Product features

  • Get up to  1 crore in case of 34 critical illnesses*
  • Protection against permanent disability due to accident
  • Option to get sum assured as lump sum or monthly income
Tax benefits
  • Up to  54,075 under Section 80C and 80D**
  • Get an Instant Premium Payment Receipt

Product features

  • Get the claim amount on detection1.
  • No restrictions on your choice of hospital.
  • Waiver of future premiums~ for Minor conditions of Cancer or Heart for full policy term.
Tax benefits
  • Up to  25,000 under Section 80C of the Income Tax Act^^^
  • Get an Instant Premium Payment Receipt

Product features

  • Life cover + Premium Waiver Benefitto secure your child's future
  • Invest in equity, debt and balanced funds
  • Get Loyalty Additions^ & Wealth Boosters+
Tax benefits
  • Up to  46,350 on premium paid^^
  • Get an Instant Premium Payment Receipt∞  

 


In unit linked plans, the investment risk in the investment portfolio is borne by the policyholder.

Starts at just 2500/- p.m.

Key Benefits
Key Benefits

  • Choice of 9 funds (equity, debt and balanced) to invest and grow your money
  • Life cover to protect your loved ones
  • Get Loyalty Additions^ & Wealth Boosters by just staying invested in the plan

Starts at 2,00,000/- p.a.

Key Benefits
Key Benefits

  • Move your money between equity and debt funds conveniently
  • Choice of 4 portfolio strategies` to suit your needs
  • Get Wealth Boosters^ and Loyalty Additions+ for long term investment
  • Low Effective Fund Management charges@
  • Security of your loved ones in your absence

Starts at 6,50,000/- p.a.

Key Benefits
Key Benefits

  • Customisation of portfolio strategies` to suit your needs
  • Low Effective Fund Management charges@
  • Rewards of Wealth Boosters+ and Loyalty Additions^ for long term investments
  • Security of your loved ones in your absence

Key Benefits
Key Benefits

  • Choice of 8 funds (equity, debt and balanced) to invest and grow your money
  • Premium Waiver Benefitand Life cover to secure your child's future
  • Get Loyalty Additions^ & Wealth Boosters+ by just staying invested in the plan

Key Benefits
Key Benefits

  • Zero risk to capital: 101% Money back guarantee*
  • Life cover
  • Loyalty Additions^
  • Wealth Boosters+

Starts at 1,00,000/- p.a.

Key Benefits
Key Benefits

  • Comprehensive Protection
  • Premium Waiver Benefit~
  • Life cover
  • Loyalty Additions^ & Wealth Boosters+

 

ENDOWMENT PLANS

Key Benefits
Key Benefits

  • A Money Back Plan
  • Easy liquidity
  • Guaranteed cash benefits#
  • Life Cover

Key Benefits
Key Benefits

  • A Traditional Savings Plan
  • Life Cover
  • Guaranteed Maturity Benefit*
  • Guaranteed Additions^ for staying invested

Key Benefits
Key Benefits

  • Savings with the comfort of guarantee##
  • Flexibility in premium payment term
  • Security of your loved ones with potential for wealth creation and your Life Cover

 

#Top Selling tax saving plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process.

^^Tax Benefit of `46,350 is calculated at the highest tax slab rate of 30.90% on premium of `1,50,000 under section 80C of income Tax Act, 1961.

^^^Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicale taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

**Tax benefit of `54,075 is calculated at highest tax slab rate of 30.9% (including Cess) on insurance premium u/s 80C/80CCC of `1,50,000 and health premium u/s 80D of `25,000. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time.

This is only a provisional certificate and does not communicate acceptance or commencement of risk under proposal submitted by you. This document may be used as a proof for claiming deductions while filing your tax returns subject to provisions of relevant tax sections and acceptance of risk, i.e. on policy issuance by the company. For any confirmation / impact analysis customer is advised to refer the matter to his Tax consultant.

ICICI Pru iProtect Smart
*The critical illness benefit is an accelerated benefit & the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the sales brochure. ICICI Pru iProtect Smart: UIN - 105N151V01.

ICICI Pru Smart Life
~Company pays all due premium in your absence provided all due premium have been paid. ^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. +Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values ICICI Pru Smart Life: UIN-105L145V01

ICICI Pru Guaranteed Wealth Protector
*101% Money back guarantee: On Maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender. ^Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. An additional Loyalty Addition of 0.25% is paid every year from the end of year 6 if all premiums for that year have been paid. +Each Wealth Booster will be a percentage of the average of Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. ICICI Pru Guaranteed Wealth Protector: UIN-105L143V01.

ICICI Pru Cash Advantage & ICICI Pru Savings Suraksha
#Guaranteed benefits are available only if all premiums are paid as per the premium payment term & the policy is inforce till the completion of entire policy term includes Reversionary bonuses which may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus if any, may also be payable at maturity or on earlier death. ICICI Pru Cash Advantage: UIN - 105N132V01. ICICI Pru Savings Suraksha: UIN - 105N135V01

ICICI Pru Future Perfect
##Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity. Your Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on age, policy term, premium, premium payment term and gender. Your GMB may be lower than your Sum Assured on death. Guaranteed Additions (GA) are a percentage of the Annualized premium. During PPT: GA will accrue on premium payment and after PPT: GA will accrue at the beginning of policy year.- for monthly premium frequency, 1/12th times GA will be accrued every month on premium payment.For half yearly premium frequency, 0.5 times GA will be accrued on premium payment.UIN:105N153V01

*On vesting (maturity), you will be entitled to the Assured Benefit or Fund Value, whichever is higher. The Assured Benefit amount shown assumes all due premiums as per the premium payment term are paid. On maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender.

ICICI Pru Easy Retirement
#On completion of the tenth policy year and on completion of every fifth policy year thereafter, there will be a guaranteed Pension Booster, provided at least five years’ premiums have been paid. This will be equal to 5% of the average daily total Fund Value including Top up Fund Value, if any, over the preceding 12 months.UIN - 105L133V02.

^Only medical documents confirming diagnosis to be submitted. ICICI Prudential Smart Health Cover is designed with Life & Health variants of ICICI Pru iProtect Smart.

You can choose to purchase other variants of the product as per your needs and there is no compulsion to purchase this variant as suggested by the Insurer and as presented in this advertisement.

Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns. Advt- W/II/0085/2017-18

ICICI Pru Heart/Cancer Protect
1Payout depends on the severity of the condition. Please refer the sales brochure to know more about the pay-outs at different levels of condition. Only medical documents confirming diagnosis to be submitted.ICICI Pru Heart/Cancer Protect: UIN - 105N154V01.

~On diagnosis of any of the listed Minor condition or in case you suffer permanent disability due to an accident, all your future premiums payable will be waived off and the policy will continue.

ICICI Pru Immediate Annuity
+You would be further eligible for a discount on the purchase price, depending up on annual payout amount under the plan chosen by you.

Annuity Band Annuity Payment Mode -Monthly Other Annuity Payment Modes
100-24,000 - -
24,000-48,000 1.5% 0.4%
48,000-120,000 2.5% 0.6%
>=120,000 3% 0.7%

UIN: 105N009V07

ICICI Pru LifeTime Classic
^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End of year 6 and 7) (End of year 8 and onwards) (End of every 5th year, starting from the end of 10th policy year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.15% 0.30% 1%
10 years and above 0.15% 0.30% 2%
Single Pay 0.25% 0.25% 1.5%
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above. For single pay policies with policy term of 5 years, loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • +Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances. If the premium payment is discontinued anytime after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above. UIN: 105L155V01

 

ICICI Pru Elite Life Super
^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End of year 6 and 7) (End of year 8 and onwards) (End of every 5th year, starting from the end of 10th policy year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.20% 0.35% 1%
10 years and above 0.20% 0.35% 2%
Single Pay 0.30% 0.30% 1.5%
  • ^For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
  • +Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
  • If the premium payment is discontinued anytime after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above.
` The Policyholder can have funds in only one of the Portfolio Strategies.
@Applicable from 6th policy year onwards, provided minimum of 5 year premium are paid. UIN: 105L156V01

 

ICICI Pru Elite Wealth Super
^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End of year 6 and 7) (End of year 8 and onwards) (End of every 5th year, starting from the end of 10th policy year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.25% 0.40% 1%
10 years and above 0.25% 0.40% 2%
Single Pay 0.40% 0.40% 1%
  • ^For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
  • +Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
  • If the premium payment is discontinued anytime after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above.
` The Policyholder can have funds in only one of the Portfolio Strategies.
@Applicable from 6th policy year onwards, provided minimum of 5 year premium are paid. UIN: 105L15701

In unit linked plans, the investment risk in the investment portfolio is borne by the policyholder.
 

Key Benefits
Key Benefits

  • Monthly pension for life
  • Capital Protection*
  • Pension Boosters#
  • Low charges

Key Benefits
Key Benefits

  • Receive regular income for life
  • Option to increase your pay-out amount
  • Get discount on purchased price, depending up on the annual payout amount+

 

Key Benefits
Key Benefits

  • Get up to 1 crore in case of 34 critical illness*
  • Protection against permanent disability due to accident.
  • Option to get sum assured as lump sum or monthly income.

Key Benefits
Key Benefits

  • Get the claim amount on detection1.
  • No restrictions on your choice of hospital.
  • Waiver of future premiums~ for Minor conditions of Cancer or Heart for full policy term.

Key Benefits
Key Benefits

  • Protection against 34 Critical illnesses.
  • No increase in premium as you grow older.
  • Receive lump sum CI Benefit amount irrespective of the actual billing^

 

#Top Selling tax saving plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process.

^^Tax Benefit of `46,350 is calculated at the highest tax slab rate of 30.90% on premium of `1,50,000 under section 80C of income Tax Act, 1961.

^^^Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicale taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.

**Tax benefit of `54,075 is calculated at highest tax slab rate of 30.9% (including Cess) on insurance premium u/s 80C/80CCC of `1,50,000 and health premium u/s 80D of `25,000. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time.

This is only a provisional certificate and does not communicate acceptance or commencement of risk under proposal submitted by you. This document may be used as a proof for claiming deductions while filing your tax returns subject to provisions of relevant tax sections and acceptance of risk, i.e. on policy issuance by the company. For any confirmation / impact analysis customer is advised to refer the matter to his Tax consultant.

ICICI Pru iProtect Smart
*The critical illness benefit is an accelerated benefit & the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the sales brochure. ICICI Pru iProtect Smart: UIN - 105N151V01.

ICICI Pru Smart Life
~Company pays all due premium in your absence provided all due premium have been paid. ^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid. +Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values ICICI Pru Smart Life: UIN-105L145V01

ICICI Pru Guaranteed Wealth Protector
*101% Money back guarantee: On Maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender. ^Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. An additional Loyalty Addition of 0.25% is paid every year from the end of year 6 if all premiums for that year have been paid. +Each Wealth Booster will be a percentage of the average of Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. ICICI Pru Guaranteed Wealth Protector: UIN-105L143V01.

ICICI Pru Cash Advantage & ICICI Pru Savings Suraksha
#Guaranteed benefits are available only if all premiums are paid as per the premium payment term & the policy is inforce till the completion of entire policy term includes Reversionary bonuses which may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus if any, may also be payable at maturity or on earlier death. ICICI Pru Cash Advantage: UIN - 105N132V01. ICICI Pru Savings Suraksha: UIN - 105N135V01

ICICI Pru Future Perfect
##Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity. Your Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on age, policy term, premium, premium payment term and gender. Your GMB may be lower than your Sum Assured on death. Guaranteed Additions (GA) are a percentage of the Annualized premium. During PPT: GA will accrue on premium payment and after PPT: GA will accrue at the beginning of policy year.- for monthly premium frequency, 1/12th times GA will be accrued every month on premium payment.For half yearly premium frequency, 0.5 times GA will be accrued on premium payment.UIN:105N153V01

*On vesting (maturity), you will be entitled to the Assured Benefit or Fund Value, whichever is higher. The Assured Benefit amount shown assumes all due premiums as per the premium payment term are paid. On maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender.

ICICI Pru Easy Retirement
#On completion of the tenth policy year and on completion of every fifth policy year thereafter, there will be a guaranteed Pension Booster, provided at least five years’ premiums have been paid. This will be equal to 5% of the average daily total Fund Value including Top up Fund Value, if any, over the preceding 12 months.UIN - 105L133V02.

^Only medical documents confirming diagnosis to be submitted. ICICI Prudential Smart Health Cover is designed with Life & Health variants of ICICI Pru iProtect Smart.

You can choose to purchase other variants of the product as per your needs and there is no compulsion to purchase this variant as suggested by the Insurer and as presented in this advertisement.

Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns. Advt- W/II/0085/2017-18

ICICI Pru Heart/Cancer Protect
1Payout depends on the severity of the condition. Please refer the sales brochure to know more about the pay-outs at different levels of condition. Only medical documents confirming diagnosis to be submitted.ICICI Pru Heart/Cancer Protect: UIN - 105N154V01.

~On diagnosis of any of the listed Minor condition or in case you suffer permanent disability due to an accident, all your future premiums payable will be waived off and the policy will continue.

ICICI Pru Immediate Annuity
+You would be further eligible for a discount on the purchase price, depending up on annual payout amount under the plan chosen by you.

Annuity Band Annuity Payment Mode -Monthly Other Annuity Payment Modes
100-24,000 - -
24,000-48,000 1.5% 0.4%
48,000-120,000 2.5% 0.6%
>=120,000 3% 0.7%

UIN: 105N009V07

ICICI Pru LifeTime Classic
^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End of year 6 and 7) (End of year 8 and onwards) (End of every 5th year, starting from the end of 10th policy year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.15% 0.30% 1%
10 years and above 0.15% 0.30% 2%
Single Pay 0.25% 0.25% 1.5%
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above. For single pay policies with policy term of 5 years, loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • +Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances. If the premium payment is discontinued anytime after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above. UIN: 105L155V01

 

ICICI Pru Elite Life Super
^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End of year 6 and 7) (End of year 8 and onwards) (End of every 5th year, starting from the end of 10th policy year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.20% 0.35% 1%
10 years and above 0.20% 0.35% 2%
Single Pay 0.30% 0.30% 1.5%
  • ^For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
  • +Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
  • If the premium payment is discontinued anytime after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above.
` The Policyholder can have funds in only one of the Portfolio Strategies.
@Applicable from 6th policy year onwards, provided minimum of 5 year premium are paid. UIN: 105L156V01

 

ICICI Pru Elite Wealth Super
^The Company will allocate extra units as below provided all due premiums have been paid:

Premium payment term Loyalty Additions Wealth Boosters
(End of year 6 and 7) (End of year 8 and onwards) (End of every 5th year, starting from the end of 10th policy year)
5 years – 6 years 0.10% 0.10% 1%
7 years – 9 years 0.25% 0.40% 1%
10 years and above 0.25% 0.40% 2%
Single Pay 0.40% 0.40% 1%
  • ^For single pay policies with a policy term of 5 years, a loyalty addition of 0.25% of the average of daily Fund Values, including Top-up Fund Value, if any, in that same policy year, will be payable at the end of the fifth policy year.
  • Each Loyalty Addition will be a percentage of the average of daily Fund Values including Top-up Fund Value, if any, in that same policy year as mentioned in the table above.
  • +Wealth Boosters will be a percentage of the average Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters.
  • Loyalty Additions and Wealth Boosters will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • The allocation of Loyalty Additions and Wealth Boosters is guaranteed and shall not be revoked by the Company under any circumstances.
  • If the premium payment is discontinued anytime after 5 years, the number of years for which premiums have been paid will be considered as the premium paying term for the purpose of deciding the Loyalty Additions & Wealth Boosters to be paid for the rest of the policy term as per the table above.
` The Policyholder can have funds in only one of the Portfolio Strategies.
@Applicable from 6th policy year onwards, provided minimum of 5 year premium are paid. UIN: 105L15701

W/II/0218/2017-18

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