The Importance ofincome replacement
Your family depends on your income. What if something happens to you? How will they manage?
A term life insurance plan like ICICI Pru iProtect Smart can help replace your income in your absence. This is a simple form of life insurance and a must-have for every earning member of the family, especially if they have dependents or liabilities i.e. home loans, education loans, etc.
A term life insurance plan like ICICI Pru iProtect Smart can help replace your income in your absence. This is a simple form of life insurance and a must-have for every earning member of the family, especially if they have dependents or liabilities i.e. home loans, education loans, etc.
Benefits of our top selling term plan^^
REGULAR INCOME FOR FAMILY
Leave a regular income for your loved ones so that their dreams are financially secure, in your absence.
100% TERMINAL ILLNESS PAYOUT
If you are diagnosed with a Terminal Illness, we pay you the complete Sum Assured as a lump sum payout.
PROTECTION AGAINST DISABILITY
In case of permanent disability due to accident, your policy continues without you having to pay any premiums.You can rely on us for a protected future
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ASSURANCE OF CLAIMS SETTLEMENT
Get peace of mind with our claims settlement ratio at 97.88% for 2017-18~
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Award Winning Protection
Voted 'Best Term Insurance Provider' at Money Today Financial Awards 2017-18
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CUSTOMER LOYALTY
Rated No. 1 in Customer Loyalty in FY 2016–17 by Kantar IMRB`
Payment Options
We support multiple payment options and your transactions are as secure as they can be
Credit Card Debit Card Netbanking Wallets UPI BharatQR
Contact Us
Our insurance experts are always available to solve any doubts that you may have and help you with anything about your policy
Howit works
Rakshak buys ICICI Pru iProtect Smart - a monthly income plan
- He chooses to provide a monthly income of `75,000 in his absence (life cover of `90 lakh
- He gets a policy term of 20 years.
- He pays a premium of `533 per month (inclusive of taxes)
Rakshak’s untimely death
- His family gets an income of `75,000 per month for next 10 years.
The annual premium is ₹ 6,233 (inclusive of all taxes)
Prerana,28 year old,
Marketing Manager
Prerna who is the only child of her parents, is also now the sole breadwinner of the family after her father's retirement. She wants to secure her parents financially in case of unforeseen circumstances like death. She chooses this plan to provide them with a monthly income in her absence.
Prerana buys ICICI Pru iProtect Smart - a monthly income plan
- She chooses to provide her parents with an income of ₹ 75,000 per month in her absence(life cover of ₹ 90 lakh)
- She gets a policy term of 20 years.
- She pays a premium of ₹ 465 per month (inclusive of taxes)
Prerana’s unforeseen death
- Her family gets an income of ₹ 75,000 per month for next 10 years.
The annual premium is ₹ 5,428 (inclusive of taxes)
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