Plan that is designed just for preferred customers like you.
Introducing ICICI Pru Signature, our newest ULIP that offers insurance and flexible investment opportunities in one plan. It is a unique plan that can give you better returns while it shields your loved ones with life cover.
8 BENEFITS OF ICICI PRU SIGNATURE
Ashwin's returns will be according to the performance of funds he has selected.
Amount of premium paid: `14 lakh
Sum Assured: `20 lakh
Age at entry: 35 years
Assumed investment returns | 8% p.a. | 4% p.a |
---|---|---|
Fund Value at Maturity | `28,22,869 | `18,02,758 |
Note: As per IRDAI guidelines, returns are shown at 4% p.a. and 8 p.a.:
In case of Ashwin's death during policy term, his nominee will receive the death benefit as a lump sum payout.
On maturity, Divya will get returns according to the performance of funds she had invested in.
Amount of single premium: `1,00,000
Sum Assured: `10,00,000
Age at entry: 30 years
Policy term: 10 years
Assumed investment returns | @ 4% ARR` | @ 8% ARR` |
`Fund Value at Maturity | `1,20,670 | `1,76,956 |
`ARR: Assumed Rate of Return
Note: As per IRDAI guidelines, returns are shown at 4% p.a. and 8 p.a.:
For this example, we have assumed that the investment is done in the Maximiser Fund V (SFIN: ULIF 114 15/03/11 LMaximis5 105)
In case of Divya's death during policy term, Divya's nominee will receive the death benefit as a lump sum payout.
Year of death | Death Benefit paid out to nominee | |
---|---|---|
@ 4% ARR` | @ 8% ARR` | |
5 | `10,00,000 | `10,00,000 |
10 | `10,00,000 | `10,00,000 |
`ARR : Assumed Rate of Return
THINGS YOU NEED TO KNOW
Why should you buy a ULIP at an early age?
What are the plan options under ICICI Pru Signature?
ICICI Pru Signature has three plan options. Higher the premiums, higher are the benefits.
Plan | Annualised Premium | Benefits |
---|---|---|
Advantage | ₹ 2,00,000 – 4,99,999 | Return of all premium allocation charges + Wealth Boosters |
Premier | ₹ 5,00,000 – 9,99,999 | Return of all premium allocation charges +Wealth Boosters + Value Benefit in year 2 |
Exclusive | ₹ 10,00,000 and above | Return of all premium allocation charges +Wealth Boosters + Value Benefit in year 2 + Value Benefit in year 6 |
What is the minimum and maximum entry age for this plan?
What are the premium payment terms available with this plan?
Premium Payment terms available under ICICI Pru Signature:
Single Pay
For Limited Pay - 5 years, 7 years and 10 years.
For Regular Pay, it is same as the policy term.
For Whole Life option, Limited Pay – 7, 10 and 15 years.
What are the policy terms available in this plan?
How much premium do I have to pay?
When can I do partial withdrawals?
What are the tax benefits under this policy?
Fund Name (As on ) | Returns (p.a.) | Returns (p.a.) |
Inception Date |
|||||
---|---|---|---|---|---|---|---|---|
1 Year | 2 Year | 3 Year | 4 Year | 5 Year | Since Inception | |||
EQUITY | ||||||||
Bluechip Fund | ||||||||
Maximiser V Fund | ||||||||
Multi Cap Growth Fund | ||||||||
Opportunities Fund | ||||||||
Maximise India Fund | ||||||||
Value Enhancer Fund | ||||||||
Focus 50 Fund | ||||||||
India Growth Fund | ||||||||
Sustainable Equity Fund | ||||||||
Mid Cap Fund | ||||||||
Mid Cap Index Fund | ||||||||
Mid Cap 150 Momentum 50 Index Fund | ||||||||
Multicap 50 25 25 Index Fund | ||||||||
MidSmall Cap 400 Index Fund | ||||||||
BALANCED | ||||||||
Multi Cap Balanced Fund | ||||||||
Active Asset Allocation Balanced Fund | ||||||||
Balanced Advantage Fund | ||||||||
Mid Cap Hybrid Growth Fund | ||||||||
DEBT | ||||||||
Income Fund | ||||||||
Money Market Fund | ||||||||
Secure Opportunities Fund | ||||||||
Constant Maturity Fund |