ICICI Pru Group
Suraksha Plus
Interest accruals at the end of each financial year
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Flexibility to deposit contributions
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Withdrawals from the policy under defined circumstances in a financial year
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Customised schemes for employee benefits
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Tax benefits^ as per prevailing tax laws
Why choose the ICICI Pru Group Suraksha Plus?
Why choose the ICICI Pru Group Suraksha Plus?
Employees receive benefits due to any circumstance/ condition upon leaving the organisation, in line with the scheme rules
Guaranteed life cover of Rs.10,000 per member
Employers can create dedicated funds for Gratuity, Leave Encashment, and other long-term employee benefits
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Why choose ICICI Prudential Life?
Total inforce policies#
7,480
as on 30th September 2025
Number of lives covered
71,32,342**
Over
2 decades
of expertise in Employee Benefits
Claim Settlement Ratio
99.43%*
Claims settlement TAT
1.21 days*
Claims settled
2,265*
Group Sum Assured
₹13,549.97 Bn
#Count of employer-employee policies
** Total number of lives covered under employer-employee inforce policies
*Data for current financial year as on 30th September’2025
Source – Quarterly IRDAI public disclosures. Please refer to Public Disclosure section on ICICI Prudential website for more details
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Frequently asked questions
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How many members can be covered in the ICICI Pru Group Suraksha Plus (GSP) plan?
A minimum of 10 members are required at the time of policy inception. You can include any number of members between the ages of 18 and 85 years.
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What is the frequency of interest accrual under the ICICI Pru Group Suraksha Plus (GSP) plan?
The interest rate shall be declared in accordance with the Board approved policy. The interest rates shall be declared at regular intervals based on the fund size with appropriate disclosure on the website and shall be valid for a specified period as defined in the scheme rules. The interest shall be accrued at the end of the financial year on pro-rata basis.
Disclaimer
- ^Tax benefits under the policy are subject to conditions and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- ICICI Prudential Life Insurance Company Limited is only the name of the Life Insurance Company and ICICI Pru Group Suraksha Plus (GSP) is only the name of the insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns
- © ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered life insurance company with IRDAI, Regn. No. 105. CIN: L66010MH2000PLC127837. Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-25. Helpline number (Toll free)- 1800 2660. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale.
- ICICI Pru Group Suraksha Plus - UIN: .
- ADVT: W/II/1248/2025-26
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