FAQs on Covid 19 Vaccine

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Plans
- TERM INSURANCE
  ICICI Pru iProtect Smart Plus (New)^`~Lumpsum Payout
  
  Claim amount paid out in single instalment^D4 (lumpsum)
  
  Up to 5%^` Online Discount (Lifetime)
  
  Affordable High Life Cover^2a to protect your family
  
  Up to 15%^S Salaried Discount (For 1st Year premium)
  
  Tax benefit^* on premiums paid and tax-free^** claims payout
  
  Optional 60 Critical Illnesses² cover & Accidental Death Benefit³ cover
  
  Brochure
  
  Know More
  
  ICICI Pru iProtect Smart Plus Monthly Income Payout
  
  Claim amount paid to nominee in monthly^D1 instalments
  
  Up to 5%^` Online Discount (Lifetime)
  
  Up to 15%^S Salaried Discount (For 1st Year premium)
  
  In-built Terminal Illness Benefit⁶ and 12-month premium break⁴ option
  
  Optional 60 Critical Illnesses² cover & Accidental Death Benefit³ cover
  
  Brochure
  
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  W/II/1316/2023-24
  
  ICICI Pru iProtect Smart Plus(Term Plan for Women)
  
  Affordable High Life Cover¹ to protect your family
  
  Flat 15%^F Discount for Women on Life Cover (Lifetime)
  
  Up to 5%^` Online Discount (Lifetime)
  
  Up to 15%^S Salaried Discount (For 1st Year premium)
  
  60 Critical Illnesses Cover² (Optional)
  
  Tax benefit^* on premiums paid and tax-free^** claims payout
  
  Brochure
  
  Know More
  
  W/II/0354/2024-25
  
  ICICI Pru iProtect Super(No income documents required^I)
  
  Affordable Life cover¹ to protect your family: No Income Documents Required^I
  
  12-month Premium Break^P @ ₹0 extra cost
  
  Terminal Illness Benefit⁶ and 100% Premium Refund³ option @ ₹0 extra cost
  
  Optional Additional Accidental Death⁴ and Disability⁵ rider
  
  On 1^st Year Premium: 5%^! Online Discount & 7%^L Loyalty Discount
  
  Flat 15%^F Lifetime Female Discount
  
  Brochure
  
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- Term Insurance with Returns
  ICICI Pru iProtect Smart Plus – Smart Exit Option(Optional Return)
  
  Affordable High Life Cover^2a to protect your family
  
  100% Total Premium Refund^° option
  
  Optional 60 Critical Illnesses² cover of up to ₹ 1.5 crore
  
  Optional Accidental Death Benefit³ cover of up to ₹ 3 crore
  
  In-built Terminal Illness Benefit⁶ and 12-month premium break⁴ option
  
  Tax benefit^* on premiums paid and tax-free^** claims payout and returns
  
  Up to 15% discount^S on first year's premium for salaried customers
  
  Brochure
  
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  ICICI Pru Protect N Gain (New)(Market Linked Return)
  
  Potential to grow your wealth with Market Linked Returns
  
  Life cover¹ up to 125x of Annual Premium⁷
  
  Return of Mortality and premium allocation charges²
  
  Unlimited tax-free^* partial withdrawals⁴ allowed, that too free of cost
  
  Take control of your investments with unlimited free fund switches⁶
  
  Tax benefit^* on premiums paid and tax-free* claims payout and returns
  
  Brochure
  
  Know More
  
  ICICI Pru iProtect Smart Return of Premium(Guaranteed³ Return)
  
  High life cover¹ to protect your family
  
  Guaranteed³ 100% return of premium³ on survival
  
  Tax* benefit on premiums paid u/s 80C
  
  Optional Accidental Death Rider⁴ of up to ₹ 3 crore
  
  Optional Accidental Total and Permanent Disability Rider⁵ of up to ₹ 3 crore
  
  15%^F lower premiums for women (lifetime)
  
  Brochure
  
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  W/II/1208/2024-25
  
  ICICI Pru iProtect Super(No income documents required^I)
  
  Affordable Life cover¹ to protect your family: No Income Documents Required^I
  
  12-month Premium Break^P @ ₹0 extra cost
  
  Terminal Illness Benefit⁶ and 100% Premium Refund³ option @ ₹0 extra cost
  
  Optional Additional Accidental Death⁴ and Disability⁵ rider
  
  On 1^st Year Premium: 5%^! Online Discount & 7%^L Loyalty Discount
  
  Flat 15%^F Lifetime Female Discount
  
  Brochure
  
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- ULIP (UNIT LINKED INSURANCE PLANS)
  ICICI Pru Smart Insurance Plan Plus (SIP+) (New)
  
  Get tax^*- free market linked returns
  
  Zero charges^! – No premium allocation and policy administration charges
  
  Adopt to changing markets with free unlimited fund switching²
  
  Inbuilt life cover¹ to financially protect your family
  
  Brochure
  
  Know More
  
  T&C Apply
  
  ICICI Pru Signature Assure (Popular)
  
  Create wealth with market-linked returns
  
  Life cover¹ + premium waiver² + income³ benefit to financially protect your loved ones
  
  Tax^* benefits u/s 80C and 10(10D)
  
  Loyalty additions⁴ of 2.5% of fund value
  
  Access to make withdrawals¹³ from fund
  
  Brochure
  
  Know More
  
  T&C Apply
  
  ICICI Pru Protect N Gain(Market Linked Return)
  
  Potential to grow wealth through market linked returns^*
  
  Life cover¹ to secure your loved ones
  
  Systematic withdrawal plan⁴ to withdraw money regularly from your policy
  
  Tax benefits⁶ as per prevailing tax laws
  
  Return of Mortality and Premium allocation charges⁴
  
  Maturity booster⁵ to boost your fund value
  
  Brochure
  
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  ICICI Pru Platinum
  
  Potential to grow wealth through market linked returns
  
  Level of life cover² as per your choice
  
  Systematic withdrawal plan³ to withdraw money regularly from your policy
  
  Tax benefits^* as per prevailing tax laws
  
  Choice of 4 portfolio strategies and wide range of funds⁴
  
  Know More
  
  Brochure
  
  ICICI Pru Signature Pension
  
  Build your retirement corpus through market-linked returns and live a stress-free life after retirement
  
  Tax-free commutation of up to 60% of the vesting benefit¹
  
  Flexibility of Partial Withdrawals²
  
  Choice of 3 portfolio strategies and a wide range of funds³
  
  Low-cost charge structure with return of charges at vesting⁴
  
  Brochure
  
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  ICICI Pru1 Wealth
  
  Invest only once and enjoy benefits for entire policy term
  
  100% amount invested in wide range of funds
  
  Choice of multiple funds
  
  Life cover to protect your loved ones
  
  Tax benefits up to ` 46,800 u/s 80(C) and 10(10D)
  
  Brochure
  
  ICICI Pru LifeTime Classic
  
  Premium starts at `2500/- p.m.
  
  Invest in your choice of equity, debt or balanced funds
  
  Choice of 4 portfolio strategies
  
  Life cover to protect your loved ones
  
  Get rewarded with Loyalty Additions & Wealth Boosters
  
  Tax benefits up to `46,800 u/s 80C and 10(10D)
  
  Brochure
  
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  ICICI Pru Smart Goal Assure
  
  Grow your wealth through market linked returns
  
  Goal Assurance with Future Secure² (i.e. Waiver of Premium)
  
  Financial security for your family in your absence with life cover⁶ and Family Income⁵
  
  Return³ of premium allocation charges and policy administration charges at maturity
  
  Assurance of protecting your investments through Maturity Protect⁴
  
  Choice of 4 portfolio strategies and wide range of funds¹
  
  Tax benefits⁷ as per prevailing tax laws
  
  Brochure
  
  Know More
  
  ICICI Pru Signature
  
  Financial protection for your loved ones with life cover
  
  Tax benefits u/s 80C & 10(10D)⁴
  
  Return of mortality and policy administration charges¹
  
  Withdraw money regularly from your policy with SWP³
  
  Brochure
  
  Know More
  
  For offline Signature refer to Offline Signature Brochure
- Child Plans
  ICICI Pru SmartKid Assure (New)
  
  Create a corpus for your child's future with market linked returns
  
  Life cover¹ + in built premium waiver¹⁸ to financially protect your child in your absence
  
  Income³ benefit to cover necessary expenses in case of parent’s sudden demise
  
  Tax^* benefits u/s 80C and 10(10D)
  
  Brochure
  
  ^* T&C Apply
  
  ICICI Pru Smart Kid Guarantee
  
  Guaranteed^{^} tax-free^* returns with 103% Moneyback at the end
  
  Policy continues^` in the parent’s absence
  
  Premiums are waived^` off on parent’s critical illness
  
  Flexibility to choose income period^$ of your choice
  
  T&C Apply
- ULIP WITH CAPITAL GUARANTEE
  ICICI Prudential Signature Capital Guarantee II
  
  Market-linked returns¹² + 100% security⁹ of investment
  
  Life Cover⁴ to financially protect your loved ones in your absence
  
  Wealth boosters¹ addition to boost your returns
  
  Tax² benefits u/s 80C and 10(10D)
  
  Brochure
  
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  ICICI Prudential Save ‘N’ Grow
  
  100% Capital guarantee¹ + market-linked returns²
  
  Diverse fund options across equity, balanced and debt
  
  Protect your loved ones financially with a life cover⁴
  
  Tax³ benefits u/s 80C and 10(10D)
  
  Boost your returns with maturity boosters⁶
  
  Brochure
- Guaranteed Return Plans
  ICICI Pru Gift Select (New)Immediate Guaranteed Income Plan
  
  Guaranteed Immediate Income³ to help you achieve your goals and act as a secondary income source
  
  Get up to 200% of the total premiums paid back in form of guaranteed maturity benefit⁴
  
  Life Insurance Cover¹ for financial security of your family
  
  Brochure
  
  Know More
  
  ICICI Pru GIFT ProGuaranteed Income Plan
  
  Guaranteed Income² to help you achieve your financial goals
  
  Flexibility to choose Percentage of MoneyBack Benefit⁴ and when you want to receive MoneyBack Benefit⁴
  
  Life Insurance Cover¹ for financial security of your family
  
  Brochure
  
  Know More
  
  ²Conditions apply
  
  Prospectus
  
  ICICI Pru Guaranteed Income For TomorrowGuaranteed Lumpsum Plan
  
  Guaranteed benefits¹ in the form of lump sum
  
  Life insurance cover² for financial security of your family
  
  Tax benefits³ may be applicable on premiums paid and benefits received as per prevailing tax laws
  
  Brochure
  
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- RETIREMENT AND PENSION PLANS
  ICICI Pru Signature Pension (New)(Market Linked Return)
  
  Build your retirement corpus through market-linked returns and live a stress-free life after retirement
  
  Tax-free commutation of up to 60% of the vesting benefit¹
  
  Flexibility of Partial Withdrawals²
  
  Choice of 3 portfolio strategies and a wide range of funds³
  
  Low-cost charge structure with return of charges at vesting⁴
  
  Brochure
  
  Know More
  
  ICICI Pru Guaranteed Pension Plan FlexiRegular Premium Future Income
  
  A regular-pay deferred annuity plan that helps you gradually build the retirement savings and provide guaranteed income for life
  
  Flexible premium paying terms and deferment periods
  
  Choice of increasing annuity options that will give you inflation hedged retirement income in your golden years
  
  Flexibility to withdraw up to 60% of total premiums paid as lumpsum
  
  Financial security for your family even in your absence, with the Waiver of Premium feature³
  
  Annuity plan can cover either single or joint life²
  
  Tax benefits as per prevailing tax laws
  
  Brochure
  
  Know More
  
  Prospectus
  
  ICICI Pru Saral Pension PlanSingle Premium Immediate Income
  
  Pay just once and get a guaranteed lifelong income
  
  Continue pension for spouse after you with the Joint Life¹ option
  
  Purchase Price is returned back to your nominee²
  
  Option to avail a loan against your policy³
  
  Brochure
  
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  ICICI Pru Gold Pension Savings Plan
  
  Build your retirement savings with guaranteed benefits¹ & bonuses²
  
  Tax-free commutation of upto 60% of the vesting benefit³
  
  Flexibility of cash withdrawals⁴
  
  Free health check-up⁵
  
  Know More
  
  Brochure
  
  ¹ T&C Apply
  
  ICICI Pru Guaranteed Pension PlanDeferred Annuity
  
  Single premium plan to get guaranteed income for the rest of your life
  
  Option to defer income by up to 10 years
  
  Annuity plan can cover either single or joint life
  
  Flexible payout options to suit your need
  
  Tax benefits^{^} on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax
  
  Know More
  
  Brochure
  
  ICICI Pru Guaranteed Pension PlanImmediate Annuity
  
  Single premium plan to get guaranteed income for the rest of your life
  
  Option to get annuity income as early as next month
  
  Annuity plan can cover either single or joint life
  
  Flexible payout options to suit your need
  
  Tax benefits^{^} on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax
  
  Know More
  
  Brochure
- SAVINGS/ ENDOWMENT PLANS
  ICICI Pru Gold (New)
  
  Regular income¹ up to 99 years of age followed by a lump sum² on maturity
  
  Option to start receiving income immediately from the end of 1st policy year or defer³ it for a few years as per your need
  
  Choice to start receiving income instantly within 7 working days of realisation of first year's premium by the company post issuance of the policy
  
  Protection through life cover⁴ till up to 99 years of age
  
  Tax benefits⁵ may be applicable on premiums paid and benefits received as per prevailing tax laws
  
  Brochure
  
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  ICICI Pru Sukh Samruddhi (New)
  
  Choice to avail benefits as either Income or Lump sum
  
  Life cover¹ for financial protection of your loved ones
  
  Option to receive income on any date of your choice with ‘Save the Date’²
  
  Option to accumulate income and withdraw it later as per your convenience with ‘Savings Wallet’³
  
  Tax benefits⁴ may be applicable on premiums paid and benefits received as per prevailing tax laws
  
  Brochure
  
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  ICICI Pru Future Perfect
  
  Savings with the comfort of guarantee
  
  Flexibility in premium payment term
  
  Security of your loved ones with potential for wealth creation and your Life Cover
  
  Brochure
  
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  ICICI Pru Savings Suraksha
  
  Life cover¹ to protect your loved ones
  
  Guaranteed^* Maturity Benefit² and Guaranteed^* Additions³
  
  Get Reversionary and Terminal Bonus⁴, if declared
  
  Tax⁵ benefits may be applicable to premiums paid and benefits received as per the prevailing tax laws
  
  Brochure
  
  ^*Conditions apply
- Health Insurance Plans
  ICICI Pru Wish (New)
  
  Comprehensive coverage¹ against women specific critical illnesses² and surgeries²
  
  Cover¹ for surgeries² resulting from specific illnesses²
  
  Fixed lump sum¹ pay-out on diagnosis of any of the covered critical illnesses²
  
  Premium remains guaranteed³ throughout the coverage term
  
  Coverage¹ for pregnancy complications and newborn complications through Maternity Care Benefit under Health Care Plus plan option
  
  Premium Sabbatical⁴ Benefit which allows you to get one full year’s premium holiday, while enjoying full policy benefits
  
  Brochure
  
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  Prospectus
  
  ICICI Pru iProtect Smart Plus(Life Cover + Critical Illness Cover)
  
  Up to ₹1.5 crore 60 Critical Illnesses² cover (optional)
  
  Adequate Life cover^2a to protect your family
  
  Covers diseases² like Cancer, Heart Attack, organ failure, etc. (optional)
  
  Lumpsum Optional Critical Illness² claims payout based on diagnostic report
  
  In-built Terminal Illness Benefit⁶ and 12-month premium break⁴ option
  
  Tax benefit^* on premiums paid (80C/80D) and tax-free^** claims payout (10(10D))
  
  Brochure
  
  Know More
  
  ^*Conditions apply
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- UNDERSTANDING LIFE INSURANCE
  Insurance Guide
  
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  This section helps you understand the amount of money that you could invest in either equity or debt as per your risk preference.
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FAQs on Covid 19 Vaccine

FAQs-on-Covid-19-Vaccine.pdf (iciciprulife.com)

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© ICICI Prudential Life Insurance Co. Ltd. All rights reserved. Registered with Insurance Regulatory & Development Authority of India (IRDAI) as Life Insurance Company. Regn. No. 105. CIN: L66010MH2000PLC127837.

Reg. Off.: ICICI PruLife Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai 400025. Tel.: 40391600. Customer helpline number - (Help us to serve you better by calling us from your registered mobile number). Timings – 10:00 A.M. to 7:00 P.M., Monday to Saturday (except national holidays). Member of the Life Insurance Council. For more details on the risk factors, term and conditions please read the product brochure carefully before concluding the sale. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license.

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