Disclaimer: All-In-One (Critical Illness)

The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor’s certificate confirming diagnosis needs to be submitted. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options. Critical Illness Benefit is limited to age of 75.

Accelerated Critical Illness (ACI) Benefit is optional and available under Life & Health and All in One options. This benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder.

Our Life insurance policies cover COVID-19 claims under life insurance claims, subject to applicable terms and conditions of policy contract and extant regulatory framework. COVID-19 is not included in Critical Illness benefit covered under IProtect Smart.

^#ICICI Pru iProtect Smart offers four variants namely Life, Life Plus, Life and health and All in One with different benefits. “All in One” is one of the four variants offered under ICICI Pru iProtect Smart and the customer can choose any one variant from the four available variants. Please refer to the product brochure for more details.

© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.