What is an Account Aggregator?

An Account Aggregator (AA) is a type of RBI regulated entity (with an NBFC-AA license) that helps an individual securely and digitally access and share information from one financial institution (referred to as Financial Information Provider/FIP) that they have an account with to any other regulated financial institution (referred to as Financial Information User/FIU) in the AA network. Data cannot be shared without the consent of the individual.

ICICI Prudential Life Insurance Company Limited (ICICI Prudential) shall act as both FIP as well as FIU in the AA ecosystem.

For more details on the Account Aggregator Ecosystem, please refer:- https://sahamati.org.in/what-is-account-aggregator/.

ICICI Prudential as FIP

• Will furnish data upon receiving consent from the customer
• Shall ensure that its systems are wholly interoperable to function in the AA ecosystem
• ICICI Prudential has a tie-up with the below AAs as an FIP

1. 1. Perfios Account Aggregation Services Pvt Ltd (Product titled Anumati)
2. 2. FinSec AA Solutions Private Limited (Product titled OneMoney)
3. 3. Cookiejar Technologies Private Limited (Product titled Finvu)
4. 4. CAMSFinServ
5. 5. Dashboard Account Aggregation Services Private Limited (Product titled SAAFE)
6. 6. NSDL e-Gov Account Aggregator Limited (Product titled Protean SurakshaAA)
7. 7. CRIF CONNECT PRIVATE LIMITED (Product titled CRIF)

ICICI Prudential as FIU

• Will share the data with any third party as per specific prior consent obtained from the customer
• Only retain the data for as long as it is necessary to fulfil the purpose save and except as required as per applicable laws
• ICICI Prudential has a tie-up with the below AAs as an FIU

1. 1. Perfios Account Aggregation Services Pvt Ltd (Product titled Anumati)
2. 2. FinSec AA Solutions Private Limited (Product titled OneMoney)
3. 3. Cookiejar Technologies Private Limited (Product titled Finvu)
4. 4. CAMSFinServ
5. 5. Dashboard Account Aggregation Services Private Limited (Product titled SAAFE)
6. 6. NSDL e-Gov Account Aggregator Limited (Product titled Protean SurakshaAA)
7. 7. CRIF CONNECT PRIVATE LIMITED (Product titled CRIF)

Customer Rights

• To review the details of all requests that they get from FIUs
• Only provide their consent after having fully verified the details

In case of any queries, you may also contact us, please click on the below link for the options to connect to ICICI Prudential: https://www.iciciprulife.com/contact-us.html.

Grievance Redressal

Our grievance resolution process is carried out by senior officers and we aim to resolve your queries and problems in the fastest and most efficient manner.

You can read more about our grievance redressal policy at https://www.iciciprulife.com/services/grievance-redressal.html.