future premiums on a claim of Minor condition under the chosen cover or on diagnosis of Permanent Disability (PD) of the Life Assured due to Accident. If both Cancer cover and Heart cover are chosen such waiver is allowed on a minor/major condition claim under either Cancer cover or Heart cover; or on the diagnosis of PD. This benefit is available only if Policy is in force as on the date of diagnosis of the condition/at the time of accident.
^Tax benefit of `7,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on health premium u/s 80D of `25,000. Tax benefits under the policy are subject to conditions under Section 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Heart Cancer Protect UIN 105N154V01

ICICI Pru LifeTime Classic
* The Policyholder can have funds in only one of the Portfolio Strategies. ** The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End Of Year 6 And 7) (End Of Year 8 And Onwards) (End Of Every 5th Year, Starting From The End Of 10th Policy Year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.15% 0.30% 1%
10 years and above 0.15% 0.30% 2%
Single Pay 0.25% 0.25% 1.5%
  • For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
  • Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
  • If the premium payment is discontinued any time after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above.

^Tax benefit of `46,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of `1,50,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru LifeTime Classic UIN 105L155V01 ICICI Pru Unit Linked accidental Death Rider UIN 105A025V01


ICICI Pru Elite Life Super
*There is no upper cap on number of switches during the policy term.
**The Policyholder can have funds in only one of the Portfolio Strategies.
^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End of year 6 and 7) (End of year 8 and onwards) (End of every 5th year, starting from the end of 10th policy year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.20% 0.35% 1%
10 years and above 0.20% 0.35% 1%
Single Pay 0.30% 0.30% 1.5%
  • For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
  • Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
  • If the premium payment is discontinued any time after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above. ICICI Pru Elite Life Super UIN 105L156V01 ICICI Pru Unit Linked accidental Death Rider UIN 105A025V01

ICICI Pru Elite Wealth Super
*The Policyholder can have funds in only one of the Portfolio Strategies.

^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End Of Year 6 And 7) (End Of Year 8 And Onwards) (End Of Every 5th Year, Starting From The End Of 10th Policy Year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.25% 0.40% 1%
10 years and above 0.25% 0.40% 2%
Single Pay 0.40% 0.40% 1%
  • For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
  • Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
  • If the premium payment is discontinued any time after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above. ICICI Pru Elite Wealth Super UIN 105L157V01 ICICI Pru Unit Linked accidental Death Rider UIN 105A025V01

ICICI Pru Guaranteed Wealth Protector
*On Maturity, you will receive higher of Fund Value or Assured Benefit. Assured Benefit which will be 101% of total premium paid which is applicable only on maturity of the policy & does not apply on death or surrender.
**Loyalty Additions will be allocated as extra units at the end of every policy year, starting from the end of the sixth policy year, provided monies are not in Discontinued Policy (DP) Fund. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values on the last business day of the last eight policy quarters. Loyalty Additions will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Loyalty Addition units is guaranteed and shall not be revoked by the Company under any circumstances. Wealth Booster will be allocated as extra units at the end of the tenth policy year. Wealth Booster will be a percentage of the average of Fund on the last business day of the last eight policy quarters (1.50% for One pay and 3.25% for Five pay). Wealth Booster will be allocated between the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circumstances. ICICI Pru Guaranteed Wealth Protector UIN 105L143V01


ICICI Pru SmartLife
*Under this benefit, following the date of death of the life assured, provided all due premiums have been paid, units equivalent to the installment premium will be allocated by the Company on the subsequent premium due dates. This benefit is not applicable for the One Pay option. On death of the Life Assured, the following conditions apply:

  • The Fund Value including Top up Fund Value, if any, will remain invested in the respective funds and portfolio strategies as on date of death of the Life Assured.
  • Only the Fund Management Charge and Policy Administration Charge will be levied. Units will be allocated as if Premium Allocation Charges are being deducted. Life Insurance Cover will not apply and mortality charges will not be deducted.
  • The policy cannot be surrendered. No policy alterations will be allowed. The Nominee will not be eligible for making partial withdrawals, paying top up premiums, performing switches, renewing Automatic Transfer Strategy (ATS), redirecting premium, effecting a change in portfolio strategy, opting for settlement option, increasing or decreasing premium payment term, increasing or decreasing Sum Assured, increasing or decreasing policy term.

**Loyalty Additions are applicable from the 6th policy year onwards in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values. ICICI Pru SmartLife UIN 105L145V01


ICICI Pru SmartKid Solution with ICICI Pru SmartLife
*Under this benefit, following the date of death of the life asured, provided all due premiums have been paid, units equivalent to the installment premium will be allocated by the Company on the subsequent premium due dates. This benefit is not applicable for the One Pay option. On death of the Life Assured, the following conditions apply:

  • The Fund Value including Top up Fund Value, if any, will remain invested in the respective funds and portfolio strategies as on date of death of the Life Assured.
  • Only the Fund Management Charge and Policy Administration Charge will be levied. Units will be allocated as if Premium Allocation Charges are being deducted. Life Insurance Cover will not apply and mortality charges will not be deducted.
  • The policy cannot be surrendered. No policy alterations will be allowed. The Nominee will not be eligible for making partial withdrawals, paying top up premiums, performing switches, renewing Automatic Transfer Strategy (ATS), redirecting premium, effecting a change in portfolio strategy, opting for settlement option, increasing or decreasing premium payment term, increasing or decreasing Sum Assured, increasing or decreasing policy term.

**Loyalty Additions are applicable from the 6th policy year onwards in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values.
^Tax benefit of `46,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of `1,50,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru SmartLife UIN 105L145V01

ICICI Pru Cash Advantage
*Guaranteed Cash Benefit is a regular payout which you will receive each month of the 10 year period, starting from the beginning of the payout phase. Your regular payout will be equal to 1 % of the Guaranteed Maturity Benefit. You can also chose to receive this payout every year instead of every month. In this case your regular payout will be 11.5% of Guaranteed Maturity Benefit. Guaranteed benefits are available only if all premiums are paid as per the premium paying term and the policy is in–force till the completion of entire policy term opted. Guaranteed Cash Benefit is payable at the beginning of each policy month during the payout term in case the cash benefit mode is monthly and at the beginning of each policy year during the payout term in case the cash benefit mode is annual.
**Reversionary bonuses may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. Contingent reversionary bonus may be declared every financial year and will accrue only when a policy is made paid-up or a fully paid policy is surrendered. Contingent reversionary bonus, if any, will be paid on maturity, surrender or earlier death. A terminal bonus may also be payable at maturity or on earlier death.
^Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Cash Advantage Form No.: E10, UIN 105N132V01


ICICI Pru Savings Suraksha
*Guaranteed benefits are payable if all due premiums have been paid and the policy is in force. Guaranteed Additions (GAs) totaling 5% of GMB each year will accrue during the first five policy years if all due premiums are paid. GAs accrue on payment of due premium. Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on age, policy term, premium, premium payment term, sum assured and gender. Your GMB may be lower than your Sum Assured.
**Bonuses consist of vested reversionary bonuses, interim bonus and terminal bonus, if any. Reversionary bonus, if any, will be declared each year during the term of the policy starting from the first policy year.
^Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Savings Suraksha UIN 105N135V01


ICICI Pru Future Perfect
*Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on age, policy term, premium amount, premium payment term and gender and may be lower than the Sum Assured on death. Guaranteed Additions (GA) is a percentage (%) of Annualized premium. During the premium payment term, GA will accrue on premium payment** and after the payment term GA will accrue at the beginning of the policy year where ** is for monthly premium frequency, ½th times GA will be accrued every month on premium payment. For half yearly premium frequency, 0.5 times GA will be accrued on premium payment. Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity.
** Bonus includes Reversionary bonuses which may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus if any, may also be payable at maturity or on earlier death. If the policy offers guaranteed returns, then these will be clearly marked 'guaranteed'.
^Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Future Perfect Form No. E21 UIN 105N153V01

ICICI Pru Easy Retirement
*On vesting, i.e. maturity, you will be entitled to the Assured Benefit or Fund Value whichever is higher and is payable provided all due premiums as per the premium payment term shown above are paid. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender. Fund Value is the total value of the money that is invested in a fund of your choice.
**You can invest any available money in the form of Top ups in this policy provided all due premiums have been paid. The provision to pay Top ups will be available up to five years prior to your original or postponed vesting date . The minimum amount of Top up is Rs. 2000.
^On completion of the 10th policy year and on completion of every 5th policy year thereafter, there will be a guaranteed Pension Booster, provided at least five years’ premiums have been paid. This will be equal to 5% of the average daily total Fund Value over the preceding 12 months. The guaranteed Pension Boosters will be allocated between Easy Retirement Balanced Fund and Easy Retirement Secure Fund in the proportion of the values of total units held in each fund at the time of allocation. Pension Boosters will be made by allocation of extra units. Pension boosters shall not be taken back under any circumstances. ICICI Pru Easy Retirement UIN 105L133V02


ICICI Pru Immediate Annuity
^Tax benefits under the policy are subject to conditions under Section 80C, 80CCC, 10(10A), (10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Immediate Annuity UIN 105N009V10


ICICI Pru Group Plans
^Tax benefits under the policy are subject to conditions under Section 80C, 80CCC, 10(10A), (10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
ICICI Pru Loan Protect 105N142V01, ICICI Pru Loan Protect Plus 105N150V01, ICICI Pru Group Term Plus 105N119V04, ICICI Pru Group Gratuity 105L023V03, ICICI Pru Group Superannuation 105L024V02, ICICI Pru Group Leave Encashment Plan 105L039V01, ICICI Pru Group Superannuation 105L024V02, ICICI Pru Group Loan Secure 105N152V02, ICICI Pru Group Insurance Scheme for Pradhan Mantri Jeevan Jyoti Bima Yojana 105G146V01. ICICI Pru Shubh Raksha Credit 105N159V01. ICICI Pru Shubh Raksha Credit 105N159V01. ICICI Pru Shubh Raksha One 105N158V01. ICICI Pru Shubh Raksha Life 105N160V01.


ICICI Pru Rural Plans
^Tax benefits under the policy are subject to conditions under Section 80C, 80CCC, 10(10A), (10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
ICICI Pru Sarv Jan Suraksha 105N081V03, ICICI Pru Anmol Bachat 105N139V02


W/II/2127/2018-19

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