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SAVE TIME. BUY LIFE INSURANCE ONLINE!

TOP SELLING ONLINE PLANS

ULIP PLANS

ENDOWMENT PLANS

RETIREMENT PLANS

PROTECTION + HEALTH

Get `1 Crore life cover @ `490 p.m.*
Key benefits
  • Protect your loved ones with a large cover at affordable rates
  • Health cover against 34 critical illnesses (optional)#
  • Accidental death benefit up to `2 crore (optional)**
  • Whole life insurance: Lasts till 99 years of age##
  • Save up to 65% on premiums with the limited pay option^
  • Tax benefit^^ up to `54,600
Start with just `2500 p.m.
Key Benefits
  • Provides financial protection for your loved ones with a life insurance cover
  • Return of mortality and policy administration charges1
  • Get tax ^ benefit on the premiums paid u/s 80C and receive maturity amount tax-free^ subject to Section10(10D)
  • Withdraw money regularly from your policy with Systematic Withdrawal Plan (SWP)2
  • Entire premium amount without any deductions is invested in the funds of your choice
  • Enjoy policy benefits till 99 years of age with the whole life policy term option
  • With the Fixed Portfolio Strategy make unlimited free switches between the funds
Get `4 Lakh Maturity Benefit at just `2500 p.m.#
Key benefits
  • Get Guaranteed Returns at the end of the policy term, irrespective of market fluctuations~
  • Enjoy 9% or 10% of total premiums paid added to your policy benefits every year^
  • Secure your family financially with Life Cover (10 times annual premium)
  • Returns are tax-free u/s 10(10D) & save tax on premium paid u/s 80 C*
  • Choose premium payment term & premium payment frequency as per your comfort
Key benefits
  • Get the claim amount on diagnosis*
  • No restrictions on your choice of hospital
  • Waiver of future premiums** for minor conditions of cancer or heart for full policy term
  • Get tax^ benefits up to `7,800 under Section 80D of the Income Tax Act
  • Get an Instant Premium Payment Receipt^^
  • Get covered up to 40 years without any increase in premium amount$
Start with just `2500 p.m.
Key Benefits
  • Provides financial protection for your loved ones with a life insurance cover
  • Return of mortality and policy administration charges1
  • Get tax ^ benefit on the premiums paid u/s 80C and receive maturity amount tax-free^ subject to Section10(10D)
  • Withdraw money regularly from your policy with Systematic Withdrawal Plan (SWP)2
  • Entire premium amount without any deductions is invested in the funds of your choice
  • Enjoy policy benefits till 99 years of age with the whole life policy term option
  • With the Fixed Portfolio Strategy make unlimited free switches between the funds
Premium starts at `50,000/-
Key Benefits
  • Invest only once and enjoy benefits for the entire policy term
  • 100% amount invested in a wide range of funds
  • Choice of 7 funds (3 equity, 3 debt, 1 balanced)
  • Up to 10 times life cover* to protect your loved ones
  • Get Wealth Boosters** as a percentage of your single premium
  • Tax benefits^ on premiums paid and maturity benefit u/s 80C and 10(10D) of Income Tax Act, 1961
Key Benefits
  • Get guaranteed income for life
  • Get discount of 1% on the purchase price when you buy online
  • Range of payout options to suit your need
  • Tax benefits^ on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax Act, 1961.
Deferred Annuity
Key Benefits
  • Single premium plan to get guaranteed income for life with the option to defer income by upto 10 years
  • Lock in the current interest rates for the annuity to be received later
  • Annuity plan can cover either single or joint life*
  • Flexible payout options to suit your need#
  • Tax benefits^ on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax
Immediate Annuity
Key Benefits
  • Single premium plan to get guaranteed income immediately for the rest of your life
  • Annuity plan can cover either single or joint life*
  • Flexible payout options to suit your need#
  • Tax benefits^ on premium paid u/s 80CCC and commutation u/s 10(10A) of Income Tax Act, 1961
  • Purchase annuities from your savings or accumulated NPS corpus
Get `1 Crore life cover @ `490 p.m.*
Key Benefits
  • Protect your loved ones with a large cover at affordable rates
  • Health cover against 34 critical illnesses (optional)#
  • Accidental death benefit up to `2 crore (optional)**
  • Whole life insurance: Lasts till 99 years of age##
  • Save up to 65% on premiums with the limited pay option^
  • Tax benefit^^ up to `54,600
Key Benefits
  • Get the claim amount on diagnosis*
  • No restrictions on your choice of hospital
  • Waiver of future premiums** for minor conditions of cancer or heart for full policy term
  • Get tax^ benefits up to `7,800 under Section 80D of the Income Tax Act
  • Get an Instant Premium Payment Receipt^^
  • Get covered up to 40 years without any increase in premium amount$

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4 (432 votes)

#Top Selling tax saving plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process. Source: Company BuyOnline data - Dec 2015 till date.

ICICI Pru iProtect Smart
#The critical illness benefit is an optional, accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. The future premiums payable for the residual CI Benefit will reduce proportionately. In case the CI Benefit equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. Only doctor's certificate confirming diagnosis needs to be submitted. On payment of Angioplasty, if the CI Benefit is more than ₹ 5,00,000 the policy will continue for other CIs with CI Benefit reduced by Angioplasty payout. To know more about the illnesses covered, please refer to the product brochure. Critical Illness Benefit is only applicable up to age of 75 years.
**Accidental Death benefit is up to ₹ 2 Crore. Accidental Death Benefit is optional and available in Life Plus and All in One options. Accidental Death Benefit is only applicable up to age of 80 years.
&Day 1 is counted from the day of receiving the last document. All due premiums in the policy must have been paid and the policy must have been active for a continuous period of 3 years. Mandatory document to be submitted at Branch Office before 3pm on a working day- Original policy certificate, copy of death certificate by local authority, Nominee’s current address proof, photo identity proof, Cancelled cheque, Copy of bank passbook, Copy of medico legal cause of death, Medical records (Admission notes, Discharge / Death summary, Test reports, etc.). For accidental death – Copy of FIR, Panchanama, Inquest report, Driving license. Claim documents submitted prior to 3pm will be considered for ULIP policies. Interest will be paid on claim amount for every day of delay beyond 1 working day. Applicable only for non-investigative death claims. Interest shall be at the bank rate that is prevalent at the beginning of the financial year in which death claim has been received. In case of breach in regulatory turnaround time, interest will be paid as per IRDAI regulations.Total claim amount of all the policies is less than or equal to 1.5 crore.
^^Tax benefits of ₹ 46,800 (₹ 46,800 u/s 80C) is calculated at highest tax slab rate of 31.20%(including cess excluding surcharge as per old tax regime)on life insurance premium u/s 80C of ₹ 1,50,000 and health premium u/s 80D of ₹ 25,000. Tax benefits subject to conditions under Section 80C, 10(10D), 115BAC and other provisions of the Income Tax Act,1961. Good and Service tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
^The percentage saving computed is purely in terms of premium paid over the policy term (Difference between Limited and Regular pay) of the policy and does not account for time & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it based on your individual needs.
~~Our Life insurance policies cover COVID-19 claims under life insurance claims, subject to applicable terms and conditions of policy contract and extant regulatory framework. COVID-19 is not included in Critical Illness benefit covered under IProtect Smart.
##5% discount on premium is applicable only for Regular and Limited pay policies. In case of Single Pay, discount applicable is 2% of Single Premium.
ICICI Pru iProtect Smart UIN 105N151V06.


ICICI Pru Heart Cancer Protect
*Lump sum is paid out on diagnosis of any of the listed conditions. Payout is based on level of condition. Total payout in the policy cannot exceed 100% of Sum Assured of cover selected. Refer to the sales brochure to know about payouts at different level of condition.
**Company shall waive all future premiums on a claim of Minor condition under the chosen cover or on diagnosis of Permanent Disability (PD) of the Life Assured due to Accident. If both Cancer cover and Heart cover are chosen such waiver is allowed on a minor/major condition claim under either Cancer cover or Heart cover; or on the diagnosis of PD. This benefit is available only if Policy is in force as on the date of diagnosis of the condition/at the time of accident.
^Tax benefit of ₹ 7,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on health premium u/s 80D of ₹ 25,000. Tax benefits under the policy are subject to conditions under Section 80D, 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
$Premiums are guaranteed only for 3 years. They may change after that subject to company experience and IRDA approval.
ICICI Pru Heart Cancer Protect UIN 105N154V02.

ICICI Pru Assured Savings Insurance Plan
#The Maturity Benefit for a 29 year old healthy male paying premium of ₹ 2500 per month for a premium payment term of 7 years and policy term of 15 years is ₹ 4 Lakhs.
^Guaranteed Additions (GAs) rate will be 9% for policy term of 10 years and 10% for policy term of 15 years. GAs will be added to the policy at the end of every policy year if all due premiums have been paid. Each GA will be calculated as GA rate multiplied by the total premiums paid till date (excluding extra mortality premiums, Goods & Services Tax and Cess (if any)).
~Guaranteed Maturity Benefit (GMB): Your GMB will be set at policy inception and will depend on policy term, premium, premium payment term, age and gender.
*Tax benefits under the policy are subject to conditions under Section 80C, 80D,10(10D), 115BAC and other provisions of the Income Tax Act,1961. Good and Service tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
ICICI Pru Assured Savings Insurance Plan UIN 105N144V07.

ICICI Pru Signature Online
^Tax benefits under the policy are subject to conditions under Section 80C, 10(10D),115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
1Amount equal to total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws. Return of Mortality Charges and Policy Administration Charges is not applicable for Whole Life option.
2Systematic Withdrawal Plan is allowed only after the first five policy years.
ICICI Pru Signature Online UIN 105L177V02.

ICICI Pru1 Wealth

* Sum Assured multiples in between the minimum and maximum limits are not available

Age at entry last birthday Minimum Sum Assured Maximum Sum Assured
<= 50 years 1.25 times Single Premium 10 times Single Premium
>50 years 1.10 times Single Premium 1.10 times Single Premium

** The company will allocate extra units at the end of the policy term, provided monies are not in the DP fund. Wealth Booster will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circumstances.

Policy Term 5 Years 10 Years
Wealth Booster 2.50% of Single Premium 2.75% of Single Premium
For 10 year policy term, wealth booster will be 2.75% of single premium including top up premiums less partial withdrawals if any.

^ Tax benefit of `46,800 is calculated at highest tax slab rate of 31.2% (including Cess excluding surcharge) on life insurance premium u/s 80C of `1,50,000. Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru1 Wealth UIN:105L175V02

 

ICICI Pru Immediate Annuity
*Tax benefits are subject to conditions of section 80CCC,10(10A) and other provisions of the Income Tax Act, 1961. Indirect taxes and cesses will be charged extra, as per applicable rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Immediate Annuity UIN 105N009V15

Unit Linked products are different from traditional insurance products and are subject to the risk factors.

The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/ her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and the unit linked insurance products and does not in any way indicate the quality of the products, its future prospects and returns.

Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.

The various funds offered under this products are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

ICICI Pru Guaranteed Pension Plan
*Joint Life can be either the spouse/child/parent or sibling of the Primary Annuitant.

#You have an option to choose from 8 Immediate Annuity and 3 Deferred Annuity options. To know more about the options in detail, please refer the product brochure

^Tax benefits are subject to conditions of section 80CCC,10(10A) and other provisions of the Income Tax Act, 1961. Indirect taxes and cesses will be charged extra, as per applicable rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above. ICICI Pru Guaranteed Pension Plan UIN.105N181V01

W/II/2561/2020-21

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