BENEFITS OF OUR

TOP SELLING TERM#

PLAN

 

PROTECTION FOR YOU

PROTECTION FOR YOU

High life cover at affordable rates so that your loved ones are financially secure.

CRITICAL ILLNESS BENEFIT

Guaranteed benefit payout up to 1 Crore in case of 34 life critical illnesses*.

100% BENEFIT PAYOUT

TAX BENEFIT

Save tax up to 54,075^ u/s 80C & 80D. Get Life Cover & Health Cover in one plan.

ACCIDENTAL DEATH BENEFIT

ACCIDENTAL DEATH BENEFIT

In case of death due to accident, the nominee will be paid double the Sum Assured amount+.

PROTECTION AGAINST DISABILITY

In case of permanent disability due to accident, your policy continues without you having to pay any premiums.

PROTECTION AGAINST DISABILITY
In case of permanent disability due to accident, your policy continues without you having to pay any premiums
PROTECTION AGAINST DISABILITY
In case of permanent disability due to accident, your policy continues without you having to pay any premiums

100% BENEFIT PAYOUT

100% BENEFIT PAYOUT

If diagnosed with a Terminal Illness, we pay you the complete Sum Assured.

 

 

 

Priya is a 32 year old, healthy female who works as a marketing consultant. She has taken a home loan. Realizing the need for protection in her fast-paced life, Priya wants to be well prepared for unforseen circumstances in life.ICICI Pru iProtect Smart - Life and Health option is the perfect solution for her needs.

 

 

The premium rates mentioned above are exclusive of service tax.

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Anil is a 35 year old healthy male who works as a project manager in an IT company. Anil wants to ensure that his wife, three year old son and retired father live a comfortable life in case of his untimely death. He chooses ICICI iProtect Smart - Life option with Death Benefit of `1 crore with Income Payout option which will ensure an adequate monthly income for his family.

 

 

The premium rates mentioned above are exclusive of applicable taxes.

 

4 EASY STEPS










TO BUY ONLINE

 

 

WHY CHOOSE










IPROTECT SMART

 


100% ONLINE & FLEXIBLE PLAN

You can buy this plan online in 10 minutes^^ in the comfort of your home or office. You can customize the plan as per your needs.

ASSURANCE OF CLAIMS SETTLEMENT

ASSURANCE OF CLAIMS SETTLEMENT

Get peace of mind with our claims settlement ratio of 96.87% .To know more about our claims settlement go here.

 

*The above mentioned premium rate is for ` 1 crore of life cover for a 25 year old healthy male for a policy term of 15 years with regular income payout option. The annual premium amount for this assumption will be ` 6036 and monthly premium will be ` 504.

` The above mentioned premium rate is for ` 50 lakhs of life cover and ` 10 lakhs of accelerated critical illness cover for a 25 year old healthy male for a policy term of 15 years with lumpsum payout option. The annual premium amount for this assumption will be ` 5846 and monthly premium will be ` 489.

^The above mentioned premium rate is for ` 1 crore of life cover and ` 10 lakhs of accelerated critical illness cover for a 25 year old healthy male for a policy term of 15 years with regular income payout option. The annual premium amount for this assumption will be ` 7,576 and monthly premium will be ` 633.

`The above mentioned premium rate is for ` 1 crore of life cover for a 30 year old healthy male for a policy term of 30 years with regular income payout option. The annual premium amount for this assumption will be ` 9179 and monthly premium will be ` 766. In case of death, the nominee will receive ` 83,333 pm for 10 years.

Tax benefits can be availed subject to issuance of policy and other conditions as per prevailing tax laws.

~This feature is only available for Life Option.

*The critical illness benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. To know more about the illnesses covered, please refer to the Sales brochure. Available under Life and Health and All in One options.

+Accidental Death Benefit is up to `2 Crores.Accidental death benefit is available for the Life plus and All in one option of the plan.

#Top Selling Term Plan refers to ICICI Prudential Life Insurance plans which are bought by customers through the website with our Zero-Paper-Process.

^^Subject to realization of payment and document.

As per IRDAI Annual Report 2015-16

^Tax benefit of `54,075 is calculated at highest tax slab rate of 30.9% (including Cess) on insurance premium u/s 80C/80CCC of `1,50,000 and health premium u/s 80D of `25,000. Tax benefits under the policy are subject to conditions under Sec. 80C, 80D and Sec 10(10D) of the Income Tax Act, 1961. Applicable taxes will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. iProtect Smart UIN: 105N151V01 and Advt No:W/II/1177/2016-17.

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