A Non-Participating Linked Individual Savings Life Insurance Plan
IN ULIPS, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

Get your investment journey started today

Introducing ICICI Pru EzyGrow – a new-age savings and protection-oriented ULIP that combines life insurance with flexible investment opportunities in a single plan. It enables you to systematically invest towards your future goals, while ensuring your loved ones remain financially secure.

With ICICI Pru EzyGrow, your premium is invested in the funds of your choice without any premium allocation charges, and you also receive a return of Policy Administration Charges at maturity. The plan offers two options – Wealth and Assure – designed to suit your protection requirements.

You can choose from four portfolio strategies and a broad range of funds, giving you the flexibility to invest as per your life goals – be it early retirement, your child’s education, or other long-term aspirations.

 
 
 
 
 

What makes ICICI Pru EzyGrow special?

 
 

Plan Options

Wealth

Benefits

On death of life assured, nominee will receive the highest of:

  • Sum Assured
  • Fund Value
  • Minimum death benefit (105% of total premiums paid)

Maturity Value: On survival of life assured, Fund Value is paid at maturity

Assure

Benefits

On death of life assured, nominee will receive:

  • Sum Assured
  • Future premiums will be waived off5 and paid by the company
  • Regular yearly income6 for the remaining policy term
  • Fund value will be paid at maturity

Maturity Value: On survival of life assured, Fund Value is paid at maturity

 
 
 
 
 

4 SIMPLE STEPS TO BUY ONLINE

 
 

ICICI Pru EzyGrow at a glance

Plan Option Premium Payment Term
(PPT in years)
Minimum Maximum Policy term
(in years)
Minimum/ Maximum age at entry
(in years)
Min/Max Age at Maturity
(in years)
Minimum Premium
(in ₹)
Wealth Limited Pay:
Minimum: 5 years
Maximum: 15 years
Minimum: Maximum of (Premium payment term + 5 years) or 10 years
Maximum: 40 years
Minimum: 0 years
Maximum: 55 years
Minimum: 18 years
Maximum: 70 years
Yearly: ₹ 12,000
Regular Pay:
Minimum: 15 years
Maximum: 40 years
Minimum: 15 years
Maximum: 40 years
Assure Minimum: 5 years
Maximum: 15 years
Minimum: 15 years
Maximum: 25 years
Minimum: 18 years
Maximum: 45 years
Minimum: 33 years
Maximum: 60 years

 

 

PERFORMANCE OF FUNDS`

 

 

Please note: NA: Fund has not completed the stipulated time period

Past performance is not indicative of future performance.

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The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year

Risk factors and warning statements:

i. Linked insurance products/ annuity products with variable pay-out options are different from traditional insurance products and are subject to the risk factors

ii. The premium paid in linked insurance policies or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The NAVs of the unis may go up or down based on the performance of fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions

iii. ICICI Prudential Life Insurance in only the name of the Life Insurance Company and ICICI Pru EzyGrow is only the name of the linked insurance contract and does not in anyway indicate the quality of the contract, its future prospects or returns

iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company

v. The various funds offered under this contract are the names of the funds and do not in any way, indicate the quality of these plans, their future prospects and returns

1 Past performance is not indicative of future performance

2 Entire premiums that you pay is invested without deducting any premium allocation charges. A multiple of total Premium Allocation Charge is added back to the fund value only if the life assure survives till maturity. Multiple will depend upon the plan option, premium payment term and policy term chosen at inception. These will be added in the form of units to the Fund Value. Please refer to brochure for more details

3 At policy maturity and only if the life assured survives till maturity, an addition, known as Maturity Booster in the form of extra units (Units mean a specific portion or part of the Unit Linked Fund(s) in which you have saved your money) will be made to boost your Fund Value. This Maturity Booster is a percentage of the average of the Fund Values including Top-up Fund Value, if any, on the last business day of the last eight policy quarters. Please refer to brochure for more details

4 Systematic Withdrawal Plan is allowed only after the first five policy years

5 Following the death of the Life Assured and subsequent intimation to the company (provided all due premiums have been paid until the date of death of the Life Assured), the company shall waive all future premiums as and when payable under the policy (after the date of death) and the policy shall continue till the end of policy term. Further Units equivalent to the instalment premium will be allocated on each of the subsequent premium due dates by the Company. The prevailing mandate on fund choices shall be used for investing the benefit amounts into the policy

6 An amount equal to a percentage of the Sum Assured will be paid out to the claimant as regular income on each subsequent policy anniversaries following the date of death till the end of the policy term. This percentage can vary between 0% and 10% (both inclusive) and once chosen at the time of purchase of the policy, it will remain fixed through the policy term

Fund name SFIN
Maximiser Fund V  
Multi cap Growth Fund  
Opportunities Fund
Bluechip Fund
Multi cap Balanced Fund
Income Fund  
Money Market Fund  
Maximise India Fund  
Active Asset Allocation Balanced Fund  
Value Enhancer Fund  
Secure Opportunities Fund  
Focus 50 fund  
India Growth fund  
Balanced Advantage Fund  
Sustainable Equity Fund  
Mid Cap Fund ULIF 146 28/06/22 MidCapFund 105
Mid Cap Hybrid Growth Fund ULIF 147 05/01/23 MCHybrdGrt 105
Constant Maturity Fund ULIF 148 050123 MCHybrdGrt 105
Mid Cap 150 Momentum 50 Index Fund ULIF 151 180124 McMomentum 105
Multicap 50 25 25 Index Fund ULIF 152 220224 MultiCapIF 105
MidSmall Cap 400 Index Fund ULIF 153 150424 MidSmal400 105
MidSmallCap 400 Momentum Quality 100 Fund ULIF 156 241024 MscMomQual 105
Smallcap 250 Momentum Ǫuality 100 Index Fund ULIF 157 301224 SmcMomQual 105
India Consumption Fund ULIF 158 170425 IndConsump 105
Nifty Alpha 50 Index Fund ULIF 160 290725 AlphaIndIF 105

ICICI Pru EzyGrow UIN

W/II/0700/2025-26

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