The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Plan that is designed just for preferred customers like you.

Introducing ICICI Pru Signature, our newest ULIP that offers life insurance and flexible investment options in one plan. This plan can give you better returns while it shields your loved ones with life cover

Your entire premium is allocated among the funds` of your choice without any deductions along with Return of Mortality and Policy Administration Charges at maturity (exclusively for customers buying online). With choice of 4 portfolio strategies and wide range of funds, this plan gives you abundant flexibility to invest as per your needs.

 
 
 
 
 

8 BENEFITS OF ICICI PRU SIGNATURE

 
 
 
 
 
 
 

4 SIMPLE STEPS TO BUY ONLINE

 
 

 

 

 

HOW IT WORKS

 
Men Icon
45-year old Sumit, a director in a bluechip company, purchased ICICI Pru Signature to grow wealth, secure family's future and achieve cherished goals. He selected a premium payment term of 10 years with Whole Life option and paid a monthly premium of ₹ 25,000, giving him a sum assured of ₹ 30 lakh.

 

 

^ARR : assumed rate of return. For the purpose of illustration, the Company has assumed 8% and 4% as rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits that you may get. As the value of the policy depends on a number of factors including future investment performance.
The above illustration is for a healthy male life with 100% of his investments in Maximiser V and fixed portfolio strategy. The above are illustrative maturity values, net of all charges, Goods and Services taxes and/ or cesses. Since your policy offers variable returns, the given illustration shows different rates of assumed future investment returns. The returns shown in the benefit illustration are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance.

When benefit illustrations are included in the content of advertisements- Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
Women Icon
Divya is a 30 year old female who purchased ICICI Pru1 Wealth with a policy term of 10 years. Divya decided to pay `1,00,000 as one time premium and the life cover for the plan was 10 lakh.

 

 

 

The above illustration is for a healthy female life with 100% of her investments in Maximiser V. The above are illustrative maturity values, net of all charges, Goods and Services taxes and/ or cesses. Since your policy offers variable returns, the given illustration shows different rates of assumed future investment returns. The returns shown in the benefit illustration are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance.
 
 

THINGS YOU NEED TO KNOW

 
 

Why should you buy a ULIP at an early age?

When you are young, you are free from liabilities in terms of dependents and hence, you have the potential to take higher risk to get better returns. The earlier you start investing in a ULIP, the sooner you can achieve your financial goals.

What is the minimum and maximum entry age for this plan?

There is no minimum age for buying this plan. The maximum age limit is 60 years.

What is the minimum and maximum policy term I can select?

You can select a policy term of minimum up to 15 years and maximum up to 30 years. For Whole Life option the policy term will be equal to 99 minus age of entry i.e. if you are 30 years old and choose Whole Life option, the policy term you will get will be 99 - 30 = 69 years.

What are the premium payment modes for this plan?

The premium payment modes available with this plan are Yearly, Half-Yearly and Monthly.

What are the premium payment terms available with this plan?

Premium Payment Terms:

  • Limited Pay it is 5 years, 7 years, 8 years and 10 years.
  • Regular Pay is same as the policy term, subject to a minimum premium paying term of 15 years.
  • Whole Life-Limited pay option, it is 10 years and 15 years.

What is the minimum and maximum premium for this plan?

Minimum premium for this plan is ` 30,000 and maximum is unlimited. For whole life policy term, minimum premium is ` 60,000 and maximum is unlimited.

What is Systematic Withdrawal Plan(SWP)?

SWP allows you to withdraw a pre-determined percentage of your fund value regularly. This can help you to meet specific needs such as child’s education or money for day-to-day expenses during retirement.

When can I do partial withdrawals?

Partial withdrawals are allowed only after the first five policy years and on payment of all premiums for the first five policy years.

What is the age eligibility to do partial withdrawals?

Partial withdrawals are allowed only if the Life Assured is at least 18 years of age.

What are the tax benefits under this policy?

You can avail tax benefits on the premiums you pay towards this plan and the benefit you receive subject to conditions under section 80C,10(10D) & other provisions of the Income Tax Act, 1961.
 

PERFORMANCE OF FUNDS`

 

Please note: NA: Fund has not completed the stipulated time period

Past performance is not indicative of future performance.

 

 

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The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

1 Amount equal to total of mortality charges and policy administration charges deducted in the policy will be added back to the fund value at maturity, provided all due premiums have been received. This amount will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. This shall exclude any extra mortality charges and taxes levied on the charges deducted as per prevailing tax laws. Return of Mortality Charges and Policy Administration Charges is not applicable for Whole Life option.

2 Wealth Boosters equal to 3.25% of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters will be allocated as extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term.

3 Systematic Withdrawal Plan is allowed only after the first five policy years.

` Past performance is not indicative of future performance.

4 Tax benefits under the policy are subject to conditions under Section 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time.

Fund name SFIN
Maximiser Fund V ULIF 114 15/03/11 LMaximis5 105
Multi cap Growth Fund ULIF 085 24/11/09 LMCapGro 105
Opportunities Fund ULIF 086 24/11/09 LOpport 105
Bluechip Fund ULIF 087 24/11/09 LBluChip 105
Multi cap Balanced Fund ULIF 088 24/11/09 LMCapBal 105
Income Fund ULIF 089 24/11/09 LIncome 105
Money Market Fund ULIF 090 24/11/09 LMoneyMkt 105
Maximise India Fund ULIF 136 11/20/14 MIF 105
Active Asset Allocation Balanced Fund ULIF 138 15/02/17 AAABF 105
Value Enhancer Fund ULIF 139 24/11/17 VEF 105
Secure Opportunities Fund ULIF 140 24/11/17 SOF 105
Focus 50 fund ULIF 142 04/02/19 FocusFifty 105
India Growth fund ULIF 141 04/02/19 IndiaGrwth 105
Balanced Advantage Fund ULIF 144 03/06/21 BalanceAdv 105
Sustainable Equity Fund ULIF 145 03/06/21 SustainEqu 105
Mid Cap Fund ULIF 146 28/06/22 MidCapFund 105
Mid Cap Hybrid Growth Fund ULIF 147 050123 MCHybrdGrt 105
Constant Maturity Fund ULIF 148 050123 ConstntMat 105
Mid Cap Index Fund ULIF 149 050723 McIndxFund 105
Mid Cap 150 Momentum 50 Index Fund ULIF 151 180124 McMomentum 105
Multicap 50 25 25 Index Fund ULIF 152 220224 MultiCapIF 105
MidSmall Cap 400 Index Fund ULIF 153 150424 MidSmal400 105

Unit Linked products are different from traditional insurance products and are subject to the risk factors.

The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/ her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru Signature is only the name of the unit linked insurance product and does not in any way indicate the quality of the product, its future prospects and returns.

Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the Insurance company.

The various funds offered under this product are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

i. Linked insurance products are different from the traditional insurance products and are subject to the risk factors.

ii. The premium paid in linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.

iii. ICICI Prudential Life Insurance Company Limited is only the name of the Life Insurance Company and ICICI Pru Signature online is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.

v. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

UIN:.
E/II/0973/2024-25

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