• Officially Valid Document (OVD) for identity and address proof
• Recent Passport-size Photograph
• Age Proof (if not established through OVD)
• PAN (or Form 97, wherever applicable)
• Payout Mandate – Bank account details
• CDF - Customer declaration
• Agent confidential report (Based on login source)
• Passport (Applicable for NRI)
• FATCA/CRS declaration (where applicable)
• Any other document, as may be required by the Company on a case-to-case basis

For processing a death claim under this Policy, We will require the following documents (as may be relevant) in case of:

• Duly filled and signed Claimant Statement Form
• Recent photograph of the claimant
• Death Certificate issued by local government authority of the person insured in the policy (Annuitant(s))
• Signed copy of photo identity proof of the claimant
• Current Address proof of the claimant (Any one of the following: Aadhar Card, Valid Passport or Driver's License, Voters ID are considered as proofs)
• Signed copy of PAN card / Form 97 of the claimant
• Copy of cancelled cheque / bank statement / passbook of the bank account of the claimant where payment needs to be transferred.

Additional documents will also be required, depending on the type of death, for faster processing of your claim –

For deaths due to Natural/ Medical reasons:

• Medico-legal / Medical cause of death certificate
• Past medical records and treatment papers
• All hospitalization records of the Life Assured such as:
  • Admission form
  • Indoor Case Papers (ICPs)
  • Discharge summary
  • Diagnostic test reports such as USG, Pathology / Lab reports etc.
• Duly filled in Treating Doctor Certificate
• Duly filled in Medical/ Hospital Attendant Certificate

Death due to any other reason:

• Medico-legal cause of death certificate
• First Information Report (FIR) from the police authority
• Inquest/ Panchnama Report
• Final police investigation report
• Post Mortem Report (PMR) issued by the hospital
• Viscera / Chemical examination report
• Newspaper Cutting, if any
• Driving License (of the Life Assured driving the vehicle in case of death due to a road accident)
• Hospitalization / treatment records if any
• Duly filled in Medical/ Hospital Attendant Certificate
• Duly filled in Employer Certificate (only if Life Assured was a salaried individual)

For processing a Critical illness claim under this Policy, We will require the following documents (as may be relevant):

• Claimant’s Statement
• Original Policy Document
• Photo ID and Address Proof of Claimant
• Cancelled cheque/ Copy of passbook
• Definition Fulfilment documents
  
  List of Definition Fulfilment documents –
  • Medical records (Admission notes, Test & surgery reports, Discharge Summary, including current and previous medical records of past 5 years, if any, etc.)
  • All consultation notes in connection with the diagnosis of the illness
  • All diagnostic reports such as blood test, X-ray, ECG & CT scan, etc.
  • Treating Doctor Certificate
• Any other documents or information as may be required by the Company for processing of the claim depending on the cause of the claim
• The Company reserves the right to call for additional information, documents or particulars, in such form and manner as the Company would prescribe, and the Benefits would be paid only after receipt of such additional information, documents or particulars.

For processing a Permanent Disability due to Accident claim under this Policy, We will require the following documents (as may be relevant):

• Claimant’s Statement
• Original Policy Document
• Photo ID and Address Proof of Claimant
• Cancelled cheque/ Copy of passbook
• Definition Fulfilment documents
  
  List of Definition Fulfilment documents –
  • Medical records (Admission notes, Test & surgery reports, Discharge Summary etc.)
  • All diagnostic reports such as blood test, X-ray, ECG & CT scan, etc.
  • Disability Certificate from Govt. Authority
  • Copy of FIR/ Panchanama/ Inquest Report
  • Copy of Driving License if Annuitant(s) was driving Vehicle at the time of Accident
  • Treating Doctor Certificate confirming the degree of disability after 180 days from diagnosis of disability
• Any other documents or information as may be required by the Company for processing of the claim depending on the cause of the claim
• The Company reserves the right to call for additional information, documents or particulars, in such form and manner as the Company would prescribe, and the Benefits would be paid only after receipt of such additional information, documents or particulars.

For processing a survival benefit claim under this Policy, We will require the following documents:

• Payout mandate
• Cancelled Cheque for processing electronic payment

Claim payments are made only in Indian currency in accordance with the prevailing Exchange control regulations and other relevant laws and regulations in India. In case the Claimant is unable to provide any or all of the above documents, in exceptional circumstances such as a natural calamity, the Company may at its own discretion conduct an investigation and may subsequently settle the claim.

¹ Your annuity is informed to you when you buy the plan and is guaranteed and unchanged for life.

² Joint Life will be the spouse of the Primary Annuitant.

³ Loan can be availed any time after six months from the date of commencement of the policy. Maximum amount of loan that can be granted under the policy shall be such that the effective annual interest amount payable on loan does not exceed 50% of the annual annuity amount payable under the policy. For further details, please refer to the policy document.

⁴ The policy can be surrendered any time after six months from the date of commencement, if the annuitant/ primary annuitant/ secondary annuitant or the spouse or any of the children of the annuitant is diagnosed as suffering from any of the specified critical illnesses. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale.

⁵ Tax benefits under the policy are subject to conditions & provisions of the Income Tax Act, 2025. Taxes, if any will be charged extra as per applicable rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

⁶ Depending on the payout option chosen, you may choose to receive your annuity annually, half-yearly, quarterly or monthly.

⁷ In the illustration premiums shown are excluding taxes

ICICI Pru Saral Pension UIN