Product at a Glance - ICICI Pru Savings Suraksha
The plan allows you to choose the number of years for which you wish to pay premiums. You can opt for either the Five Pay option (payment of premiums for 5 years), Seven Pay option (payment of premiums for 7 years), Ten Pay option (payment of premiums for 10 years), Twelve Pay option (payment of premiums for 12 years) or the Regular Pay option (regular payment of premiums throughout the policy term).
Regular Pay
How much premium can I pay?
You need to pay a minimum of ₹ 12,000 per year.
Can I pay the premiums yearly, half-yearly or monthly?
Yes, you can choose to pay your premiums yearly, half-yearly or monthly.
How long does the policy last?
The policy term can continue from 10 to 30 years*.
At what age can I start this plan?
There is no minimum age to start this plan. However, the maximum age should not be more than 60 years.
How old should I be when the plan reaches maturity?
Your minimum age at policy maturity should be 18 years. But, the maximum age should not exceed 70 years.
Twelve Pay
How much premium can I pay?
You need to pay a minimum of ₹ 12,000 per year.
Can I pay the premiums yearly, half-yearly or monthly?
Yes, you can choose to pay your premiums yearly, half-yearly or monthly.
How long does the policy last?
The policy can continue from 17 to 30 years*.
At what age can I start this plan?
There is no minimum age to start this plan. However, the maximum age should not be more than 60 years.
How old should I be when the plan reaches maturity?
Your minimum age at policy maturity should be 18 years. But, the maximum age should not exceed 70 years.
Ten Pay
How much premium can I pay?
You need to pay a minimum of ₹ 12,000 per year.
Can I pay the premiums yearly, half-yearly or monthly?
Yes, you can choose to pay your premiums yearly, half-yearly or monthly.
How long does the policy last?
The policy can continue from 15 to 30 years*.
At what age can I start this plan?
There is no minimum age to start this plan. However, the maximum age should not be more than 60 years.
How old should I be when the plan reaches maturity?
Your minimum age at policy maturity should be 18 years. But, the maximum age should not exceed 70 years.
Seven Pay
How much premium can I pay?
You need to pay a minimum of ₹ 18,000 per year.
Can I pay the premiums yearly, half-yearly or monthly?
Yes, you can choose to pay your premiums yearly, half-yearly or monthly.
How long does the policy last?
The policy can continue from 12 to 30 years*.
At what age can I start this plan?
There is no minimum age to start this plan. However, the maximum age should not be more than 60 years.
How old should I be when the plan reaches maturity?
Your minimum age at policy maturity should be 18 years. But, the maximum age should not exceed 70 years.
Five Pay
How much premium can I pay?
You need to pay a minimum of ₹ 30,000 per year.
Can I pay the premiums yearly, half-yearly or monthly?
Yes, you can choose to pay your premiums yearly, half-yearly or monthly.
How long does the policy last?
The policy can continue from 10 to 30 years*.
At what age can I start this plan?
There is no minimum age to start this plan. However, the maximum age should not be more than 60 years.
How old should I be when the plan reaches maturity?
Your minimum age at policy maturity should be 18 years. But, the maximum age should not exceed 70 years.