Responsibilities make life beautiful

At ICICI Prudential Life, we celebrate the beauty in everyday responsibilities, recognising them as a process of learning and growth, born from love and lived with purpose
And as you learn and grow with each zimmedaari, we stand by you, understanding and supporting your journey every step of the way
Life is made up of responsibilities. And for these beautiful responsibilities, there’s ICICI Prudential Life Insurance

Explore our range of long term savings, and retirement solutions designed to shoulder your responsibilities with care

Smart Exit^* Option

ICICI Pru iProtect Smart

Life cover^!a to secure your family
Critical Illness^## cover option
Lump sum or regular income to your loved ones in your absence

Start with just ₹ 460/- per month^2a
(under Life Option)

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ICICI Pru Guaranteed Pension Plan Flexi

Guranteed^~ lifelong income
Easy systematic investment
Financial security with waiver of premiums³ option

^~ Conditions Apply

Easy investment of ₹ 5000/- p.m.

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ICICI Pru GIFT Pro

100% Guaranteed^{^}, tax-free^* income for both short-term and long-term needs
Option to receive Guaranteed^{^} income that either stays level^& throughout the income duration or increases^& every year
Flexibility to choose percentage of MoneyBack¹ Benefit and when you want to get MoneyBack¹ benefit

^{^}Conditions apply

Pay ₹1 lakh p.a for 10 years and get total benefits⁴ of ₹51.78 Lakh

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Disclaimers

^{^} Guaranteed Benefits will be payable subject to all due premiums being paid

^* Tax benefits will be applicable as per prevailing tax laws

^& Level Income and Increasing Income are income options available under GIFT Pro. Guaranteed Benefits will be payable subject to all due premiums being paid. Under Level Income, the Guaranteed Income will remain constant throughout the income period. If Increasing Income is selected, the Guaranteed Income will increase at a simple interest rate of 5% p.a. You can either opt for Level Income or Increasing Income option. This option has to be selected at inception and cannot be changed later

¹ You can choose to receive any percentage from 0% to 100% of the sum total of all annualized premiums payable by you as MoneyBack Benefit. This will be paid as a Lump sum amount. Additionally, you also have the flexibilty to choose any year, on or after the maturity date of the policy up to the last income year, to receive this MoneyBack Benefit. Your Guaranteed Income amount will be adjusted based on the MoneyBack Benefit % and payout year selected by you

⁴ The total amount is calculated for a 30-year-old healthy male with a premium paying term of 10 years, deferment period of 2 years, income period of 30 years taking income in annual instalment along with 100% MoneyBack with the last income under Increasing Income plan option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted

³ For joint life, future premiums will be waived in the event of primary annuitant’s death, and applicable benefits will continue for secondary annuitant

^~ Your annuity/income is informed to you when you buy the plan and is guaranteed^~ and unchanged for life. Conditions Apply

ICICI Pru iProtect Smart UIN:

ICICI Pru Guaranteed Pension Plan Flexi UIN:

ICICI Pru GIFT Pro UIN:

W/II/1393/2023-24