¹ Increasing life cover is referred to as the increasing death benefit available under the product. Provided all due premiums have been paid, the Death Benefit payable, in the event of death or diagnosis of terminal illness (TI) (whichever happens first) of the Life Assured during the policy term, will be the highest of:

• Minimum Life Cover;
• Sum Assured;
• 105% of the Total Premiums Paid up to the date of death or diagnosis of Terminal Illness, whichever is earlier; and
• Surrender Value payable as on date of death or diagnosis of Terminal Illness, whichever is earlier.

The Sum Assured depends upon the age, premium payment term, and policy month of death. The Sum Assured increases over the policy term.

³ A Life Assured shall be regarded as Terminally Ill only if that Life Assured is diagnosed as suffering from a condition which, in the opinion of two independent medical practitioner’s specializing in treatment of such illness, is highly likely to lead to death within 6 months. The terminal illness must be diagnosed and confirmed by medical practitioner’s registered with the Indian Medical Association and approved by the Company. The Company reserves the right for independent assessment.

^$ Provided all due premiums have been paid, the Death Benefit payable, in the event of death or diagnosis of terminal illness (TI) (whichever happens first) of the Life Assured during the policy term, will be the highest of: Death Benefit Multiple times the Annualized Premium/ Single Premium, Sum Assured, 105% of the Total Premiums Paid up to the date of death or diagnosis of terminal illness (whichever happens first), and

Surrender Value payable as on date of death or diagnosis of terminal illness (whichever happens first).

^* Tax-free wealth refers to tax free returns/ benefits of the policy, subject to the provision of Income Tax Act, 1961. Policies issued on or after April 01, 2023 where aggregate premium(including top-up premiums and rider premiums) payable during the term of the policy/policies in respect of Non-unit linked life insurance policies more than Rs 5 lakh per year per person is taxable under Section 10(10D). Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Taxes, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.

^{^^} On survival of the Life Assured till the Date of Maturity, for a Fully Paid Policy, the Maturity Benefit payable shall be equal to 100% of the Total Premiums Paid. On payment of Maturity Benefit to the policyholder, the Policy will terminate and all rights, benefits and interests under the Policy will stand extinguished. Maturity Benefit may be taxable as per the prevailing tax laws.

^% Up to 10% discount on 1st year premiums is applicable for female lives as compared to male lives. The discount is only available on the base premium.

^@ Guaranteed wealth creation is referred to as the legacy created with the increasing death benefit available under the product.

^# Silver’s Benefit: You/the Life Assured may avail a periodic complimentary health check-up, subject to eligibility conditions. Please read the policy document to know more. This service shall be directly provided by third party service provider(s) as per their prevailing terms and conditions. The Company will not be liable for any services or actions of the service provider including but not limited to deficiency in services/ malpractices/ negligence/ lapses or otherwise. The Company reserves the right to discontinue the service or change the service provider(s) at any time without any further intimation.

ICICI Pru Wealth Forever UIN:

E/II/1550/2025-26