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ICICI Pru iProtect Smart

  • Get up to ₹1 crore in case of 34 life threatening illnesses*
  • Protection against disability.
  • Option to get sum assured as lump sum or monthly income.

IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

 

ICICI Pru Guaranteed Wealth Protector

  • A plan where you get a Life Cover and choice to invest in equity with confidence that your premium is protected through Assured Benefit - regardless of market ups & downs
  • Invest ₹4,000 p.m. for 5 years & get ₹3.4 lakh**after 10 years.

ICICI Pru Wealth Builder II

  • A plan that is designed to give you a Life Cover & help you grow your wealth over the long term.
  • Invest ₹6,000 p.m. for 10 years & get ₹9.3 lakh#after 10 years.

ICICI Pru Smart Life (min. premium ₹1 lakh)

  • We pay premiums on your behalf when you’re not around. Policy continues & nominee receives the Life Cover amount immediately.
  • Invest ₹9,000 p.m. for 15 years & get ₹25 lakh^after 15 years.

ICICI Pru Easy Retirement (age 35+)

  • A Pension Plan that provides equity linked growth + capital protection + regular pension + Life Cover.
  • Invest ₹1 lakh p.a. for 10 years. Get regular pension of ₹5 lakh p.a.## for life.

Cash Advantage

  • A Money Back Plan that will give you easy liquidity and guaranteed cash benefits on completion of the payment term along with the protection of Life Cover.
  • Invest ₹2,000 p.m. for 10 years & get ₹4.4 lakh+after 20 years.

Savings Suraksha

  • A Traditional Savings Plan that will give you the protection of Life Cover along with Guaranteed Maturity Benefit and Guaranteed Additions for staying invested.
  • Invest ₹4000 p.m. for 5 years & get ₹11 lakh++after 30 years.

ICICI Pru Elite Wealth II (min. premium ₹5 lakh)

  • An exclusive plan designed for high net worth individuals, which can be customized to suit specific needs along with the protection of Life Cover.
  • Invest ₹5 lakh p.a. for 20 years & get ₹2.19 crore^^ after 20 years.

ICICI Pru Elite Life II (min. premium ₹2 lakh)                           

  • A plan that is best suited for high net worth individuals who want the power to personalize their investments and secure the future of their loved ones.
  • Invest ₹25,000 p.m. for 20 years & get ₹1.26 crore- after 20 years.
Traditional Savings/Money Back Plans

iProtect Smart

*The Critical Illness Benefit is accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the Critical Illness Benefit paid. To know more, please refer the product brochure. (ICICI Pru iProtect Smart: UIN - 105N151V01)

Cash Advantage

+ A 30 years old male can start the plan with a premium payment of ₹2,000 per month for term of 10 years and a policy term of 20 years. The total benefit @ 8% would be ₹4,43,533 and at an assumed rate of return of 4% p.a., your total benefits would be ₹2,86,732. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Cash Advantage: UIN - 105N132V01)

Savings Suraksha

++ A 30 years old male can start the plan with a premium payment of ₹4000 per month for term of 5 years and a policy term of 30 years. The total benefit @ 8% would be ₹11,48,963 and at an assumed rate of return of 4% p.a., your total benefits would be ₹4,62,048. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Savings Suraksha: UIN - 105N135V01)

Unit Linked Insurance Plans (ULIPs)

Guaranteed Wealth Protector

**A 30 years old male can start the plan with a premium payment of ₹4,000 per month for term of 5 years and a policy term of 10 years. The total benefit @ 8% would be ₹3,46,375 and at an assumed rate of return of 4% p.a., your total benefits would be ₹2,58,358. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Guaranteed Wealth Protector: UIN - 105L143V01).

The Assured Benefit amount shown assumes all due premiums as per the premium payment term shown above are paid. On maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender.You can utilise this benefit amount only as per the available options. Alternatively, you can choose to postpone your vesting date. 

Smart Life

^A 30 years old male can start the plan with a premium payment of ₹9,000 per month for term of 15 years and a policy term of 15 years. The total benefit @ 8% would be ₹25,38,968 and at an assumed rate of return of 4% p.a., your total benefits would be ₹18,47,606. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Smart Life: UIN - 105L145V01)

Elite Wealth II

^^A 30 years old male can start the plan with a premium payment of ₹5 lakh per year for term of 20 years and a policy term of 20 years. The total benefit @ 8% would be ₹2,20,09,045 and at an assumed rate of return of 4% p.a., your total benefits would be ₹1,39,80,725. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Elite Wealth II: UIN - 105L140V01)

Wealth Builder II

# A 30 years old male can start the plan with a premium payment of ₹6000 per month for term of 10 years and a policy term of 10 years. The total benefit @ 8% would be ₹9,37,667 and at an assumed rate of return of 4% p.a., your total benefits would be ₹7,64,996. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Wealth Builder II: UIN -105L139V01)

Elite Life II

- A 30 years old male can start the plan with a premium payment of ₹25,000 per month for term of 20 years and a policy term of 20 years. The total benefit @ 8% would be ₹1,27,18,792 and at an assumed rate of return of 4% p.a., your total benefits would be ₹82,30,892. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Elite Life II: UIN - 105L141V01)

Easy Retirement

## The above figures are illustrative and not guaranteed and are calculated assuming future investment returns of 8% p.a. for a 35 year old male with a premium payment term of 10 years and a policy term of 30 years. At an assumed rate of return of 8% p.a., your accumulated savings would be ₹50,85,851 and annuity of this accumulated savings will give a regular income of ₹5,00,066 p.a. At an assumed rate of return of 4% p.a., your accumulated savings would be ₹19,29,882 and annuity of this accumulated savings will give a regular income of ₹1,27,028 p.a. Fund chosen is Easy Retirement Balanced Fund (SFIN: ULIF 132 02/11/12 ERBF 105). The annuity amounts have been calculated based on indicative annuity rates for the annuity option Life Annuity without Return of Purchase Price and are subject to change from time to time. The actual annuity amount will depend on the prevailing annuity rates at the time of purchase of ICICI Pru Immediate Annuity. Values are illustrative and actual benefit may depend on number of factors, including future investment performance. (ICICI Pru Easy Retirement: UIN - 105L133V01)

*Premium paid towards the policy will be eligible for tax benefits u/s 80C of the Income Tax Act, 1961. Service tax & cess will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time. Tax Benefit of ₹46,350 is calculated at the highest tax slab rate of 30.90% on premium of ₹1,50,000 under section 80C of income Tax Act, 1961.

ICICI Prudential Life Insurance Company Limited. IRDAI Regn No. 105. CIN: U66010MH2000PLC127837 © 2015, ICICI Prudential Life Insurance Co. Ltd. Registered Address:- ICICI Pru Life Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, terms and conditions, please read the product brochure carefully before concluding a sale. Call us on 1-860-266-7766 (Valid for calls made from India) and on 91-22-6193-0777 (Valid for calls made from outside India, Call Centre Timings: 10am-7pm (IST), Monday to Saturday, except national holidays). Unlike traditional products, Unit Linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns. Trade Logo displayed above belongs to M/s ICICI Bank Ltd & Prudential IP services Ltd which shall be used by ICICI Prudential Life Insurance Company Ltd under Registered License No.105.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI clarifies to public that:

 

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
  • Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.

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