The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

¹ Smart Benefit is comprised of two components, namely, Future Secure and Family Income benefits. The same will be paid out to the nominee following the death of the policyholder.

² An amount equal to a percentage of the Sum Assured will be paid out to the claimant as regular income on each subsequent policy anniversaries following the date of death till the end of the policy term. This percentage can vary between 0% and 10% (both inclusive) and once chosen at the time of purchase of the policy, it will remain fixed through the policy term.

³ Loyalty Additions will be allocated as extra units at the end of every fifth policy year starting from the end of the tenth policy year. Each Loyalty Addition will be 2.50% of the average of Fund Values on the last business day of the last eight policy quarters. Loyalty Addition will be allocated between the funds in the same proportion as the value of total units held in each fund at the time of allocation. These Loyalty Additions shall continue to be allocated to the policy even if Smart Benefit has become applicable.

⁴ This benefit is applicable only where the Life Assured survives till the end of the policy term provided all due premiums have been paid and no partial withdrawals have been made during the policy term.In case the unit fund value at the end of the policy term falls below the Annualised Premium times Premium Payment Term, a Maturity Protect benefit will be allocated as extra units at the end of the policy term. The Maturity Protect amount shall be computed as Annualised Premium times Premium Payment Term less Fund Value subject to a minimum of zero.

⁵ Life Cover is the benefit payable on the death of the life assured during the policy term.

⁶ Following the death of the Life Assured and subsequent intimation to the company (provided all due premiums have been paid until the date of death of the Life Assured), the company shall waive all future premiums as and when payable under the policy (after the date of death) and the policy shall continue till the end of policy term. Further Units equivalent to the instalment premium will be allocated on each of the subsequent premium due dates by the Company. The prevailing mandate on fund choices shall be used for investing the benefit amounts into the policy.

⁷ Systematic Withdrawal Plan is allowed only after the first five policy years.

^` Past performance is not indicative of future performance.

i. Linked insurance products are different from the traditional insurance products and are subject to the risk factors.

ii. The premium paid in linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.

iii. ICICI Prudential Life Insurance Company Limited is only the name of the Life Insurance Company and ICICI Pru Signature Assure is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.

v. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ICICI Pru Signature Assure UIN:

E/II/1406/2024-25