Why is ICICI Pru Sarv Jana Suraksha special?
You wish to provide every comfort to your family. But life is uncertain. Presenting ICICI Pru Sarv Jana Suraksha, a Micro Insurance Term plan that provides financial security to you and your family at an affordable cost. Under this plan, in case of the unfortunate event of your death during the policy term, your family receives a lump sum amount to take care of their immediate financial needs.
How much money will my loved ones receive in my absence?
Your family will receive a fixed amount called Life Cover, which has been chosen by you in your absence.
For example, if you are 35 years old and your yearly premium is `500, then in case of an unfortunate event, your loved ones will get `50,000 as the Life Cover amount.
Under this plan, you get a Life Cover at a very low cost. You can pay a minimum premium of ` 50 per year and a maximum premium of ` 2000 per year to ensure your loved ones stay secure.
How much premium do I have to pay?
You have to pay the premiums for the policy term of 5 years. Illustrations of premiums paid and the corresponding Life Cover amount for a 35 year old person are shown below:
| Premium per year (`)* | Life Cover amount (`) |
|---|---|
| 50 | 5,000 |
| 100 | 10,000 |
| 500 | 50,000 |
| 1000 | 1,00,000 |
| 2000 | 2,00,000 |
*The above premium excludes taxes
