BUY LIFE INSURANCE ONLINE!

TOP SELLING ONLINE PLANS

ULIP PLANS

ENDOWMENT PLANS

RETIREMENT PLANS

PROTECTION + HEALTH

ICICI Pru Signature Online (ULIP Plan)

Provides financial protection for your loved ones with a life insurance cover

Return of mortality and policy administration charges1

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ICICI Pru iProtect Smart (Term Plan)

Affordable large life cover2a + 100% Premium refund option°

Health cover against 34 critical illnesses (optional)#

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This advertisement is designed for a combination of benefits of two.. individual and separate products Read More This advertisement is designed for a combination of benefits of two individual and separate products named, 1) ICICI Pru Signature and 2) ICICI Pru Guaranteed Income For Tomorrow. These products are also available for sale individually without the combination offered/suggested. The benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

ICICI Pru Signature Capital Guarantee II

Market-linked returns12 + 100% security9 of investment

Life Cover4 to financially protect your loved ones in your absence

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ICICI Pru Protect N Gain

ICICI Pru Protect N Gain (Life variant)

Potential to grow your wealth with Market Linked Returns~

Large Life cover1L for your family protection

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ICICI Pru Signature Online

Provides financial protection for your loved ones with a life insurance cover

Return of mortality and policy administration charges1

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ICICI Pru1 Wealth

ICICI Pru1 Wealth

Invest only once and enjoy benefits for the entire policy term

100% amount invested in a wide range of funds

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This advertisement is designed for a combination of benefits of two.. individual and separate products Read More This advertisement is designed for a combination of benefits of two individual and separate products named, 1) ICICI Pru Signature and 2) ICICI Pru Guaranteed Income For Tomorrow. These products are also available for sale individually without the combination offered/suggested. The benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

ICICI Pru Signature Capital Guarantee II

Market-linked returns12 + 100% security9 of investment

Life Cover4 to financially protect your loved ones in your absence

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ICICI Pru Protect N Gain

ICICI Pru Protect N Gain (Life variant)

Potential to grow your wealth with Market Linked Returns~

Large Life cover1L for your family protection

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ICICI Pru GIFT Pro

ICICI Pru GIFT Pro

100% Guaranteed^, tax-free* income for both short-term and long-term needs.

Option to get constant or increasing guaranteed^ income

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^ * + 1 ~ Conditions apply

ICICI Pru Sukh Samruddhi

ICICI Pru Gold

Regular income1 up to 99 years of age followed by a lump sum2 on maturity

Option to start receiving income immediately from the end of 1st policy year/month or defer3 it for a few years as per your need

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ICICI Pru Sukh Samruddhi

ICICI Pru Sukh Samruddhi

Choice to avail benefits either as Income or Lump sum

Life cover1 for the financial protection of your loved ones

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ICICI Pru Signature Online

ICICI Pru Saral Pension

Pay just once and get a guaranteed^^ lifelong income

Continue pension for your spouse after you with the Joint Life1 option

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^^ 123 T&C Apply

ICICI Pru Guaranteed Pension Plan Flexi

ICICI Pru Guaranteed Pension Plan Flexi

A regular-pay deferred annuity plan that helps you gradually build the retirement savings and provide guaranteed^^ income for life

Flexible premium paying terms and deferment periods

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^^ 123 T&C Apply

ICICI Pru Signature Online

ICICI Pru Signature Online

Get tax-free^ benefits for your retirement as a lump sum or regular income

Enjoy Tax Benefits under Sections 80C and 10(10D)^

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ICICI Pru Protect N Gain

ICICI Pru Protect N Gain (Life variant)

Supplement your retirement corpus with Market Linked Returns~

Large Life cover1L for your family protection

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ICICI Pru iProtect Smart (Term Plan)

Affordable large life cover2a + 100% Premium refund option°

Health cover against 34 critical illnesses (optional)#

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ICICI Pru Smart Kid Growth

Grow wealth through market-linked returns

Life Cover/ to financially protect your loved ones in your absence

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ICICI Pru Smart Kid Guarantee

Guaranteed^ tax-free* returns with 103% Moneyback at the end

Policy continues` in the parent’s absence

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Life Insurance is a simple way to make sure that your loved ones receive the required security and protection in your absence. It helps you in creating a large pool of funds that can be used by your loved ones for children’s education, marriage, purchasing a house, or any other milestone in life. It also provides your spouse or parents with the means to live their life as they desire.

A life insurance plan is a necessary tool and it can be bought online in a matter of a few minutes.

Why should you buy life insurance online?

  • Life Insurance provides your family with financial security in case of an unfortunate event. When you are not around to take care of your family members yourself, the sum assured from a life insurance plan can substitute your income and give your family the funds to lead their lives with dignity.
  • The payout from life insurance can help your children cover the costs of higher education, marriage expenses, and many other needs, such as starting a business, purchasing a house, car, and more.
  • Life Insurance offers you financial security after retirement. Guaranteed~ Savings Plans, Unit Linked Insurance Plans, Annuity Plans, or Endowment Plans can let you save periodically to ensure a steady source of monthly income after you retire.
  • Thanks to the accelerated critical illness# benefit option, you can get better hospitalisation facilities if you fall sick. This benefit can be added to a life insurance plan to ensure that you get the best of treatment even when you are low on income. You can claim instant payouts on the diagnosis of an illness.
  • Life Insurance can help you cater to financial emergency needs, such as an illness, home renovation, and more. In addition to this, the payouts from a life insurance policy can also be used to cover changing lifestyle requirements.

~ T&C Apply

Benefits of buying life insurance online

  • Compare plans easily: When you buy life insurance online, you can easily compare different life insurance plans and pick the one that is most suited to your needs and requirements. It takes just a couple of minutes to compare different types of plans and to eliminate the need to consult with several insurance agents in person.
  • Transparency: The process to buy life insurance online is very systematic and safe. You can be sure that the documents and proofs you upload on the website along with your application form are directly submitted to the insurance company with no chances of misuse or breach of trust.
  • Sum assured: Insurance company websites have detailed information on the life insurance plan you want to buy. Right from the policy brochure to highlighting the benefits of a certain plan or reading customer feedback, you can find everything online. This gives you a clear idea about the life insurance plans you choose, the premiums to be paid, and the sum assured amount you or your loved ones will get in the event of a claim. There are no uncertainties and everything is presented to you in a clear and concise manner.
  • Claim Settlement Ratio: When you compare plans online, you can also compare the Claim Settlement Ratio of different insurance providers. Analysing the Claim Settlement Ratio helps you gauge the performance of the insurer. The higher the Claim Settlement Ratio, the better are the chances of your claims getting settled. A high Claim Settlement Ratio is a mark of trust and reliability and can be easily found online for comparison.
  • 24x7 customer support: In case of any doubts or queries about buying a life insurance policy or raising a claim for one, you can contact customer support. Some insurers offer 24x7 customer support services for customers to solve any kind of issue. You can get your queries solved promptly and seek assistance whenever needed.

COMP/DOC/Jun/2021/146/6038

#Top Selling tax saving plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process. Source: Company Buy Online data - December 2015 till date.
~Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity.

 

ICICI Pru iProtect Smart
#The critical illness benefit is an optional, accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only a doctor's certificate confirming the diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than ₹ 5,00,000/- the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the product brochure. Critical Illness Benefit is only applicable up to the age of 75 years.
**Accidental Death Benefit is up to ₹ 2 Crore. Accidental Death Benefit is optional and available in Life Plus and All in One options. Accidental Death Benefit is only applicable up to the age of 80 years.
&Day 1 is counted from the day of receiving the last document. All due premiums in the policy must have been paid and the policy must have been active for a continuous period of 3 years. Mandatory documents to be submitted at the Branch Office before 3:00 pm on a working day- Original policy certificate, copy of death certificate by the local authority, Nominee’s current address proof, photo identity proof, Cancelled cheque, Copy of bank passbook, Copy of medico-legal cause of death, Medical records (Admission notes, Discharge/Death summary, Test reports, etc.). For accidental death – Copy of FIR, Panchanama, Inquest report, Driving license. Claim documents submitted prior to 3:00 pm will be considered for ULIP policies. Interest will be paid on the claim amount for every day of delay beyond 1 working day. Applicable only for non-investigative death claims. Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which the death claim has been received. In case of a breach in regulatory turnaround time, interest will be paid as per IRDAI regulations. Total claim amount of all the policies is less than or equal to ₹ 1.5 crore.
^^Tax benefits of (₹ 46,800/- under Section 80C) is calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge as per old tax regime) on life insurance premium under Section 80C of ₹ 1,50,000/- and health premium under Section 80D of ₹ 25,000/-. Tax benefits are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Service Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on the above.
^The percentage saving computed is purely in terms of premium paid over the policy term (Difference between Limited and Regular pay) of the policy and does not account for time & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it based on your individual needs.
~~Our Life insurance policies cover COVID-19 life claims under life insurance claims, subject to applicable terms and conditions of the policy contract and extant regulatory framework. COVID-19 life claims are not included in the Critical Illness benefit covered under IProtect Smart.
##5% discount on premium is applicable only for Regular and Limited Pay Policies. In the case of Single Pay, the discount applicable is 2% of Single Premium.
!aLife cover is the benefit payable on the death of the life assured.
ICICI Pru iProtect Smart UIN: .


ICICI Pru Saral Jeevan Bima
1Life Cover is the benefit payable on the death of the life assured.
2On the death of the Life Assured after the expiry of the Waiting Period but before the stipulated date of maturity and provided the Policy is in force, the Death Benefit amount payable as a lump sum is: For Regular premium or Limited premium payment policy, “Sum Assured on Death” which is the highest of: 10 times of annualised premium; or 105% of all the premiums paid as on the date of death; or Absolute amount assured to be paid on death. For Single premium policy, “Sum Assured on Death” which is the higher of: 125% of the Single Premium or Absolute amount assured to be paid on death.
3Statutory Taxes, if any, imposed on such insurance plans by the Government of India or any other constitutional tax Authority of India shall be as per the Tax laws and the rate of tax as applicable from time to time. The amount of applicable taxes as per the prevailing rates shall be payable by You on premiums (for base policy and rider, if any) including an extra amount if charged under the policy due to underwriting decisions, which shall be collected separately over and above in addition to the premiums payable by the policyholder. The amount of tax paid shall not be considered for the calculation of benefits payable under the plan. Tax benefits, if any, would be as per the prevailing provisions of the tax laws in India. The Policyholder or the nominee shall be liable for the compliance of applicable tax provisions.
ICICI Pru Saral Jeevan Bima UIN: .


ICICI Pru Assured Savings Insurance Plan
~Guaranteed Maturity Benefit (GMB): Your GMB will be set at policy inception and will depend on the policy term, premium, premium payment term, age and gender.
*Tax benefits of ₹ 54,600/- (₹ 46,800/- under Section 80C & ₹ 7,800/- under Section 80D) is calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium under Section 80C of ₹ 1,50,000/- and health premium under Section 80D of ₹ 25,000/-. Tax benefits under the policy are subject to conditions under Sections 80C, 80D, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Service Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on the above.
`Life Cover is the benefit payable on the death of the life assured.
ICICI Pru Assured Savings Insurance Plan UIN: .

ICICI Pru Savings Suraksha
1Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on the policy term, premium, premium payment term, Sum Assured and gender. Your GMB may be lower than your Sum Assured. GMB is the Sum Assured on maturity.
3 Bonuses consist of vested reversionary bonuses, interim bonuses and terminal bonuses, if any. Reversionary bonuses may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonuses will be allocated through the compounding bonus method. All reversionary bonuses will be declared as a proportion of the sum of the GMB and the vested reversionary bonuses. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A contingent reversionary bonus may be declared every financial year and will accrue only to a policy if it becomes paid up. A contingent reversionary bonus will be a part of the paid-up benefit and will be paid on maturity or earlier death. A terminal bonus may also be payable at maturity or on earlier death.
2Guaranteed Additions (GAs) totalling 5% of GMB each year will accrue during the first five policy years if all due premiums are paid. GAs accrue on payment of due premium.
*Tax benefit of ₹ 46,800/- is calculated at the highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium under Section 80C of ₹ 1,50,000/-. Tax benefits under the policy are subject to conditions under Sections 80C, 80D, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on the above.
+Life Cover is the benefit payable on the death of the life assured during the policy term.
ICICI Pru Savings Suraksha UIN: .

ICICI Pru Signature Online
^Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on the above.
1Amount equal to the total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws. Return of Mortality Charges and Policy Administration Charges are not applicable for the Whole Life option.
2Systematic Withdrawal Plan is allowed only after the first five policy years.
*Tax benefits of ₹ 54,600/- (₹ 46,800/- under Section 80C & ₹ 7,800/- under Section 80D) is calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium under Section 80C of ₹ 1,50,000/- and health premium under Section 80D of ₹ 25,000/-. Tax benefits under the policy are subject to conditions under Sections 80C, 80D, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Service Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time.
#Wealth Boosters equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of the 10th policy year till the end of your policy term.
+Amount equal to the total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws. Return of Mortality Charges and Policy Administration Charges are not applicable for the Whole Life option.
5Switches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.
`Life Cover is the benefit payable on the death of the life assured during the policy term
ICICI Pru Signature Online UIN: .

ICICI Pru1 Wealth

* Life Cover is the benefit payable on the death of the life assured during the policy term. Sum Assured multiples in between the minimum and maximum limits are not available

Age at entry last birthday Minimum Sum Assured Maximum Sum Assured
<= 50 years 1.25 times Single Premium 10 times Single Premium
>50 years 1.10 times Single Premium 1.10 times Single Premium

** The company will allocate extra units at the end of the policy term, provided monies are not in the DP Fund. Wealth Booster# will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster# units is guaranteed^^ and shall not be revoked by the Company under any circumstances.

Policy Term 5 Years 10 Years
Wealth Booster 2.50% of Single Premium 2.75% of Single Premium
For 10 year policy term, the wealth booster# will be 2.75% of the single premium including top-up premiums less partial withdrawals if any.

^ Tax benefit of `46,800/- is calculated at the highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium under Section 80C of `1,50,000/-. Tax benefits under the policy are subject to conditions under Sections 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Service Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on the above.
*Life Cover is the benefit payable on the death of the life assured.
ICICI Pru1 Wealth UIN:

 

ICICI Pru Guaranteed Pension Plan
*Joint Life can be either the spouse/child/parent or sibling of the Primary Annuitant.

#You have an option to choose from 8 Immediate Annuity and 3 Deferred Annuity options. To know more about the options in detail, please refer to the product brochure

^Tax benefits under the policy are subject to conditions under Sections 80CCC, 115BAC and other provisions of the Income Tax Act, 1961. Goods and Service Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on the above.
ICICI Pru Guaranteed Pension I13 & I14 UIN: .

ICICI Pru Guaranteed Pension Plan Flexi

1 Please refer to the product brochure for more details.

2 Under the Joint Life option, the Secondary Annuitant can be either the spouse/child/parent/sibling of the Primary Annuitant.

3 Applicable for Joint Life options only. ICICI Pru Guaranteed Pension Plan Flexi UIN: .

ICICI Pru Saral Pension Plan
1 Under the Joint Life option, the Secondary Annuitant shall be the Spouse of the Primary Annuitant.

2 The purchase price, i.e., the price with which you bought the plan is returned to your nominee in case of an unfortunate event. Please refer to the product brochure for more details

3 Please refer to the product brochure for more details. ICICI Pru Saral Pension Plan UIN:

ICICI GIFT Pro

^Guaranteed Benefits will be payable subject to all due premiums being paid

Level Income and Increasing Income are income options available under GIFT Pro. Guaranteed Benefits will be payable subject to all due premiums being paid. Under Level Income, the Guaranteed Income will remain constant throughout the income period. If Increasing Income is selected, the Guaranteed Income will increase at a simple interest rate of 5% p.a. You can either opt for Level Income or Increasing Income option. This option has to be selected at inception and cannot be changed later.

* Tax benefits may be applicable on premiums paid and benefits received as per the prevailing tax laws. Tax benefits under the policy are subject to conditions under provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

+ Life Insurance Cover is the benefit payable on death of the Life Assured during the policy term

~ Additional Benefit is offered for online sales: For both Level Income/Increasing Income Plan option, Extra 3% of Guaranteed Income and Moneyback Benefit is applicable.

1 You can choose to receive any percentage from 0% to 100% of the sum total of all annualized premiums payable by you as MoneyBack Benefit. This will be paid as a Lump sum amount. Additionally, you also have the flexibilty to choose any year, on or after the maturity date of the policy up to the last income year, to receive this MoneyBack Benefit. Your Guaranteed Income amount will be adjusted based on the MoneyBack Benefit % and payout year selected by you.

ICICI GIFT Pro UIN: ADVT: W/II/0940/2023-24.

ICICI Pru EzyGrow
1 Return of Mortality and Policy Administration charges from 6th year.
^ Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961.
ICICI EzyGrow UIN: 105L189V01

ICICI Pru Gold
1 In plan option ‘Immediate income’ and ‘Immediate income with Booster’, starting from the first policy year, you will receive a regular income at the end of every policy year/month, as chosen by you, provided the policy is in-force
In ‘deferred Income’ plan option, you will receive regular income at the end of every year/month, starting from end of deferment period as chosen by you, provided the policy is in-force. You can start this income as early as 2nd policy year or as late as Premium Payment Term plus 1 year
This regular income will comprise the following:

  • Guaranteed Income (GI) and
  • Income which will be linked to Bonus, if declared; referred to as Cash Bonus (CB)
2 For all plan options, Maturity Benefit will be sum of:
  • Sum Assured on Maturity, plus
  • Balance in the Savings Wallet (if any), plus
  • Terminal Bonus (if declared)

3 ICICI Pru Gold offers three plan options namely ‘Immediate Income’ and ‘Immediate Income with booster’ and ‘Deferred Income’. The customer can choose any one of the three available options. Please refer to sales brochure for more details
4 Life cover is the benefit payable on death of the life assured during the policy term. For all plan options, Death Benefit is equal to:
  • Sum Assured on Death, plus
  • Balance in the Savings Wallet (if any), plus
  • Interim Survival Benefit (if any), plus
  • Terminal Bonus (if declared)

Where, the Sum Assured on Death is the highest of:
  • 7 times the Annualized Premium
  • 105% of the Total Premiums Paid as on the Date of Death
  • Death Benefit multiple times Annualized Premium

5 Tax benefits under the policy are subject to prevailing conditions and provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Gold A Non-Linked Participating Individual Life Insurance Savings plan. UIN 105N190V02. ADVT: W/II/1796/2022-23

W-II-0035-2022-23

ICICI Pru Protect N Gain (Life variant)

~Maturity benefit is policy fund value, including top up fund value, if any. On payment of maturity benefit, the policy terminates.

*Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act,1961. Goods and Services tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details

1LThe premium ₹40,278 p.m. is calculated for a 30-year-old healthy male with the monthly mode of payment, premiums paid for 12 years for the policy term of 40 years, life cover of ₹5 crore, accidental death cover of ₹3 crore and accidental disability cover of ₹ 3 crore. Total cover is of ₹ 11 crore. The premium shown is online and inclusive of taxes. Maturity benefit at 8% ARR is ₹5 Cr and at 4% ARR it is ₹1.7 Cr. The mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

4For the Life variant, starting from the 11th policy year, you will receive 2X/4X of return of mortality and 2X of premium allocation charges (excluding taxes), at the beginning of each month, till the end of the policy term. For Growth variant, you will receive premium allocation charges paid back from 11th policy year, mortality charges back- from 11th to 25th policy year and 2.5 X mortality charges from 26th policy year. These will be added in the form of units to the Fund Value.

3Systematic Withdrawal Plan is allowed only after the first five policy years.

6witches are only applicable for fixed portfolio strategy and not applicable for other portfolio strategies.

Risk factors and warning statements

i. Linked insurance products/ annuity products with variable pay-out options are different from traditional insurance products and are subject to the risk factors.

ii. The premium paid in linked insurance policies or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The annuity amount/ NAVs of the unis may go up or down based on the performance of fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions.

iii. ICICI Prudential Life Insurance in only the name of the Life Insurance Company and ICICI Pru Protect N Gain is only the name of the linked insurance contract and does not in anyway indicate the quality of the contract, its future prospects or returns.

iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.

v. The various funds offered under this contract are the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns.

ICICI Pru Protect N Gain UIN:

W/II/1010/2024-25

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