The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

Risk factors and warning statements:

i. Linked insurance products/ annuity products with variable pay-out options are different from traditional insurance products and are subject to the risk factors

ii. The premium paid in linked insurance policies or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The NAVs of the unis may go up or down based on the performance of fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions

iii. ICICI Prudential Life Insurance in only the name of the Life Insurance Company and ICICI Pru EzyGrow is only the name of the linked insurance contract and does not in anyway indicate the quality of the contract, its future prospects or returns

iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company

v. The various funds offered under this contract are the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns

¹ Past performance is not indicative of future performance

² Entire premiums that you pay is invested without deducting any premium allocation charges. A multiple of total Premium Allocation Charge is added back to the fund value only if the life assure survives till maturity. Multiple will depend upon the plan option, premium payment term and policy term chosen at inception. These will be added in the form of units to the Fund Value. Please refer to brochure for more details

³ At policy maturity and only if the life assured survives till maturity, an addition, known as Maturity Booster in the form of extra units (Units mean a specific portion or part of the Unit Linked Fund(s) in which you have saved your money) will be made to boost your Fund Value. This Maturity Booster is a percentage of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. Please refer to brochure for more details

⁴ Systematic Withdrawal Plan is allowed only after the first five policy years

⁵ Following the death of the Life Assured and subsequent intimation to the company (provided all due premiums have been paid until the date of death of the Life Assured), the company shall waive all future premiums as and when payable under the policy (after the date of death) and the policy shall continue till the end of policy term. Further Units equivalent to the instalment premium will be allocated on each of the subsequent premium due dates by the Company. The prevailing mandate on fund choices shall be used for investing the benefit amounts into the policy

⁶ An amount equal to a percentage of the Sum Assured will be paid out to the claimant as regular income on each subsequent policy anniversaries following the date of death till the end of the policy term. This percentage can vary between 0% and 10% (both inclusive) and once chosen at the time of purchase of the policy, it will remain fixed through the policy term

ICICI Pru EzyGrow UIN

W/II/1604/2025-26