Edit
Gender
Date Of Birth
age 35 years
Mobile Number
Email Id
Premium Amount
Minimum premium is 2,000 p.m.
Payment Term
The duration for which you wish to pay premium
Policy Term
The duration after which your policy will mature
Product name
Features
Cost of plan
(reduction in yield)
Estimated returns++
Goal: Potential to create wealth for your future goals and protect your loved ones
  • 7 funds to invest
  • Life cover
  • Loyalty Additions^
  • Wealth Boosters+
%
Payment Term: 10
Policy Term: 10 years
8.24% - 14.95% Low Risk Fund**High Risk Fund Click to see details below **Returns displayed are not indicative of lowest returns.
6.4 lakh
@ 4% p.a.
11.7 lakh
@ 8% p.a.
Goal: Potential to create wealth for your future goals and protect your loved ones
Details (+)
Product Details
  • Potential for higher returns
  • Fund Switch
  • Premium Redirection
  • Loyalty Additions^
  • Wealth Boosters+
  • Life Cover
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
Fund allocation
Age (yrs) Multi-cap growth fund Income fund
0-25
85%
15%
26-35
75%
25%
36-45
65%
35%
46-55
55%
45%
56-65
45%
55%
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
Funds selection as per my choice
Goal: Potential to create wealth and life cover to secure your child's future
  • Comprehensive Protection
  • Premium Waiver Benefit~
  • Life cover
  • Loyalty Additions^
  • Wealth Boosters+
%
Payment Term: 10
Policy Term: 10 years
8.24% - 14.95% Low Risk Fund**High Risk Fund Click to see details below **Returns displayed are not indicative of lowest returns.
2 lakh
@ 4% p.a.
3 lakh
@ 8% p.a.
Goal: Potential to create wealth and life cover to secure your child's future
Details (+)
Product Details
  • Premium Waiver Benefit~
  • Potential For Higher Returns
  • Control Of Your Investment
  • Bonus
  • Tax benefits
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
Fund allocation
Age (yrs) Multi-cap growth fund Income fund
0-25
80%
20%
26-35
75%
25%
36-45
65%
35%
46-55
55%
45%
56-65
45%
55%
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
Funds selection as per my choice
Goal: Regular pension for life, for you and your spouse
  • Monthly pension for life
  • Capital Protection^^
  • Pension Boosters
  • Low charges
0.84% %
Payment Term: 10
Policy Term: 10 years
10.39% - 11.99% Low Risk Fund**High Risk Fund Click to see details below **Returns displayed are not indicative of lowest returns.
9.8 lakh
Yearly pension for life @ 4% p.a.
30 lakh
Yearly pension for life @ 8% p.a.
Goal: Regular pension for life, for you and your spouse
Details (+)
Product Details
  • Regular income for life
  • Tax Benefits
  • Capital Protection^^
  • Pension Boosters
  • Fund Switch
  • Top Up
Funds selection as per my choice
Here, you can choose which fund you want to invest in and keep changing the allocation as you wish. Choose this only if you have knowledge and time to decide which fund is best for you.
Fund & Benchmark Details Type of fund Latest NAV
(in Rs.)
Returns (p.a.) Returns (p.a.) Inception Date Fund
allocation (%)
1 Year 2 Year 3 Year 4 Year 5 Year Since Inception
Easy Retirement Balanced Equity and DebtBalanced 20.862620.8626 17.27%17.27% 4.31%4.31% 14.87%14.87% NANA 14.07%14.07% 11.99%11.99% August 29, 2011August 29, 2011
Benchmark Returns: 55% CRISIL Composite
Bond Fund Index & 45% S&P BSE 100
-- -- 14.68%14.68% 5.73%5.73% 12.92%NA NANA NANA 12.70%11.24% --
Easy Retirement Secure Debt 20.8626 17.27% 8.81% 14.87% NA 14.07% 10.39% August 29, 2011
Benchmark Returns: CRISIL Composite Bond
Fund Index
-- -- 13.65% 10.45% 12.08% NA NA 11.96% --
Total Allocation (should be exactly 100%) Total Allocation (should be exactly 100%)
0%
Returns (As on ). Past performance is not indicative of future performance
proceed to buy
proceed to buy
Goal:Safe returns along with financial protection
  • Zero risk to capital: 101% Money back guarantee
  • Life cover
  • Loyalty Additions^
  • Wealth Boosters+
0.72%
Payment Term: 10
Policy Term: 10 years
10.69% - 15.43% Low Risk Fund**High Risk Fund Click to see details below **Returns displayed are not indicative of lowest returns.
2.5 lakh
@ 4% p.a.
3.4 lakh
@ 8% p.a.
Goal: Safe returns along with financial protection
Details (+)
Product Details
  • Assured Benefits
  • Flexibility
  • Loyalty Benefits
  • Tax Benefit
  • Life Cover
Fund Allocation
Fund & Benchmark Details Type of fund Latest NAV
(in Rs.)
Returns (p.a.) Returns (p.a.) Inception Date
1 Year 2 Year 3 Year 4 Year 5 Year Since Inception
Life Growth Fund Equity and Debt 20.8626 17.27% 0.19% 14.87% NA 14.07% 11.99%11.99% August 29, 2011
Benchmark Returns: S&P BSE 100 -- -- 15.29% -0.40% NA NA NA 12.63% --
Life Secure Fund Debt 20.8626 17.27% 8.97% 14.87% NA 14.07% 10.39% August 29, 2011
Benchmark Returns: CRISIL Composite Bond Fund Index -- -- 13.65% 10.45% NA NA NA 12.30% --
Returns (As on ). Past performance is not indicative of future performance
Fund allocation
Policy Year Life Growth Fund

Benchmark: 100% S&P BSE 100. Date of inception: February 28, 2014

Life Secure Fund

Benchmark: 100% Crisil composite. Date of inception: February 28, 2014

1-4
60% 45%
40% 55%
5
60% 45%
reducing systematically each policy quarter in equal proportion
40% 55%
increasing systematically each policy quarter in equal proportion
6
30% 22.5%
70% 77.5%
7-8
20% 15%
80% 85%
9-10
10%
90%
Your Money will be invested according to the Guaranteed Wealth Protector Strategy
Your premium will be allocated to the Life Growth Fund and Life Secure Fund in the proportions set our below. Your Fund Value will also be rebalanced to achieve these proportions once every policy quarter.
Goal: Personalised plan for potential to create wealth and financial protection
  • Unlimited tax free fund switches
  • 7 funds to invest
  • Life cover
  • Loyalty Additions^
  • Wealth Boosters+
%
Payment Term: 10
Policy Term: 10 years
8.24% - 14.95% Low Risk Fund**High Risk Fund Click to see details below **Returns displayed are not indicative of lowest returns.
2 lakh
@ 4% p.a.
3 lakh
@ 8% p.a.
Goal: Personalised plan for potential to create wealth and financial protection
Details (+)
Product Details
  • Lower effective FMC
  • Top Up
  • Partial Withdrawal
  • Choice of policy strategy
  • Premium Redirection
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
Fund allocation
Age (yrs) Multi-cap growth fund Income fund
0-25
85%
15%
26-35
75%
25%
36-45
65%
35%
46-55
55%
45%
56-65
45%
55%
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
Funds selection as per my choice
Goal: Exclusive plan with multiple options for potential to create wealth and life cover
  • Unlimited tax free fund switches
  • 7 funds to invest
  • Life cover
  • Loyalty Additions^
  • Wealth Boosters+
0.72%
Payment Term: 10
Policy Term: 10 years
8.24% - 14.95% Low Risk Fund**High Risk Fund Click to see details below **Returns displayed are not indicative of lowest returns.
2 lakh
@ 4% p.a.
3 lakh
@ 8% p.a.
Goal: Exclusive plan with multiple options for potential to create wealth and life cover
Details (+)
Product Details
  • Lower effective FMC
  • Top Up
  • Partial Withdrawal
  • Choice of policy strategy
  • Premium Redirection
Select the funds you wish to invest in:
Fund selection based on my age
Funds selection as per my choice
Fund allocation
Age (yrs) Multi-cap growth fund Income fund
0-25
85%
15%
26-35
75%
25%
36-45
65%
35%
46-55
55%
45%
56-65
45%
55%
Here, we will invest your money based on your age.
Your investment will be rearranged between two funds as you move from one age band to another. This ensures that the risk attached to your investment is adjusted as you progress in life. First, your money gets invested in equity and will then move to debt.
Funds selection as per my choice

++The given illustration shows different rates of assumed future investment returns. The returns shown are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance.

^Loyalty Additions are applicable from the 6th policy year onwards. This is in the form of extra units at the end of every policy year. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values. You get an additional Loyalty Addition of 0.25% every year from the end of year 6 if all premiums for that year have been paid.

+Wealth Boosters will be allocated as extra units at the end of every 5th policy year starting from the end of the 10th policy year. Each Wealth Booster will be 3.25% for Regular Pay policies and 1.5% for Single Pay policies of the average of the Fund Values

~Company pays all due premium in your absence provided all due premium have been paid.

^^On vesting (maturity), you will be entitled to the Assured Benefit or Fund Value, whichever is higher. The Assured Benefit amount shown assumes all due premiums as per the premium payment term are paid. On maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender.

Tax benefits under the policy are subject to conditions under provisions of the Income Tax Act, 1961. Service tax & other applicable cesses will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time.

Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.

The given illustration shows different rates of assumed future investment returns. The returns shown are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy depends on a number of factors including future investment performance.

Fund names SFIN
Maximiser V ULIF 114 15/03/11 LMaximis5 105
Multi cap Growth ULIF 085 24/11/09 LMCapGro 105
Opportunities ULIF 086 24/11/09 LOpport 105
Bluechip ULIF 087 24/11/09 LBluChip 105
Multi cap Balanced ULIF 088 24/11/09 LMCapBal 105
Income ULIF 089 24/11/09 LIncome 105
Money Market ULIF 090 24/11/09 LMoneyMkt 105
Maximise India ULIF 136 11/20/14 MIF 105
Easy Retirement Balanced Fund ULIF 132 02/11/12 ERBF 105
Easy Retirement Secure Fund ULIF 133 02/11/12 ERSF 105
Life Growth Fund ULIF 134 19/09/13 LGF 105
Life Secure Fund ULIF 135 19/09/13 LSF 105

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN: L66010MH2000PLC127837.

© 2016, ICICI Prudential Life Insurance Co. Ltd. Registered Address:- ICICI Pru Life Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. Tax benefits under the policy are subject to conditions u/s 80C & 10(10D) of the Income Tax Act, 1961. Service tax will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time.UIN of the ICICI Pru Easy Retirement - 105L133V01 and ICICI Pru Easy Retirement Single Premium - 105L138V01 and ICICI Pru Wealth Builder II - 105L139V01 and UIN of ICICI Pru Guaranteed Wealth Protector - 105L143V01 and UIN of ICICI Pru Smart Life - 105L145V01 and UIN of ICICI Pru Elite Life II - 105L141V01 and UIN of ICICI Pru Elite Wealth II - 105L140V01. Tax benefits under the policy are subject to conditions under provisions of the Income Tax Act, 1961. Service tax & other applicable cesses will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time. Trade Logo displayed above belongs to ICICI Bank Ltd & Prudential IP services Ltd and used by ICICI Prudential Life Insurance Company Ltd under license. Advt No. .

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