^*Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.

COMP/DOC/Jul/2024/177/6702

^URisk factors and warning statements:

1. Linked insurance products are different from the traditional insurance products and are subject to the risk factors.
2. The premium paid in linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of funds and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.
3. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.
4. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ICICI Pru GIFT Pro

^{^}Guaranteed Benefits will be payable subject to all due premiums being paid

^*Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details.

^¶Level Income and Increasing Income are income options available under GIFT Pro. Guaranteed Benefits will be payable subject to all due premiums being paid. Under Level Income, the Guaranteed Income will remain constant throughout the income period. If Increasing Income is selected, the Guaranteed Income will increase at a simple interest rate of 5% p.a. You can either opt for Level Income or Increasing Income option. This option has to be selected at inception and cannot be changed later.

¹You can choose to receive any percentage from 0% to 100% of the sum total of all annualized premiums payable by you as MoneyBack Benefit. This will be paid as a Lump sum amount. Additionally, you also have the flexibility to choose any year, on or after the maturity date of the policy up to the last income year, to receive this MoneyBack Benefit. Your Guaranteed Income amount will be adjusted based on the MoneyBack Benefit % and payout year selected by you.

³Waiver of premium rider when attached to a base policy will waive all future premiums payable under the Base Policy including any Underwriting Extra Premiums on the occurrence of the contingent event, as mentioned under the chosen Benefit Option. Kindly refer to the sales brochure of ICICI Pru Linked Waiver of Premium Rider for further information.

ICICI Pru GIFT Pro UIN:

ICICI Pru SmartKid Assure

¹Life cover is the benefit payable on death of the life assured during the policy term.

³This benefit comes under Family Income benefit where an amount equal to a percentage of the Sum Assured, payable every year on policy anniversary till the end of policy term

^*Policies issued on or after February 01, 2021, where aggregate premium (including top-up premiums and rider premiums) payable during the term of the policy/policies in respect of Unit linked life insurance policies more than Rs 2.5 lakh per year per person is not exempt u/s 10(10D). Tax benefits/tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services tax is exempt on Individual Life Insurance Policies issued/premiums due on or after September 22, 2025. Applicable taxes, if any will be charged as per prevailing rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details

¹⁸In-built Premium waiver benefit comes as an inbuilt benefit in child insurance plans. In case of the unfortunate death of parents during the policy tenure, the insurance company offers the benefit of an in-built premium waiver wherein the entire premium of the policy is waived off for the rest of the policy tenure and the benefits of the plan remain to be in force. Hence, company support your child financially when you are not around

SmartKid Assure with ICICI Pru Signature Assure UIN: 105L196V01

ICICI Pru Signature Assure

¹Life cover is the benefit payable on death of the life assured during the policy term.

²This benefit comes under Future Secure benefit and is only applicable if all the due premiums have been paid till the date of death of Life Assured

³Family Income benefit option is an amount equal to a percentage of the Sum Assured, payable every year on policy anniversary till the end of policy term

⁴Loyalty additions equal to 2.50% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term

^*Policies issued on or after February 01, 2021, where aggregate premium (including top-up premiums and rider premiums) payable during the term of the policy/policies in respect of Unit linked life insurance policies more than Rs 2.5 lakh per year per person is not exempt u/s 10(10D). Tax benefits/tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services tax is exempt on Individual Life Insurance Policies issued/premiums due on or after September 22, 2025. Applicable taxes, if any will be charged as per prevailing rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details

¹³For the purpose of partial withdrawals, lock in period for the Top-up premiums will be five years or any such limit prescribed by IRDAI from time to time. Partial withdrawals will be made first from the Top-up Fund Value (if any) which has completed the lock in period, as long as it supports the partial withdrawal, and then from the Fund Value built up from the base premium(s). In case of minor lives, partial withdrawal can be done only after the auto vesting of the policy

ICICI Pru Signature Assure UIN: 105L196V01

ICICI Prudential Signature Capital Guarantee II

⁹Guaranteed benefits will be payable, provided all due premiums have been paid. Guaranteed benefits are payable through ICICI Pru Guaranteed Income For Tomorrow.

¹²Wealth creation is through maturity benefit of ICICI Pru Signature.

⁴Life cover is the benefit payable on death of the life assured during the policy term.

¹Wealth Boosters equal to 2.50% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 15th policy year till the end of your policy term. For 10th policy year, 1.75% of average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy.

²Policies issued on or after February 01, 2021, where aggregate premium (including top-up premiums and rider premiums) payable during the term of the policy/policies in respect of Unit linked life insurance policies more than Rs 2.5 lakh per year per person is not exempt u/s 10(10D). Tax benefits/tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services tax is exempt on Individual Life Insurance Policies issued/premiums due on or after September 22, 2025. Applicable taxes, if any will be charged as per prevailing rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details

ICICI Pru Guaranteed Income For Tomorrow (UIN: )

ICICI Pru Signature (UIN: )