Ensure your family’s financial security even in your absence with a Life Cover while enjoying tax benefits.
Protect your loved ones and secure their dreams with guaranteed wealth growth.
Get dual assurances of guaranteed benefits and life cover, while complementing your investment corpus with bonuses that offer potentially higher return.
Make sure that you and your spouse live a comfortable life in your golden years with a regular income to take care of your daily expenses and more. You can also leave a legacy for your children.
Make sure the loans you take to achieve your dreams are taken care of, even in your absence.
A plan that secures your family from loan liability while offering you additional protection of Accident and Disability cover.
A plan that ensures financial security of your employees or members’ loved ones with a Life Cover.
A plan that takes care of your employees’ gratuity payment, while offering you the opportunity to earn returns on your invested money.
Offer your employees a compensation package with this policy that will allow them to plan and save for their retirement as per their risk appetite.
A plan that helps you set up a pool of money for managing your leave encashment liability while providing returns on this saving.
Help your employees lead an independent post-retirement life with this plan, which offers regular income for life.
Pure Protection Plans
These are the simplest form of life insurance plans. They offer a financial cover for a specific period or term. In case of an unfortunate event within this term, these policies pay a predetermined amount to your dependents. This helps you secure their needs in your absence.
Protection + Savings & Retirement Plans
These are insurance plans that go beyond providing protection. Retirement plans help you save for you retirement, whereas Protection + Savings plans help you create wealth while offering the benefit of a Life Cover.
Group Insurance Plans are life insurance solutions which are especially crafted for members belonging to a professional, financial or cultural organization. Our range of Group Plans offer you various benefits that suit your needs.
Our rural business initiative has played a very important role in reaching the underserved segment through rural insurance plans. We have covered more than 2.5 million lives across 16 states in India. Along with hassle-free and simple procedures, these plans offer a Life Cover at low premiums.
*The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the product brochure. The maximum accidental death benefit available is ₹2 Crore.
**On maturity, you will receive an amount which is higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid, which is applicable only on maturity of the policy and does not apply on death or surrender. You can utilise this benefit amount only as per the available options. Alternatively, you can choose to postpone your vesting date.
#Every year an amount called the Guaranteed Addition is added to the policy. Guaranteed Addition (GA) is equal to the predetermined Guaranteed Addition rate multiplied by the sum of all premiums paid till date (excluding extra mortality premiums, service tax and cesses, if any).
Unlike traditional products, Unit Linked insurance products are subject to market risk, which affect the Net Asset Values & the customer shall be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.